Caryl Cress Ramsey
I discovered my love for writing when I was in college which led to a B.A. in English Literature/Writing. After college, I became licensed in Property and Casualty and worked as an agent in our family owned insurance agency. I am currently an Early Childhood Education teacher and owner of a small business.
Now that my children are heading off to college, I am finding myself again and pursuing some of my interests. My lifelong dream has always been to be a freelance writer and photographer. This site seems to be a good starting point. I am in the process of finding my voice and honing my writing skills.
I enjoy family, reading, writing, photography, guitar, and sports..
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Now that my children are heading off to college, I am finding myself again and pursuing some of my interests. My lifelong dream has always been to be a freelance writer and photographer. This site seems to be a good starting point. I am in the process of finding my voice and honing my writing skills.
I enjoy family, reading, writing, photography, guitar, and sports..
...
- Page Views
- 203,589
- Content
- 54
- Fans
- 26
- Contributor since
- 6/12/2011
Education/Experience
B.A. in English Lit/WritingInterests
family, children, parenting, relationships, photography, reading, writing, sports, acoustic guitar, early childhood education, psychology, business owner, insurance, animals, community, social justice, holiday, internet, local events, local activitiesMotto
"Life isn't about finding yourself, It's about creating yourself."
Displaying Results 1 - 54 (of 54) for All Content
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Top 5 Most Unusual Golf Courses in North AmericaNorth America is home to some rather unusual golf courses. The uniqueness of these courses stems mostly from location, environment, and layout of the course. -
The Story of Our Small Family BusinessStarting a small business can be risky and rewarding all at the same time. Once established, businesses need to be evaluated on a yearly basis for growth to occur and to keep up with modern trends. -
First Person: The Advantages of Running a Seasonal BusinessThere are many advantages of a small seasonal business. The opportunity for supplemental income, the opportunity to pursue other interests as well as a minimal financial investment are just some reasons to consider this business option.
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November in VirginiaNovember is a great time to travel to Virginia. Virginia offers great regional and seasonal activities during the fall season. -
Traveling on Dialysis in the U.S.Travel is still a viable option for patients on dialysis. Plan ahead, familiarize yourself with all transient patient information, and know payment options.
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First Person: Setting Up My Business to Accept Debit CardsBeing a cash only business I was losing customers because I didn't offer card services for debit and/or credit cards. I have now upgraded to provide this service. Here's what you should know to do this.
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First Person: I Don't Drive a Fuel Efficient Car, But I'm Still Not Overpaying for GasI don't have to have a fuel efficient car to save money on gas. There are some driving techniques that save me money without having to go out and buy a hybrid or another car that gets better gas mileage.
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Most Scenic Train Rides in North AmericaTraveling by train has almost become a thing of the past. However, it is safer and more economical than other modes of travel and offers a unique perspective of areas less traveled. -
How to Fill the Empty NestAn empty nest can produce overwhelming feelings of sadness and emptiness. However, this is a great time for self-discovery and growth. -
The Evolution of the Top 5 Fishing Techniques that Will Reel in the FishFishing techniques have evolved from a very basic sport with simple equipment into a world of technology. The type of fishing will determine which technique will be the most successful.
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Romantic Getaways in VirginiaThere are many romantic getaways in Virginia. Enjoy the romance of the Homestead, The Inn At Little Washington and the Williamsburg Inn. -
Following Thomas Jefferson’s Footsteps in VirginiaThomas Jefferson had a profound impact on Virginia. Travel back in time and visit the places he designed and built such as the University of Virginia, Monticello and Poplar Forest. -
The Small Business Mistakes You Can't Afford to MakeIt is hard enough to start up a small business in this sluggish economy. Don't increase your chances of failure by choosing the wrong location, not listening to your customers or forming the misconception of becoming an overnight success story.
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First Person: The 3 Traits of Successful EntrepreneursWhat exactly does it take to be a successful business owner? Being a risk-taker, a people person and flexible will maximize your success as an entrepreneur.
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Washington, D.C.: A Great Family GetawayWashington, D.C. is a great destination for a family getaway. It's a fun and educational experience, the transportation system makes it easy to maneuver the nation's capital and there is a lot to enjoy in the compact area of the Mall. -
Holiday Tips for Small BusinessesIncreasing sales during the holiday season is on most business owners' minds but that isn't what the spirit of the holidays is all about. The spirit of giving should be part of your business plan during the holidays. -
Washington Wizards Holiday Gift GuideLooking for just the right gift idea for a Washington Wizard fan? There are some unique options ranging from accessories to home decor. -
Top U.S. Destinations for Holiday ShoppersThe United States offers some great destinations for holiday shoppers. Madison Avenue in New York City, Rodeo Drive in Beverly Hills and Mall of America in Bloomington, Minnesota are among the best. -
Winter Fun: Snow Tubing in VirginiaVirginia offers some thrilling snow tubing parks. Enjoy this fun winter sport at Wintergreen Resort, Massanutten Resort or Bryce Resort.Also published on: -
First Person: Coordinating Our Holiday Budget With Today's EconomyThe holidays fall victim to the economy for most people this year. By changing your priorities and cutting a few corners, you can beat the holiday blues.
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First Person: I Saved $1,000 in Just One MonthSaving money for the holidays is harder than ever with the recent economy. However, there are ways you can save $1,000 a month by making a few adjustments.
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First Person: Avoiding Overspending During the HolidaysOverspending is more tempting during the holiday season than at any other time of year. There are some ways to avoid falling into this trap.
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UNC Basketball Holiday Gift GuideNeed gifts for UNC basketball fans this year? There are plenty to choose from for your practical to just-for-fun Tar Heels on your list.Also published on: -
First Person: Small Businesses Are Still the Heartbeat of AmericaSmall businesses are essential to the future of our economy and life in general. These businesses could lead the nation in the recovery of our depressed economy.
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Best Christmas Golf Gifts for KidsIf you want to introduce or foster your child's interest in the wonderful sport of golf, then there are some great gift options for Christmas this year.Also published on:
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Christmas 2011: D.C. United Soccer GiftsThere are many great Christmas gifts for D.C. United soccer fans. Gifts include jerseys, blankets, soccer balls, Bobble Heads and dog bowls.Also published on: -
Basic Tips for Effective Ice FishingIce fishing is becoming a very popular winter sport. With a few basic tips, you can learn some very effective techniques.Also published on:
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Strut Your Stuff on Local Football Fields in Lynchburg, VirginiaFootball is a beloved tradition during the Thanksgiving holiday. Lynchburg, Va., offers some great fields for friends and family to strut off a few of those extra holiday pounds.Also published on:
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First Person: Saving Money While Reducing Holiday StressThe holiday season can be one of the most stressful times of the year. Follow some simple suggestions and regain control of your physical, emotional and financial behaviors.
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First Person: Reducing My Small Business Insurance CostsThere are ways to reduce your small business insurance costs. The one thing you don't want to do is go without coverage or be underinsured.
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Snowboarding Year-Round at the Liberty Mountain Snowflex Centre in Lynchburg, VAThe Liberty Mountain Snowflex Centre in Lynchburg, Virginia offers the only synthetic snowboarding slope of its kind in the United States. It maximizes speed, ensures extra edge control for turning and extra layers of cushion for softer landings.
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Skiing in the Heart of VirginiaWintergreen Resort located on top of the Blue Ridge Mountains in Virginia is a picturesque winter playground for skiers of all ages and skill levels. Skiing can be enjoyed day or night.
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Fall into the Best U.S. CitiesThere are all kinds of fall events across the U.S. Travel to pumpkin festivals, enjoy the dazzling fall foliage or take in the awe-inspiring migration of the humpback whales.
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Traveler's Guide to the Official U.S. Bicycle Route SystemTraveling by bike is economical, healthy and a great way to enjoy nature. U.S. Bike Route 1 and U.S. Bike Route 76 allow bicyclists to discover and enjoy this great land of ours.
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Best Allergy-Friendly Places to TravelThere are some places that are more favorable to travel to during fall allergy season. The three cities with the lowest pollen count are Portland, Oregon; Seattle, Washington; and San Diego, California.
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First Person: How We Saved Money With Our Car InsuranceThere are several ways to save money on car insurance. Savings can be acquired through discounts, avoiding high-risk vehicles and assuming more risk.
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First Person: To Steve Jobs and BeyondSteve Jobs has made a tremendous impact on personal and mobile computing. He has a gift of changing the perspective on existing products and making them more appealing to consumers.
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A Cascading Bouquet of Fall Foliage in the United StatesThe United States offers some spectacular fall foliage. The Blue Ridge Parkway, the Great Smoky Mountains, and the Green Mountains in Vermont are some of the best travel destinations for fall foliage.
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First Person: Avoiding the Same Mistakes During the Next RecessionIn order to hang on to as much cash value as I can, during the next recession I am pulling a designated amount of money out of my bank accounts, stocks and retirement funds. I will then reinvest when the economy is more secure.
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On September 11, We Outgrew Our Security BlanketSeptember 11th changed Americans forever. A false sense of security and invincibility was lost that fateful day.
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First Person: Choosing a Business Location to Maximize My RevenuesChoosing a business location affects the future of any business. Some things to consider are proximity to competitors, zoning and sign ordinances, ease of access and visibility, affordable rent, security and personal considerations.
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Obama, Please Keep Small Businesses AfloatSmall businesses have helped shape America's economy. Tax incentives would attract more consumers, increase sales, lower the unemployment rate and boost the economy. Hopefully, this issue will be addressed in Obama's upcoming speech.
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Aloha: Oahu for the Solo TravelerOahu is a great destination for solo travelers. Enjoy mingling with tourists and locals or escape to some of the more remote areas of the island.
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First Person: Using Free Marketing to Grow My Small BusinessWant to grow your business without turning the process into a business expense? Use free marketing venues to increase your sales. After all, free opportunities rarely put money into your pocket.
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First Person: Inexpensive Marketing for My Small BusinessPromoting business growth doesn't have to add a lot to the expense of doing business. A few cosmetic ideas here, a few advertising ideas there, mixed in with product quality, great service, and a friendly atmosphere will send your business skyrocketing.
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Five types of wakeboarding finsThe type of wakeboard fin depends on several factors. The expertise of the rider, water conditions, and the technique and style of the rider all determine which fin works best.
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Beyond Lemonade StandsIt is never too early to teach children the basics of business. With the uncertainty of the economy recently, children can learn how to respond proactively, follow their dreams, and handle money efficiently throughout their lives.
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The basics of rock climbingRock climbing is an intense sport. Learning the basics of equipment, climbing movement, belaying, knots, and climbing commands is essential for a safe climb.
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Hidden Treasures in the Best Caves of the United StatesGo beneath the surface and discover the beauty underground. Ruby Falls Cave, Lost Sea Caverns, Carlsbad Caverns, Mammoth Cave, and the Caverns of Sonora are among the best caves in the United States.
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Fun in the Sun at the 3 Best Los Angeles BeachesFrom water sports to land recreational sports, the Los Angeles beaches can't be beat. Paradise Cove, Manhattan Beach, and Zuma Beach each have their own appeal.
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Let Freedom Ring This Fourth of JulyAs the Fourth of July approaches, it is a good opportunity to reflect on what America most represents. America's stand on freedom is projected through its symbols and current events.
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Fourth of July 2011: Fireworks at the Lynchburg Hillcats gameCelebrate the Fourth of July with the Lynchburg Hillcats as they play the Myrtle Beach Pelicans. Fireworks will immediately follow the game.
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Are Your Employees Motivated?Get to know your employees so you can determine what motivates them. Is it money, words of encouragement, or success?
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Top three hiking trails in Central VirginiaWhether you are looking for hiking trails with mountain views, waterfalls, or boulder fields, Central Virginia has trails to offer every hiker. Sharp Top, Crabtree Falls, and Devil's Marbleyard are perfect examples of the beauty and wonder of nature.
