Kristyn Ploszay
Business freelance writer and featured Business and Finance Contributor for Yahoo! Finance. Corporate world experience includes expertise in both residential and commercial real estate, accounting, treasury, and personal finance.
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Displaying Results 1 - 18 (of 18) for All Content
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First Person: Will a Finished Basement Increase the Value of My Home?If you plan on staying in your home for awhile, finishing your basement is a very good investment. Not only will you save on heating and cooling costs but the intrinsic value of the extra space is priceless.
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First Person: I Am Optimistic About the Connecticut Real Estate MarketWhile 2011 showed some growth, 2012 looks like it could be a stronger year for the Connecticut housing market. Some economic indicators to consider are unemployment rates, job growth, and consumer confidence.
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First Person: I Was a Sub-Prime Mortgage ProcessorMy experience in sub-prime mortgage lending opened my eyes to the greed that drives business decision making. At no point did it appear that decisions were made for the good of the end borrower but rather just middlemen racking in fees and commissions.
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First Person: Why I Enjoy Living in a Planned CommunityLiving in a planned unit development has enhanced the value of my home by creating an attractive and safe neighborhood to live in. The homeowners' association prohibits neglectful residents and requires all owners to maintain their properties.
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When Spending More Was Worth ItShopping for our daughter's crib was the first major financial decision my husband and I made as parents. We viewed our purchase as a long-term investment and valued craftsmanship over price.
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First Person: Why I'll Sell My Home Without an AgentSelling your house without a real estate agent is a growing trend. The internet has changed the face of real estate and with it many Americans are saving themselves thousands of dollars that would otherwise end up in a realtor's pocket.
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First Person: Why I Chose to Remodel My Kitchen in a Bad EconomyA bad economy can be a great time to remodel your home and this is why. Due to uncertainty about the economy, homeowners are hesitant to undertake major improvements. With less remodel jobs out there, almost every cost associated with it will be lower.
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First Person: The Value of the Final Walk ThroughA final home inspection walk through is an important part of the home buying process. Two things to check for are that all repairs from the original inspection have been made and no damages have been made to the home since.
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First Person: Deciding Where to Buy Our First HouseLocation is key when choosing a house to live in. Every home buyer should research their future neighborhood thoroughly. It will help them choose a location that fits their family's lifestyle and protect their investment down the line.
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First Person: Avoiding Tenancy Problems at My Rental PropertiesEstablishing good communication and an understanding of your tenants' needs can go a long way in dealing with conflicts. It is equally important to know the rights you have as landlord.
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Private Banks to Pick Up the Slack in Jumbo Loan MarketBeginning October 1, loans backed by government controlled Fannie Mae, Freddie Mac, and the Federal Housing Administration will drop the size of mortgages it guarantees in key markets. The private banks plan on being there to pick up the slack.
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Understanding the Real Estate Short SaleDistressed sellers and savvy buyers alike can benefit from the real estate transaction called a short sale. In such a sale, the lender agrees to accept less than what a homeowner owes on a mortgage. They should also know their risks.
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Family Finances: How to Prepare for a New BabyStarting a family is one of the most joyous occasions for a couple but it comes with a hefty price tag. With a little planning, you can alleviate some of the strain on your wallet and pave the way for your family's future.
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The Housing Market: A Bumpy Road AheadNew studies show a challenging road ahead for the housing market as home prices continue to drop with no end in sight. One bright spot emerges in the rental market as home ownership declines, pushing rents up and encouraging multi-family construction.
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Factors that Affect Gasoline PricesAs gas prices have sky rocketed, it has people wondering what drives the price you pay at the pump.The main components of the retail price of gasoline are the cost of crude oil, taxes, refining, and distribution. -
5 Easy Ways to Add Value to Your Home Before You SellSimple ways to add value to your home when you are trying to sell.
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5 Ways to Save Money by Cutting Household SpendingTop five ways to help you cut your household spending.
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Save for College by Using a 529 PlanA 529 college savings plan is a type of investment account that allows you to set aside money for your child's education and let it grow tax free.
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