Steve Thompson
Steve is a full-time freelance writer. In addition to the more than 3,000 articles he's written for AC, he has also written articles and other materials for more than 100 happy clients. He enjoys writing about business and finance, specifically self-employment and debt-free living.
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reading, writing, law, forensic science, business, finance, debt-free living, budgeting, self-employmentMotto
Life's too short not to write what you mean.
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Beginner's Guide to Lightroom Post-Processing for PhotographersPost-processing in Lightroom presents a steep learning curve. Following are a few of the tricks that have helped me learn more about the software and about photography in general.
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Winning the Battle Against Pet ObesityPet obesity is usually preventable. Following are some of the steps I've taken to prevent pet obesity in my own animals.
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Coping with Stomach Pain During a Diet ChangeBecause of my ulcerative colitis, I often have to implement diet changes. These changes usually cause significant stomach pain, but I've learned a few ways to reduce my discomfort.
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When Can Kids Start Tanning?Most people have no trouble agreeing that five years old is too young for tanning, but when is the cut-off? When can kids start tanning legally?
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Tips for Taking Photographs of StrangersInterested in street photography? Read on to learn what I've discovered about taking photographs of strangers. It's intimidating, but it gets easier with practice.
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Make More Cash with a Themed Yard SaleAfter moving into a new house, we decided to try an experiment. We held several themed yard sales instead of one big one, and it looks like the themed method generated more cash.
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Pros and Cons of Consignment Stores for FurnitureAre consignment stores a good bet for furniture? Read on to learn the pros and cons I discovered when considering consignment for several pieces of used furniture.
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5 Things I Learned from Losing My WalletLosing my wallet taught me a few things about how much our wallets really mean to us – and how much we stand to lose.
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What is Spinal Muscular Atrophy (SMA)?The Internet is buzzing about the brave battle with spinal muscular atrophy that infant Avery Canahuati waged. But what is SMA?
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Avoiding Gift Card FeesI didn't even know gift card fees existed until I received a card that came with strings attached. Following are a few tips for keeping gift cards consequence free.
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Coping with a Fire in an Apartment BuildingIn an apartment building, the rules of coping with a fire are different from single-family residences. These tips will help apartment dwellers respond to fire-related emergencies.
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Letters to Customer Service: How I Get ResultsLetters to customer service actually can yield results. Read on for tips and examples on writing effective letters to customer service.
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5 Ways I Save Money on PhotographyPhotography is an expensive hobby. Following are five ways I've managed to save money on this particular passion without sacrificing my own happiness.
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7 Rules Landlords Should Include in Residential LeasesI've been a renter for many years now, and I've seen the whole gamut of residential leases. And while tenants might think that shorter is better, it is in both the tenant's and the landlord's best interests to include these ten rules.
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Galveston Beach SafetyGalveston beach is a popular destination for Texans in the spring and summer. These safety tips should help make your visit an enjoyable one.
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Where to Print Photographs in HoustonThere are lots of places to print photographs in Houston. Following are a few places I've tried with excellent results.
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My Cloud Storage Tips for Small Business OwnersCloud storage is becoming an increasingly popular storage option for small business owners. Google Drive is the latest development, but several options exist. Following are a few tips based on how I use cloud storage.
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What Mad Cow Disease Means for HumansAn isolated case of mad cow disease has been discovered in a California cow. What does this mean for human beings (and meat eaters in particular), and how does mad cow disease infect humans?
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Is Your Teen Drinking Hand Sanitizer?A frightening new trend suggests that teenagers are drinking hand sanitizer to get drunk. Is your teen at risk?
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Who Is at Risk for Colorectal Cancer?With the recent revelation that former Bee Gees singer Robin Gibb was diagnosed with colorectal cancer, the Internet is abuzz with questions about colon cancer, who is at risk, and how it is detected.
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First Person: The Unexpected Costs of MovingMoving is always expensive, but this time around we've encountered some unexpected moving fees. Read on to learn how we're dealing with them (and cutting costs in other ways).
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First Person: My Smartphone Is Saving Me $376 Per YearI didn't want to buy a smartphone, but I guess it was inevitable. Now that I have one, I'm surprised by how much money it's saved me.
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First Person: How I Avoided Breaking an Apartment LeaseSometimes it isn't necessary to break an apartment lease. When we had to move out early, we found a way around the tremendous buy-out fee.
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First Person: Finding Special Deals on Rental PropertiesI look for special deals each time I move to a new rental property, and I've always been satisfied with the savings on rent. One year, I saved over $1,000 on rent simply by shopping deals.
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First Person: I'll Never Live in a Top Floor Apartment AgainMost people think that a top floor apartment is cheaper than lower floors. In my experience, other than rent, this isn't the case.
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First Person: I Shop 4 Different Grocery Stores to Keep My Foods Costs Under ControlCoupons aside, I've found that shopping at multiple grocery stores is the best way to save money on everyday necessities.
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First Person: 5 Upgrades Every Landlord Should MakeRenters have to look out for themselves, but it helps to present upgrade requests from the landlord's point of view. Following are five important rental property upgrades, with reasons for both renters and landlords.
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Understanding Your FICO Credit ScoreHave you ordered a copy of your credit report recently? Are you confused about what that three-digit number means? Read on to learn all about your FICO credit score.
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First Person: Energy Conservation in an ApartmentI've lived in a total of eight apartments over the years, and each one has presented unique challenges in energy conservation. Here are some of the ways I cut down on electricity bills.
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First Person: Rewards Programs Aren't Just for Credit CardsBecause I don't use credit cards, I sometimes miss out on rewards programs. But there are some alternatives to the rewards gained by credit card purchases.
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First Person: I'll Never Cosign a Loan AgainIt is usually a bad idea to cosign on a loan for a friend or family member. Unfortunately, I learned this the hard way.
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First Person: How I Organize My Financial RecordsWhen it comes to financial records, I'm a pack rat. I get nervous when I lose documents, so I've established a filing system that helps me keep it all organized.
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First Person: I Have Never Bought a New CarI'm 38 years old, and I've never purchased a new car. Read on to learn why I never buy used cars.
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First Person: I'm Cutting Back on My Gas ConsumptionI've accepted it: Gas prices are beyond my control. So to lower the costs of transportation on a daily basis, here's what I'm doing to lower my gas consumption.
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First Person: Surviving a Constructive EvictionA constructive eviction is a last resort for renters who are faced with uninhabitable living conditions. Read on to find out how we handled it.
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First Person: Protecting Myself as a RenterA renter can't trust his landlord to be organized, or even to behave honestly. That's why I follow these rules to protect my finances in disputes with landlords.
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First Person: Why Property Taxes Matter for RentersUp until a few years ago, I never gave any thought to property taxes. As a renter, I don't have to pay them, so why should I care whether a house was located in a high-tax subdivision? This philosophy made perfect sense -- until it didn't.Also published on:
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First Person: Rental Property Red FlagsIf I'm going to live in a rental property, I want to know it's been well managed and cared for. These are some of the red flags I look for before signing a lease.
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First Person: Using Our Rainy Day Fund as an Alternative to CreditA rainy day fund is not a novel concept. However, using it as an alternative to credit has been a financial revelation to my family.
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First Person: What I Will (and Won't) Buy at the Dollar StoreThe dollar store offers great deals on some items, but rakes in a healthy profit on others. Here's how I decide what to buy (and what not to buy) at the dollar store.
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First Person: My Approach to Negotiating RentSometimes I have to ask for what I want. When I negotiate rent, I use these tools to lower my monthly bills.
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First Person: Why I Prefer Managed Rental PropertiesIn my experience, managed rental properties are far superior to rentals owned by individual landlords.
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First Person: We're Already Preparing for Long-Term CareLong-term care is an uncomfortable subject, but as I've recently learned, it's directly linked with retirement savings.
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First Person: A Renter's Guide to Buying in BulkI've lived in rental homes my entire adult life. The savings of buying in bulk are sometimes outweighed by the challenges of storage space. Following is how I balance the two.
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First Person: Why I Opened a Traditional IRAThere is plenty of controversy over traditional IRAs and Roth IRAs. This is why I took the traditional route.
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First Person: Should I Buy Appliances for My Rental Home?The rental market, in my experience, is extremely diverse regarding appliances. This is how I save money on major appliances and find better deals.Also published on:
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First Person: 5 Ways I Save on Cleaning ProductsCleaning products can get expensive. I've cut costs by following these simple practices.
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First Person: Getting Smart About Gift CardsA couple years ago, I learned I could save a bundle on gas and groceries by purchasing gift cards for myself. Here's how I use those programs to my financial advantage.
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First Person: 3 Ways I've Reduced the Cost of RentingRenter's costs can add up if I'm not careful. I've learned how to avoid three of those costs using the strategies outlined here.
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First Person: Protecting My Rental Home Security DepositMy family is careful to protect our security deposit from the second we move into a rental home. Following are some of the tricks we've learned over the years.
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First Person: Making the Most of My Daily DealsDaily Deals can offer considerable savings on products I planned to buy anyway. But I use these strategies to avoid impulse buying on products I don't really need.
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First Person: Keeping My Online Financial Life in OrderOnline bill pay and online banking are convenient. However, when you have to switch all those payments to reflect a new account, chaos can ensue. Following is an explanation of how I've organized my online finances.
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First Person: A Practical Approach to Holiday TippingHoliday tipping is a tradition in our family, but we're selective about who we tip. Following is a list of holiday tip recipients and an explanation of what (and why) we give.
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First Person: A New Method for Resolving My Bank DisputesI found a new way to resolve bank disputes, and I think it works better than anything I've tried previously.
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First Person: We're Already Saving for Next ChristmasThe last thing I (or anyone else, for that matter) wants to think about right now is next Christmas. But that's exactly what I'm doing.
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First Person: The Alternatives to Withdrawing From Retirement SavingsWhen my family went through a financial hardship a few years ago, we considered dipping into our retirement savings. Then our financial adviser introduced some viable alternatives.Also published on:
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First Person: Finding a Financial Adviser for My Retirement PlanningA financial adviser can be a tremendous asset in the retirement planning process. In my experience, however, it takes time, patience, and hard work to find the right professional.Also published on:
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First Person: We're Planning for a Delayed RetirementMy wife and I are planning for a delayed retirement (or no retirement at all). Read on to learn how this changes our retirement savings strategy.Also published on:
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First Person: 5 Lessons on Post Retirement FinancesMy grandfather has taught me more than a few things about post retirement finances. Following are the lessons I've learned by example.Also published on:
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First Person: Our Plan for a Debt-Free Holiday SeasonMy family has planned a debt-free holiday season this year, and we're keeping track of every dollar spent.
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Common Washing Machine LeaksWashing machine leaks can be caused by a variety of problems. These are some of the most common culprits when diagnosing a leak in your washing machine. -
Reduce Water Waste by Fixing These Common Bathroom LeaksA single bathroom leak can waste thousands of gallons of water over the course of a year. If you want to reduce water waste and keep your family healthy, you can nip these three common bathroom leaks in the bud. -
How to Use Online Event Planning SoftwareOnline event planning software programs vary in scope and features. If you are using online event planning software for the first time, or if you want to get more out of the program, here are some tips to get you started. -
Event Planning Checklist: Easy Guide for Conferences, Trade Shows and MoreFrom reserving the venue to accepting payments, to organizing speeches and activities, event planning can be stressful. Use this handy guide to make sure your bases are covered. -
Easy Family Day Trips from Charlotte, NCIf you live in the Charlotte, NC, area, you can have just as much fun on an easy family day trip as you would on a full-scale vacation. Drive less than one hour to any of the following destinations for a day of relaxation and excitement. -
Labor Day Activities in Charlotte, NC for the Whole FamilyThere are several Labor Day activities to enjoy in Charlotte, from the annual parade to a corn maze, to the Matthews music festival. -
Facts About Small Business Interest CheckingFor more than seventy years, small business owners couldn't earn interest on their checking accounts. That has all changed with an amendment that permits interest on demand deposits. -
Animal Shelters in Charlotte, NCIf you live Charlotte, NC, or in Mecklenburg County, there are several reputable animal shelters where you might find the next addition to your family. -
First Person: How I Saved $75 on My Electricity BillLearn how my family has used Smart Meter technology as well as vigilance to lower our electricity bill, one kilowatt hour at a time.
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Can Safe-Driver Classes Lower Insurance Premiums?Safe-driver classes are designed to improve your skills behind the wheel and reduce the potential for a traffic accident. But can they also lower insurance premiums?
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Stocks Versus Bonds: Why I Invest in StocksStocks versus bonds: It's a question that plagues many a potential retiree. I choose stocks for the majority of my retirement portfolio. Read on to find out why.
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First Person: 5 Ways That Teens Waste MoneyI've been working since I was fifteen years old, but I didn't really learn how to budget or save money until I was in my late twenties. Following are some of the wasteful spending habits I wish I'd learned to curb.
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Aftermarket Car Safety Features that Could Get You an Insurance DiscountAftermarket car safety features can result in an insurance discount if you buy smart and consult your insurance agent.
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What Does Bodily Injury Insurance Cover?There are two types of damages that can occur when driving a vehicle: damage to property and damage to people. Bodily injury insurance addresses the latter category.
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Car Safety Features that Could Garner an Insurance DiscountAuto insurance companies reward customers whose vehicles are equipped with car safety features that might reduce future liability. But which car safety features will help you qualify for an insurance discount?
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How I Shop for the Best Insurance RateI have a lot of experience shopping for the best insurance rate. Read on to learn my method, then tweak it to suit your personal situation.
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What Documents Do I Need to Get an Auto Insurance Quote?It's inconvenient to start requesting an auto insurance quote only to discover you need more documents than you realized. Make sure you have the following documents handy when requesting a car insurance quote.
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Labor Day Activities in Orlando for the Whole FamilyForget about work, school, and other responsibilities. There are inexpensive Labor day activities all around Orlando, so start making plans now. -
Family Volunteer Opportunities in OrlandoIf you live in the Orlando area and are interested in making your city a better place, lots of organizations need your help. -
End of Summer Frugal Family Fun in OrlandoThere are plenty of ways to enjoy frugal family fun in Orlando, especially if you stay away from the touristy destinations. Consider some of these inexpensive local activities. -
Top 5 Summer Weekday Events for Families in PhoenixThere are plenty family-friendly weekday events in Phoenix to keep your schedule full and the kids entertained.
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Summer Tennis Programs in PhoenixTennis is one of the few sports that can be enjoyed all year 'round, even in Phoenix. Check out some of these opportunities for tennis leagues and lessons. -
Where to Go Fishing in PhoenixPhoenix might be in the middle of the desert, but anglers need not worry. Read on to learn about some of the prime fishing spots in Phoenix. -
Top 10 Tips for Surviving a Phoenix SummerA summer in Phoenix can be miserable if you don't pay attention to how your body responds to the heat. Follow these tips to keep yourself and your family safe in the hottest months of the year.
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Summer Safety Tips in PhoenixWhether you've lived in Phoenix your whole life or have just moved to the desert, it's important to keep your body cool during summer. Follow these tips to survive the Phoenix summer heat.
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Public Swimming Pools in PhoenixThere are numerous public pools in Phoenix, Arizona, where the hot summer temperatures almost require a dip every now and again.
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August Events and Concerts in PhoenixFrom baseball games to comedy performances to concerts, there are plenty of Phoenix events to get you through the scorching month of August.
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Family-Friendly Summer Festivals and Events in PhoenixDespite the triple-digit heat, festivals and other summer events abound in Phoenix. Check out some of these summertime events that provide fun for the whole family.
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Best Libraries in PhoenixSummers in Phoenix are not always conducive to outdoor activities. Phoenix libraries, however, offer a respite from the heat and a vast store of resources to keep both kids and adults entertained.
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Hiking Trails Near PhoenixPhoenix might be hot in the summer, but family-friendly hiking trails are a great way to get some exercise without risking heat stroke. Check out these popular hiking trails in the Phoenix area.
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How to Avoid Parking Tickets on CampusParking tickets don't have to be part of campus life. Use these tips to avoid endangering graduation and to keep your money in the bank where it belongs.
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"Make My Day" Laws ExplainedEvery man's home is his castle...or is it? Read on to learn about the castle doctrine, or the so-called "Make My Day" law, which permits the use of deadly force against intruders.
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Is Bodily Injury Insurance Required?Does your state require bodily injury insurance? Why should you buy it? And how does it protect motorists? Read on to find out.
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What to Research Before Insuring Your HomeHomeowner's insurance can be confusing. Research these areas before you buy so you know you have the best and most effective coverage on your home.
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Family Fun Runs/5Ks in SeattleWho wants to lounge around all summer in their pajamas? Get out of the house with your family and community and participate in one of Seattle's many family fun runs and 5Ks.
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Living Frugally in SeattleReduce gas prices, cut the cost of clothes shopping, get cheap exercise, and more with these tips for living frugally in Seattle, Washington.
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Ways to Volunteer in SeattleWhether you want to clean up litter, tend native plants, or entertain children in the hospital, there is a Seattle volunteer position out there for you.
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Back to School Tips in SeattleGetting your kids ready to go back to school in Seattle is time-consuming. Follow these tips to save money, have more fun, and be better prepared when the fall semester starts.
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Choosing Colors for Split Tone PhotographySplit tone photography has been popular for generations. Choosing the appropriate colors for your photo, however, can take some work. Try some of these combinations on for size.
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First Person: What We Learned About 401(k) Hardship WithdrawalsWhen my wife and I took a hardship withdrawal from our 401(k) in 2003, we discovered that there are many rules to qualify. Read on to learn more about requirements for hardship distributions.
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Animal Shelters in SeattleIf you live in the Seattle area, animal shelters are great places to volunteer and find new members of your family. From dogs and cats to snakes and rabbits, Seattle boasts several animal shelters.
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My Dad's Financial Advice: Pretend You Make Less MoneySelf-deception is rarely considered a viable financial strategy, but if you ask my Dad, it's the best way to save money.
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First Person: Our Renter's Insurance Saved Us After a FloodI'm a big fan of renter's insurance. Not because it's the responsible thing to do, but because it saved me hundreds of dollars during a flood five years ago.Also published on:
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Guide to Home-Based Business Tax DeductionsConfused about how to take home-based business tax deductions? Learn about limits, percentages and calculating deductions.
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Does Car Insurance Cover Damage from a Natural Disaster?Does your car insurance coverage include natural disasters? Learn about the limits of comprehensive auto insurance and how to ensure proper coverage.
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How to Choose Your Car Insurance Policy LimitsHow should you set your car insurance policy limits? How much is too much? Read on to learn about limits for liability, comprehensive, and collision auto insurance.
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How to Prevent Tooth Enamel LossTooth enamel loss can result in dental carries and other problems. Follow these tips to increase dental hygiene and prevent tooth erosion.
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Does Insurance Cover a Flooded Car?Flooding is one of the most dangerous (and costly) natural disasters. Learn whether your auto insurance policy will cover damage to a flooded car.
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How to Obtain Credit Reports for a Small BusinessMany business owners have begun running credit checks on employees, vendors and customers, for the purposes of protecting their interests. Read on how to learn to obtain credit reports for your small business.
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How to Add a Partner or New Member to an LLCAdding a new partner or member to an LLC is not a decision to be taken lightly. Follow these steps to ensure a smooth and problem-free transition.
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Guide to Subcontracting LawsSubcontracting laws protect the subcontractor, prime contractor and client. Read on to learn about some of the relevant legal requirements for subcontractors.
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Easy Family Hiking Trails Near HoustonIf there is one thing you can always find in Houston, it's a place to walk. There are numerous hiking trails located throughout the city'"read on to learn about a few of them.
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2011 Family Fun Runs/5Ks in HoustonHouston, Texas, and surrounding areas host dozens of 5Ks and family fun runs throughout the year, most of which benefit local or national charity organizations.
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Summer 2011 Outdoor Movies in PhoenixOutdoor movies give Phoenix area residents an opportunity to view both old and new films alike in a non-traditional setting. Look at some of the outdoor movie venues open this summer and early fall.
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2011 Family Fun Runs/5Ks in PhoenixSummers in Phoenix get pretty hot, so many of the 5Ks and family fun runs take place in late fall. Check out some of the upcoming 5Ks in the Phoenix area.
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Top Ice Cream Shops in SacramentoSummer is the perfect time to sample some of the best ice cream shops in Sacramento. From traditional to modern, these ice cream parlors will cool you off this summer.
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2011 Family Fun Runs/5Ks in SacramentoFamily fun runs and 5Ks giving the entire family an opportunity to participate in a charity event. There are plenty of marathons this summer in the Sacramento area.
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Easy Family Hiking Trails Near SacramentoEasy family hiking trails abound both inside the Sacramento city limits and on the outskirts, and just about all of them present unique opportunities for wildlife viewing.
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Family Volunteer Opportunities in SacramentoIf you live in the Sacramento area, there are dozens of volunteer organizations that can provide volunteer opportunities for the whole family.
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Summer 2011 Outdoor Movies in SacramentoThere is no reason to let your family's love of movies keep you cooped up indoors all summer. These Sacramento venues host outdoor movie nights for the whole family.
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First Person: I Saved $200 on EyeglassesConsumers need to shop around before committing to any purchase, be it a flat-screen television or a pair of eyeglasses.
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3 Free Summer Festivals in PhoenixYou don't have to pull our your wallet for all summer festivals in Phoenix. These free events will keep the whole family entertained.
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2011 Fourth of July Events in SacramentoThe Fourth of July is one of the most exciting times of year in Sacramento, but it can be hard to narrow down the perfect activities for you and your family. Try these inexpensive suggestions.
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Best Family Friendly Sporting Events in PhoenixSporting events are always more fun when they include the entire family. Consider attending one of these family-friendly sporting events this summer in Phoenix.
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3 Free Summer Festivals in SacramentoIf you live in, or are visiting, the Sacramento area, it pays to look for free summer festivals where both kids and adults can have fun without stretching the budget.
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Best Picnic Spots in SacramentoFamily picnics are a great way to bond in the great outdoors. Check out some of these picnic spots in Sacramento for your next outing.
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Summer Concerts in Sacramento for the Whole FamilyWho doesn't like to listen to live music on a balmy summer evening? Sacramento hosts several outdoor concerts every year, many of which are free to the public.
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Top Public Pools in SacramentoSometimes you just need to cool off during the summer, and what better way than with a few laps in a local pool? Check out some of these Sacramento public pools for lap and recreational swim, as well as swim lessons and even water aerobics classes.
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Fun Family Activities in Sacramento on Father's DaySacramento residents can make this Father's Day count with these unique but budget-friendly suggestions.
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Best Family Friendly Sporting Events in SacramentoIf your family enjoys cheering for your favorite teams or watching particular sports in action, Sacramento doesn't disappoint. Check out these family-friendly sporting activities this summer.
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Do You Need Liability Insurance on Your Boat?We all know that liability insurance is necessary for cars, trucks, and other street-legal vehicles, but what about water-faring vehicles?
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What Are the Best Car Insurance Plans for Teens?Watching your teenager drive off in a car can be a painful experience. You can ease this discomfort, however, if you learn as much as you can about car insurance plans for teens.
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What Does Truck Rental Insurance Cover?When you rent a truck, what type of insurance you need? And what do different truck rental insurance packages cover? Read on to find out.
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How to Insure a Classic MotorbikeWorried about protecting your classic motorbike from theft, vandalism, accidents and other perils? You can purchase special insurance for an antique motorcycle that will restore your peace of mind.
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Affordable Easter Brunch Restaurants in SacramentoEaster is a time to celebrate, but there's no reason for your celebration to throw off the family budget. This Easter Sunday, consider some of these affordable brunch restaurants in Sacramento, California.
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10 Tips for Living Frugally in SacramentoTired of spending too much money? Follow these tips on frugal living in Sacramento, from cheaper gas to inexpensive groceries.
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Animal Shelters in DenverLooking for a new pet? Want to volunteer to help rescued pets? Take a look at some of these Denver animal shelters as you begin your search.
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Fun Family Activities in Denver on Mother's DayStuck with no ideas for Mother's Day in Denver? Consider these unique, exciting adventures right in your own backyard.
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Best Outdoor Summer Events in SacramentoYou don't have to blow your family's budget to enjoy outdoor summer activities in Sacramento. Consider these suggestions to keep both moms and kids entertained in the heat.
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2011 Cincinnati Reds EventsFans of the Cincinnati Reds can look forward to numerous events in connection with the team this year. From game-day fun to the Hall of Fame, check out some of the exciting events to come.
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What to Do at the Newport AquariumThe Newport Aquarium in Cincinnati, Ohio, offers a celebration and exploration of aquatic life. Read on to learn about some of their most exciting exhibits.
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Saving Money, With or Without Health InsuranceHealth care isn't cheap, and it takes time to figure out ways to save money—even if you have insurance.
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How to Get Insurance for a Car Used for BusinessLearn about commercial car insurance policies and how insuring a car for business use can protect your business.
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What Is the Average Cost for Homeowner's Insurance?One of the first things most people consider before buying a house is the cost of homeowner's insurance. But how much do Americans pay for their coverage on average?
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Best Cars for Lowering Your Insurance RateLearn how to shop for cars that lower your insurance rate and how to evaluate cars for their cost-effectiveness.
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How to Make an Insurance Claim After a Hit and Run AccidentHow do you make an insurance claim if you are the victim of a hit and run accident? What proof do you need? And what are your chances of finding the offending motorist? Read on for the answers.
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Are Red Cars More Expensive to Insure?If you buy red cars, are you going to pay more on your insurance premium? Read on for the answer and more information.
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Top 10 Cheapest Vehicles to InsureTake a look at the list of cheapest cars to insure, and learn how to use this data to choose the perfect vehicle for your family.
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Employment Law Basics for Small Business OwnersEven when they aren't planning to hire anyone for the first few months of operation, small business owners should understand the basics of employment law.
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First Person: Why I Stopped Using My Debit CardI stopped using my debit card about two months ago, and although paying with cash or checks is inconvenient, I feel safer shopping without the card.Also published on:
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What to Research Before Buying TiresI never buy a set of tires without conducting some research beforehand. I want the safest and most durable tires on my car at all times.
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Information About Run-Flat TiresA flat tire isn't just inconvenient—it can also be dangerous. Run-flat tires are supposed to reduce your chances of a blow-out or flat on the road. Read on to learn about the types of run-flat tires and how they work.
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How Tire Width Affects TractionSome car experts say it tire width has a strong impact on traction, while others argue that other factors come into play with gauging the overall traction of a set of tires. Read on to learn more.
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Determining the Age of a TireLearn how to determine the age of a tire by its tire identification number and by its tread wear. Consider also the shelf life of the tire.
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Tire Buying Guide for Construction VehiclesTires used on construction sites are not cheap, and there are several things you should consider before you go shopping. Read on to learn about OTR and heavy duty tires.
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Best Tires for Snowplowing TrucksIf you drive snowplowing trucks either for your own property or for the city or county in which you live, it is important to put proper winter tires on your vehicle.
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Do You Need Roadside Assistance Insurance?There's no doubt that roadside assistance insurance can be a godsend in an emergency. But is this the best option? And how should you evaluate your coverage?
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Adding a Driver to a Car Insurance PolicyWhether you've gotten married or your teenager has reached driving age, adding a driver to your car insurance policy can create major headaches. Follow these steps to add the new driver to your current policy.
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Adding a Car on a Family Insurance PolicyEvery time you buy a new car, you have to update your auto insurance policy. Follow these tips when adding a car to your family insurance policy.
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How Does Life Insurance Work?Life insurance is a pragmatic way to plan ahead. And it helps to understand your options and how the process works.
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Liability Insurance ExplainedLearn about the different types of liability insurance, from motor vehicle to medical malpractice, and how this type of insurance protects you in situations of legal liability.
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Five Ways to Save Money on PetsPets are expensive additions to any family, and it helps to save money on pet-related expenses whenever you can.
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Why Young Adults Should Talk Money Before MarriageThe first couple years of my marriage probably would have been smoother if my wife and I had talked money before we tied the knot.
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Preventing Buyer's RemorseBuyer's remorse is a terrible thing, often breeding countless sleepless nights. And if it's a large purchase, it can derail your budget for months to come. Following is how I avoid buyer's remorse.
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Why Collectibles Aren't Sound Retirement InvestmentsIt makes sense on the surface. Collectibles can become extremely valuable over the years. But would I ever entrust my future to a group of collectibles, no matter what the value? Not a chance.
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What Tires Should I Buy for My Truck?The tire options for trucks and SUVs are a bit more diverse than they are for sedans and other cars. Read on to learn about different types of truck tires and when they should be used.
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How to Check Tire PressureWhen it comes to tire safety, tire pressure is perhaps one of the highest factors on the list. Monitoring your tire pressure on a regular basis can alert you to problems that might eventually cause a serious accident.
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What to Look for When Buying Snow TiresSnow tires are an important purchase for anyone who lives in a cold environment where snow and ice covers the roads.
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What Tires Do I Need for Different Terrain?You want to buy tires that are suited for all the types of terrain you encounter throughout the year Try to take into account all possible driving conditions.
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How to Check Your Tire Tread for WearOver the course of a tire's lifespan, the tread begins to wear down. Read on to learn how to check tread depth for safety.
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Benefits of Proper Tire InflationMaintaining proper tire inflation is easy, and it makes sense in light of all the problems that can be caused.
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Complete Guide to Tire RotationConfused about when and how to rotate your tires? Read on to have your tire rotation questions answered.
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Top 5 Tire Safety TipsWorried about tire safety? Follow these tips to keep your tires in top condition and to avoid tire-related accidents.
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What to Know Before You Buy New Tires for Your CarHow you buy new tires for your car will depend on where you live and what kind of vehicle you drive. Consider these eight factors before you hit the tire shop.
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Games to Help Your Kids Eat HealthierNutrition is even more important for children than for adults, especially since eating habits are established early in life. Use these games to help your kids learn to eat healthier foods and to understand nutrition.
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5 Steps to Changing a TireFollow these steps when changing a tire, whether it's in your driveway or on the shoulder of a public road.
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First Person: Recovering From the RecessionThis past year was not as profitable as years passed, and we're hoping to increase our profits (and decrease our losses) as much as possible in 2011. Some of this is out of my hands, so I plan to focus on those areas over which I do have some control.
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First Person: Retirement or Debt?What do you do when you know you have to pay off debt, but you also need to save for retirement?
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First Person: Overdraft Protection: Opt In or Opt Out?Some banks give you the choice: opt in or opt out of overdraft protection? Read on to learn how I made this decision with regard to my own personal financial habits.Also published on:
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First Person: How I Evaluate Retail Return PoliciesI never buy anything from an unfamiliar store without specifically asking about return policies.
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What Not to Display in Your HouseFrom family portraits to cherished collectibles, what should you opt not to display in your house? And what should stay?
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Behaving at the Holiday Office PartyI've been to many holiday office parties, none of which was ever organized for the sole purpose of letting coworkers enjoy one another's company.
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First Person: The Personal Budget Grows UpChange has never come easily to me, but I try to overhaul my personal budget every few years to accommodate changes in my lifestyle or income patterns.
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First Person: Using 'Micro Goals' to Improve Your BudgetSetting micro goals can significantly improve your budget by changing your lifestyle and habits in positive ways.
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First Person: Why Annuities Scare MeI'll be honest: Annuities scare me. Maybe not as much as the stock market, but the fear is there.
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First Person: How to Stretch Your Food BudgetIt's become a lifelong habit to save as much money on groceries as possible because, whether you're feeding a family of two or a family of eight, food spending can easily get out of hand.
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2010 YCA Acceptance Speech: Contributor of the YearI am honored and humbled to be named one of the 2011 Contributors of the Year. And to everyone else who won prizes at the Yahoo! Contributor Awards, I extend my sincere congratulations.
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What is the Average Price of Car Insurance?Do you know the average price of car insurance in your area? And how heavily should you rely on averages when evaluating auto insurance options?
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How to Shop for the Best Insurance RateI take a detailed, methodical approach when shopping for the best insurance rates. Follow these guidelines to find the right insurance carrier for your needs.
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Types of Rental Car InsuranceConfused about the different types of rental car insurance? Wondering what your own personal insurance will pay? Read on for a primer on buying insurance at the rental car desk.
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First Person: How Our Family Stretches Our Entertainment BudgetEntertainment is one area of our family budget in which I'm unwilling to overspend. There are plenty of ways for us to enjoy ourselves at low or no cost, and we do our best to amuse ourselves on the cheap.
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First Person: Tax Tips for Contract WorkersNot only does it often take contract employees longer to prepare their taxes, but there is also a significant chance of an audit.
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First Person: Flexible Spending Accounts and Dependent CareIf your employer provides flexible spending accounts, you might be wondering how you can use that money as it accumulates. Dependent care is one of the most common uses for those who do not live alone.
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First Person: Online Advertising Basics for Small BusinessIf you operate on the Internet, chances are your customers can be found there too. But how do you decide which marketing channels are best for your business?
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Condo Owner Insurance TipsJust like homeowner's insurance, condo insurance coverage is designed to protect a condominium owner from property damage and from liability. However, the insurance needs for a condo are different from those for a single-family house.
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New Car? Consider Loan Payoff Insurance CoverageAlso called GAP insurance, loan payoff insurance coverage helps reduce the financial burden of being upside down on a car note.
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Regional Climate Guide for ItalyItaly as a whole is classified as temperate, but the regional climate variations can be extremely diverse.
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10 Facts About Ancient ItalyIf you visit Italy and dedicate some time to exploring the country outside major cities, you will find plenty of historical sites and artifacts to help you better appreciate Italy's origins.
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Tips for Negotiating Car Insurance for SeniorsSeniors are easy prey for insurance agents who dismiss them as senile or who attempt to take advantage of them, and many seniors are unaware of the multitude of discounts available to them.
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Mobile Home Insurance Questions AnsweredMobile home insurance is not much different from any homeowners' insurance policy, except that it includes coverages that may only apply to manufactured homes.
