Dalia Bose
Dalia is a featured contributor for Yahoo Business and Finance. Although most of her articles are on Money Matters, she also writes articles on news, travel, food safety and parenting. She believes it is important to save money, so we can spend it later on things that matter!
Dalia lives in the metro NYC area with her husband and family. In her spare time she writes a blog on Money Matters and volunteers on the Board of two local non-profits. Visit her at http://moneymatters-dalia.blogspot.com/.
All content is personal opinion and not a solicitation or recommendation to invest in any securities or services. Dalia is not affiliated with any financial company or broker dealer, as such she does not maintain her Series 7, 63, 86 and 87 securities licenses. She is also not an investment adviser, financial planner, CPA or tax attorney. Information provided is deemed to be accurate, but we do not assume any liability for services rendered or information provided.
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Dalia lives in the metro NYC area with her husband and family. In her spare time she writes a blog on Money Matters and volunteers on the Board of two local non-profits. Visit her at http://moneymatters-dalia.blogspot.com/.
All content is personal opinion and not a solicitation or recommendation to invest in any securities or services. Dalia is not affiliated with any financial company or broker dealer, as such she does not maintain her Series 7, 63, 86 and 87 securities licenses. She is also not an investment adviser, financial planner, CPA or tax attorney. Information provided is deemed to be accurate, but we do not assume any liability for services rendered or information provided.
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- Contributor since
- 6/23/2011
Featured Contributor
- Business & Finance
Education/Experience
Dalia maintains her CFA charter and has a BA degree. She graduated summa cum laude with a degree in Financial Economics and minors in Accounting and Business.Interests
Personal finance, investments, personal taxes, real estate, philanthropy, travel, food safetyMotto
It is important to save money, so we can spend it later on things that matter. Share your money saving ideas but keep your money making ideas a secret.Affiliations
Dalias Money Matters
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Displaying Results 1 - 115 (of 115) for All Content
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Dead Friend Sells Jeans, Receives Horoscopes, Gets Tagged on FacebookEarlier this year, my high school friend Paro, a fashionista with a penchant for oversize sunglasses, died suddenly of a brain aneurism at the age of 34. She still recommends jeans, get horoscopes and photos tagged on Facebook.
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TV Networks Want to Pause Dish Network’s 'Auto Hop' Ad-Skipping DVRBroadcast TV networks like ABC, CBS, Fox and NBC want to block Dish Network’s “Auto Hop” ad skipping DVR. Rather than make it more expensive and cumbersome to watch TV, how about an alternative solution?
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Is that Stock Expensive? or is that Stock Cheap?Smart investors should try to figure out if a stock is cheap or expensive before buying or selling. Price earnings ratio, or PE often provides the answer.
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Skechers FTC Settlement: “Butt” it was About Deceptive AdvertisingFTC's issue with Skechers and Reebok toning shoes, and subsequent settlements, are about overhyped advertising claims much more than they are about product performance. No, you won't look like Kim Kardashian.
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First Person: Public Companies Need Stricter Corporate Governance and Executive Compensation ReformCorporate executives have been in the news recently for a variety of missteps. Yet, their pay packages are in tens of millions. Time increased transparency and executive compensation reform?Also published on:
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First Person: Protecting Against Identity Fraud and Preserving My Security on Facebook13.5 million Facebook users claimed they were victims of identity fraud in 2011. What I avoid sharing on Facebook and social media sites to help prevent identity fraud and other cybercrime.
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First Person: Asking the IRS to Pick Up 25 Percent of a Job Related Moving ExpenseIf distance and time criteria is met, IRS can help save up to 35% on moving costs, even if a taxpayer does not itemize his tax return.Also published on:
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First Person: 6 Reasons I Ignore the Temptation of Shopping Daily Deal WebsitesDespite a refund policy that allows returns for buyer's remorse and store closings, when it comes to daily deal sites like Groupon, Livingsocial, AmazonLocal, DoubleTakeDeals, etc. I try not to yield browse daily deal shopping websites.
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Mother's Day Treats, Made with Love by Kids3 easy Mother's Day Treats that can be made by preschoolers, ages 3 and above. Recipes for making No Bake Heart Shaped 3 Layer Strawberry Cake, Chocolate covered strawberries, Ice cream Sundae Mini Phyllo Cups. Enjoy and Happy Mothers Day. -
Should Charities Abuse Sick Children's Photos to Raise Funds?Smile Train put photos of sick children with cleft palate on its envelopes to raise money. The co-founder and officers enjoy large salaries and benefits, while giving away a small percent of donations. Ethical?
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Want to Eradicate Mad Cow Disease? Clean Up American Beef, USDA!USDA confirmed a case of BSE or mad cow disease. It is time to clean up pink slime, meat and other contaminants in cattle feed, and make American beef really safe.
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USDA Confirms Single Mad Cow Disease Case in CaliforniaUSDA confirmed a single BSE case in California, the fourth in US. The infected cow was to be rendered and was not expected to be slaughtered for human consumption. USDA says milk is safe.
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Facebook Buys AOL Patents from Friend MicrosoftFacebook acquisition of AOL patents from Microsoft is another step in a long term friendship between Zuckerberg and Bill Gates. But the acquisition among Facebook friends may be driven by rivals.
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Facebook May Have Bid on AOL PatentsAs Facebook's IPO nears, details emerge that it initially bid on AOL's patent portfolio, and lost out to Microsoft. Facebook recently acquired Instagram, but could still buy AOL's patents from Microsoft.
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Starbucks to Stop Using Cochineal Coloring Made from BeetlesBowing to pressure, Starbucks will drop beetle derived cochineal red food colring from its food, frappuchinos and smoothies in June.
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I Went Back to School While Working Full TimeI had worked two jobs while attending college but the three years I worked full time when studying part time were the most challenging of my life. I juggled them successfully by setting tight schedules, and drawing support from family.Also published on:
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First Person: When the Urge to Save Goes Too FarSometimes an attempt to squeeze pennies in savings goes a bit too far and instead becomes a waste of time and money. Dont be penny wise, dollar foolish!
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More People Refuse to Buy Foods Laced with BeetlejuiceStarbucks' bug infused Strawberry Frappuccino should not come as a surprise. Most red or pink foods such as yogurts, fruit juices, smoothies, candy or cake contain carmine or cochineal, meaning bug scales. More people are refusing to buy these foods. -
How a Smart Stategy Saved Our Easter Egg Hunt from CancellationHelicopter parents and aggressive kids could not cancel our Easter Egg Hunt. How we transformed our Easter Egg Hunt into an earth friendly, fun activity instead of a winner takes all race. -
First Person: Bank of America's Mortgage to Lease Program is a Win-WinBank of America's Mortgage to Lease program may be a win win. Not only does it stop folks from losing their homes to foreclosures, they also prevent devastating owners' credits, neighbor's home values and ultimately our entire economy.
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First Person: A Crayon Cost Us $1,527Unexpected medical costs can strike anytime. Even a little bit of crayon can can blow your budget. In our case, it cost us $1527 in unexpected medical costs.
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First Person: Goodbye Income Tax Refund Anticipation Loans?It is hardly a goodbye to Income Tax Refund Anticipation Loans (RALs), when predatory payday lenders are entering the business and Refund Anticipation Checks (RACs) are becoming more popular.Also published on:
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First Person: 6 Ways I Save Up to 50% on FurnitureWhen it comes to buying furniture, sales and coupons at local furniture retailers should be the starting point. Here are six other ways I save on my furniture purchases.
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First Person: Getting Money Back When a Retailer Declares BankruptcySuccess in getting money back when the seller declares bankruptcy depends on method of payment and speed of action.
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First Person: Assessing My Income Tax Audit RiskWhat increases the risk of an IRS income tax audit?Also published on:
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First Person: A $250,000 Budget Means Slim Pickings in New York Real EstateWhat does $250,000 buy in a desirable neighborhood in metro New York? An entry-level condo in Queens, or a fixer-upper house in Long Island. Perhaps this is why even though prices are stagnant, New Yorkers are opting to rent instead of buy.
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Picking a Preschool for Our ChildWhich daycare, preschool, nursery or kindergarten? Public or private? Montessori, Progressive, or traditional preschool? Questions I asked and answered while choosing the right preschool for my child.
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First Person: Budgeting for Pregnancy Related Medical CostsWhile the cost of some baby expenses can be managed by parents, pregnancy related medical costs can vary wildly depending upon the type of delivery, hospital and insurance policy. Why it is important to be financially prepared before having a baby.
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First Person: I'm in No Rush to File My TaxesDoing a thorough job and taking my time in filing my income tax return helps ensure the minimum tax owed. In that respect, I am a tortoise, not a hare.Also published on:
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First Person: I Hate Income Tax RefundsI dislike IRS income tax refund checks. Getting a federal tax refund means my tax planning did not pay off. Why I prefer a small amount owed in taxes rather than a refund check. How I make my own refund check.Also published on:
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First Person: The Metro New York Housing Market Is Stagnant But I Am OptimisticDemand for buying new homes is low in metro New York, keeping real estate prices stagnant to slightly lower in the area. Yet, high demand for rentals could be good news for homeowners. A turnaround in real estate prices would be an added bonus.
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First Person: Pay a Hefty Tax for Miles Rewards? 'No, Thank You' CitibankCitibank inflated the value of its frequent flyer miles in a 2011 promotion based on its “sole discretion.” Customers who participated now owe hefty taxes from miscellaneous income of $625.Also published on:
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First Person: Do New Fee Disclosure Rules Mean More Security for 401(k) Retirement Plan Savers?401(k) retirement plan and pension fees disclosure rules add transparency for retirees. Lower investment costs for retirement accounts may be next on the horizon.Also published on:
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First Person: Even Middle Class Americans Can Get the 15% Federal Income Tax RateMortgage interest, property taxes, 401(k), long term capital gains, and the correct tax table can help lower the federal income tax bill. For many middle class Americans, it can also lower the effective tax rate to 15%.
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First Person: Switching to an Independent Energy Provider Didn't Cut My Utility CostsElectricity deregulation and switching to a third party, independent, greener energy provider promised big savings. Did I save money by lowering my electric bill?
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First Person: Should We Convert Our Heating System From Oil to Natural Gas?At current prices, even after factoring in high upfront conversion costs, I believe it makes sense to make the switch from imported heating oil to domestic natural gas.
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First Person: Target Is Targeting Showrooming, But I Am Not WorriedRather than try to discourage showrooming Target should figure out customers' needs and then change its own strategies and prices. Savvy consumers will continue to price compare.
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First Person: How I Helped Save Over $7,200 AnnuallyStruggling to make ends meet? Write up a budget, resist impulsive shopping, get a financial education and take responsibility of your finances. You will be able to reduce your expenses.
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Everyday Toiletries and Medicine Cabinet Essentials for Newborn BabiesA list of everyday toiletries and medicines for newborn baby care, including fever and pain relief, digestive aids, breastfeeding supplies, bodywash and creams, and remedies for diaper rash, nasal congestion and pain and fever.
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Taj Mahal--Local Travel Tips for Traveling to Agra, IndiaThis article discusses local travel tips regarding the last leg of getting to the Taj Mahal, including visiting hours, parking, tickets and what not to bring.
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Taj Mahal: Avoiding Tourist Guides, Protecting Your Wallet and Preserving Your SanityDon't ruin your visit to the Taj Mahal. My guide on how to avoid tourist guides, protect your wallet and make your Agra trip memorable and beautiful.
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First Person: 10 Ways I Stretch Baby's Clothing Budget Without Making SacrificesTen rules I shop by that stretching baby's clothing budget without skimping.
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Alsisar Haveli: A Gem of a Heritage Hotel in JaipurTourists looking to stay at a heritage haveli in Jaipur, Rajasthan India should check out the gorgeous, well appointed and budget-friendly Alsisar Haveli.
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First Person: Beige Book Takeaway: New York Rebounds Ahead of the New YearAs indicated by the FRB January Beige Book report, New York's economy has grown at a somewhat faster pace since the last report, led by brisk holiday season spending. Consumer confidence is rebounding.
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First Person: Home Improvement for Renters?As a renter, I did not know much about home improvement or repair. I now realize some easy and inexpensive fixes to my rented apartment would have vastly improved my quality of life as a renter without making a dent in either my wallet or my landlord's.
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First Person: When Paying a Premium was Worth ItAs a value consumer, I only sometimes pay a premium to justify a higher quality product or added convenience. In many of those occasions, such as booking a hotel for a recent vacation, paying a premium is worth it.
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Do Women Make Better Charitable Contributions?Women use a more disciplined investment approach toward charitable giving to ensure the intended recipients get the maximum bang out of my buck and they see savings on the tax return.
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First Person: Charity or Scam?Not all charities are legit, and even qualified ones may not deserve a donation. Here are some ways I protect myself from scammers disguising as charities.
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First Person: I Spring Clean Before SpringWhile fixing up the house can wait till spring, winter is a great time to clean my closets and pantry. I am giving away coats, clothes, shoes, canned goods, travel toiletries, even Tupperware to benefit others, and making room for new items.
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First Person: The Economics of My Christmas Tree PurchaseReal or fake? Big or small? Pine or Fir? Pre-lit or not? Local nursery or big box retailer? Buying my Christmas tree was an easy decision once I applied what I had learned in Economics 101.
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First Person: I Am Not Buying or Gifting an E-book Reader This YearA thin, portable e-book reader is a popular gift. But high price of e-books is only one reason I am avoiding them for now.
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First Person: Toys That Come With Hidden CostsShopping for Christmas or birthdays mean buying lots of toys. I don't avoid a toy solely because it is expensive. I do avoid many toys and games, some inexpensive and some even free, that have hidden costs.
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First Person: I'm Doing All My Holiday Shopping OnlineI have moved much of my holiday shopping online. Some reasons I prefer to shop online include better prices, fewer unnecessary purchases, faster checkout and free shipping and return shipping.
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First Person: Buying Food in All the Wrong PlacesThere are several places I avoid spending my money to buy food. These places are overpriced, too crowded and or just harmful to my health because of inadequate refrigeration or too many people handling the food.
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Crafts, Games, and Activities for Kids During Winter BreakThe holidays are coming, so is winter break and cabin fever that comes along with it. Here are a few crafts, games, and activities to keep the kids engaged and parents sane.
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Early Parenting Mistakes and How to Overcome ThemSome of my early parenting mistakes include breastfeeding exclusively, not following a schedule and adopting someone else's parenting style.
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First Person: Common Tenant Problems and How I Solve ThemBeing a good landlord involves solving common tenant problems in a way so that both tenant and landlord are happy. How I anticipated issues and incorporated clauses in my lease agreement to solve them pre-emptively.
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Maximizing My FSA Benefit and Lowering TaxesFor 2013, the maximum FSA contribution is reduced to $2,500. How I plan to partially offset the negative impact of FSA reform by front loading some of the known spending in 2012 and getting a master prescription list.
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First Person: Rising Health Insurance Premium Costs Are Outpacing Income GrowthThe cost of health insurance grew five times the rate of income growth from 2003-2010. Health insurance expenses are more than 20% of income on average. Will ObamaCare slow down the increase in healthcare costs?
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First Person: My Open Enrollment Action PlanOur benefit elections have entered the annual open enrollment period in November. Here is my action plan for making changes to 401(k) contributions, medical, dental and vision insurance, FSA withholding, and commuter expenses for 2012.
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First Person: I Got Duped Into Buying Durable Medical EquipmentI got duped into buying durable medical equipment from an out of network provider at my doctor's office, however I was able to challenge the health insurance bill and ended up paying nothing out of pocket.
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First Person: We're Invested in Our State's 529 College Savings ProgramTotal cost of four college for my two children is estimated to be over $550,000 in aggregate. We are saving for this daunting goal primarily through the New York state-sponsored college savings plan.
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First Person: What I Learned as a First-Time Home SellerAs a first-time home seller, I learned that hiring a professional real estate agent to sell a home may not be cost effective and anxiety free since I ended up having to do just as much legwork.
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First Person: Learning to Be a LandlordBeing a landlord can be a challenge even after choosing a low maintenance rental property and screening prospective tenants. Several things took me by surprise, the biggest of which is how much time it took me to manage my investment.
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First Person: Working for Free Worked for MeVolunteering my time and working for free brings me a unique sense of fulfillment. However unpaid work has also provided tangible benefits that led to higher income potential down the road.
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First Person: When Convenience Trumps Savings at the Grocery StoreI believe grocery shopping is all about balancing savings with convenience. Here are some supermarket items that are convenient, yet not overpriced compared to the time savings they yield.
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First Person: When I Splurge, When I SaveI save in the short term not only to build wealth for the long term, but also so I can spend on things that matter. How my top splurges add to my family's comfort, safety and well being in the short as well as for the long term.
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Flu Shot--Free or CheapWhere to find cheap or free flu shots. Average cost of flu shot at local pharmacies, supermarkets and urgent care centers. Which drug stores accept accept insurance (in which case flu shots are free) and which dont. Where to find more info on flu shots.
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First Person: Why I Am Not Protesting Against BanksWhile consumers are protesting and threatening to boycott banks that have raised fees, I am taking control of my finances and proactively avoiding these fees.
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First Person: Financial Lessons From My FriendsFrom simple things like how to make my signature and online password more secure, to more complicated investing and tax strategies, I have learned a lot of financial tricks and tips from my friends.
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First Person: What Not to Buy for BabyThe “baby industry” marketing machine keeps churning money wasting products aimed at young mothers. A list of baby products under $50 that I passed on because they were overpriced, of limited use or outright dangerous.
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First Person: Fighting a Possible Recession With Cost Cutting and a Positive ThinkingThis may be the Depression of our times. How I am navigating the recession by budgeting household costs and keeping a tight control over my expenses, but also maintaining a positive outlook and doing my bit for the economy.
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First Person: How I Saved Over $1,000 on Baby GearAvoiding major money wasting baby items such as luxury strollers, designer diaper bags, fancy baby bedding and single-purpose baby purchases, and spending on moderately priced, versatile, yet, safe and comfortable new baby products saved me $1000-1500.
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First Person: I'm Saving Up to 50% on Halloween Costumes10 ways I save on my Halloween costumes for kids, adults, and pets.
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First Person: I Saved Almost $6,100 a Year by Not Owning a CarBy not owning or driving a car, and by using a combination of public transportation and taxicabs, I saved almost $6,100 annually. A breakdown of my savings by cost of ownership, parking and operating an automobile.
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First Person: No More Splurging on New Baby PurchasesI've given up the urge to splurge on my new baby purchases. By avoiding cute but expensive items, reusing baby gear and furniture, hand-me-downs, and buying classic, versatile, quality new items, I am saving on my baby expenses in this tough economy.
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How I Am Preparing Myself and My Older Child for a Second BabyA second pregnancy and baby brings different challenges to a mother. How I preparing to give birth a second time, and preparing my child for the arrival of a sibling.
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First Person: Chasing Discounts on TV ServiceLast year, after watching my cable company “Triple Play” bill increase 20%, I decided to switch. I saved $25 a month by "unbundling" and switching to satellite, but I saved $70 per month by switching back to cable, and got $1,300 worth of freebies.
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First Person: How I Save Up to 50% While Dining Out at RestaurantsBy picking the right time, day of week, cuisine, menu item and by using discounts, I save up to 50% on my restaurant outings.
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First Person: Why I Spend on Bottled WaterWhen it comes to bottled versus filtered tap water, I have found a balanced approach works best. How my water purchasing varies at home, during domestic and international travel and after emergencies.
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First Person: Managing the Risk and Cost of Food Borne Illnesses in a World of Food RecallsSeveral large food recalls have recently made headlines. How practicing safe food preparation, paying a premium for items like cage-free and free-range, and keeping an eye out for recalls helps keep my family safe and healthy.Also published on:
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First Person: My Experience Filing a FEMA Flood Insurance ClaimAlthough flooding is a traumatic experience, filing a FEMA flood insurance claim is relatively easy. The amount of your settlement will depend on how well you document your loss, and how well you present it to the adjuster.
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How I Am Preparing to Protect Financial and Tax Records Ahead of Hurricane IreneMost of us focus on survival basics like food, water, clothing and shelter during emergencies like hurricanes, earthquakes and floods. However, when possible it is important to protect financial, insurance and tax records. Here is what I am doing.
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First Person: What My Homeowners Insurance Covers, and What it Doesn'tThe recent East Coast earthquake has led to many people revisiting their home insurance policy to see what is covered, and what is not. Here is what I researched and found.
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First Person: Why I Am Preparing for Another Crunch in the Credit Card SectorThe latest new credit card issuance report shows a boom in the subprime sector. I believe the credit card industry might reverse easier credit standards and tighten credit yet again. Why and how I am preparing for the next consumer credit crunch.
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First Person: How I Saved Over 50% on My College TextbooksThe average annual cost of books at a four-year college is over $1,000. How rarely buying new textbooks, sharing and borrowing from the library, and selling my old books saved me 50%.
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First Person: Building a Tax-Advantaged College Fund for My ChildrenSaving for children's college involves picking the right college fund. Tax advantages, contribution limits, income phaseouts and other differences of 529 Plans, UTMA, UGMA, Coverdell ESA, Roth IRA and Education Savings Bonds researched and explained.Also published on:
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First Person: Saving Without Sacrificing Brand LoyaltyMy demand for certain brand-specific products like infant formula, diapers, cosmetics and razors is inelastic, meaning I cannot easily switch brands in search of the cheapest price. Here is how I get the best price on these items.
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First Person: Lack of Money Did Not Stop Me From Going to CollegeCollege in America is expensive, and I had little money. How I attended and graduated college through planning, scholarships, negotiation and hard work.
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First Person: Common Household Items That Save Me Hundreds of DollarsPutting common, inexpensive but versatile household things to uncommon uses, can help effortlessly save hundreds of dollars and also reduce the carbon footprint and go green.
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What I Would Do If I Lost My WalletLosing a wallet could have long-term negative effects on your financial health. You lose the cash, your credit cards can be used. You could lose your identity if someone misuses your social security or driver's license. Here is my lost wallet checklist.
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First Person: How Will the S&P Downgrade of America's Credit Rating Affect Me?S&P's lowering of U.S long-term AAA credit rating is expected to impact stock and bond markets, and ultimately Main Street. How it might affect my mortgages rates, car loan and other long-term interest rates, and possibly higher property and sales taxes.
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First Person: Where Can I Save My Cash?Investors are holding more of their portfolio in cash amidst the global market turmoil. Meanwhile, interest rates on savings and checking accounts have decreased. Here are some of my novel, and not so novel places to get a higher return for holding cash.
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Your Profile Picture Might Give Your Social Security Number AwayThat photo you uploaded on Facebook or Google+ might give your social security number away. Facial recognition software, public profiles and photographs on social networks, and cloud computing has made it possible to mine for private information.
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First Person: I Stood Up to a Debt Collection AgencyIn 2010, 30 million Americans were contacted by collection agencies for unpaid medical bills. The key to winning these cases is meticulous record keeping and most importantly, timely debt validation.
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First Person: Using Loans StrategicallySeveral loans like mortgages, credit card promotional offers, student loans and low interest margin loans on investment accounts, when used as strategic leverage can lower overall interest expense or taxes, or enhance returns on investment.
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First Person: Renting Out My Apartment Without a Broker Works for MeSmall landlords often find putting an apartment out for rent without an agent daunting. With the right forms and tools, renting out a no-broker fee apartment can be advantageous for both landlords and renters.
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First Person: How I Cut My Entertainment Budget by 50%Everyone needs a break but most of us have a limited entertainment budget. How I watch movies, hear music, read books and visit museums for free or cheap, and cut my entertainment budget by half.
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Credit Card Lessons that I Have LearnedNew disclosures on statements does not change one salient feature of credit cards: they are loans-they are very high interest loans. Here is how I avoid late fees, finance charges, unauthorized charges, identity theft, and other nasty surprises.
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Home Appliance Cleaning and Maintenance Tips That Save Me MoneySimple cleaning and maintenance can help extend the life of air conditioners, laundry, and kitchen appliances. I then set aside the savings for remodeling and renovation to enhance the value of the home, rather than unexpected and costly repairs.
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First Person: How I Spot an Undervalued Real Estate PropertyHome prices may have stabilized in some markets, but opportunities still exist to buy homes or investment properties at a discount to market prices. Here are five ways I spot an undervalued real estate property.
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First Person: Saving Up to 40% on My Major Appliance PurchasesBuying a major kitchen or laundry appliance such as a refrigerator, washing machine, dishwasher or cooking range can cause a big dent to the wallet. Here are some ways I save 10-40% off the list price of new, energy-saving models.
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First Person: Solidifying My Financial Future While Still in My TwentiesThe twenties are a perfect age to start planning a solid financial future. How completing my education, building a good credit history, buying a home and saving for retirement set me off on the right track for building wealth.
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10 Reasons I Started Investing Early in a 401(k) PlanIncome tax deferral, ability to choose investments, loans for alternate uses, and employer matching are just a few of the reasons why I started investing in my 401(k) retirement plan as a new employee.
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Traveling with a Child? Find the Closest Public RestroomAre you worried that your newborn or potty-training child will have a potty related accident when you are traveling? Some smart ways to find the closest public restroom when you are on the go
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What to Pack when Traveling with KidsGames, books, medicines, clothes, food and what else? 10 tips on what to pack, what to leave behind when traveling with young kids.
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First Person: The 10 Ways I Save on My Cellphone ServiceYou don't have to be an expert to save money on your phone bill. Here are ten smart ways I get more out of features included in my cellphone plan for free, and I pay less for extras.
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How I Save Thousands of Dollars in Income, Sales and Property TaxesI don't pay more taxes than I have to by following 5 easy steps. These help me save thousands of dollars I would otherwise be paying in federal income tax, state income tax, local income tax, sales tax, or property tax.
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How I Reduce Electricity Use by Up to 25% and Lower My Energy BillHigh electric bills this summer causing you to sweat? Here are three tips to cut consumption by up to 25%. My article has several other tips for smarter use of energy that can save you even more.
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How I Save on Prescription and OTC MedicationsAmericans with chronic medical conditions spend over $4000 each year on medical costs. Rx and OTC medication costs can add up even for those without chronic conditions. Here are some ways I save.
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First Person: Putting a Cap on My Dental CostsDental costs can add up, even for those with dental insurance. Here are my best practices and action plan to cut excessive and unnecessary costs.
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My Investment Approach Toward Charitable GivingI use a disciplined investment approach toward charitable giving. This ensures the intended recipients get the maximum bang out of my buck and I see savings on our tax return.
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Ease Your Child's Transition to PreschoolStarting school can be scary for little ones. Here are some tips to make the transition from home to preschool (or daycare) easier.
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How Packing the Right Credit Card for Foreign Travel Saved Me a BundleTraveling abroad is expensive, and hidden costs like credit card foreign transaction fees can quickly add up. Packing the right credit card with zero foreign transaction fees saved me hundreds of dollars.
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Guide to Viewing New York City 4th of July FireworksIf you plan to visit New York City to witness the Macy's 4th of July Fireworks, crossing the Hudson River and coming to New Jersey would get you front row seats to the largest US fireworks show, and a stunning backdrop of the Manhattan skyline.
