William H. Sloan
I am 40 years old. I am self-employed attorney in Summerville, SC working in foreclosure defense, real estate closings, and wills. I am married, with a one year old son, and 6 year old nephew. My interests are sports, politics, and the law. I am into race- walking marathons. You may also find my writing at http://expertscolumn.com.
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- Contributor since
- 5/19/2008
Education/Experience
Licensed to practice law in South Carolina, 2001; Cumberland Law School, Samford University, JD, 2001; certified civil mediatorInterests
Sports, Politics, Running-Walking, Catholic Faith, Law, Marathons, College Football (Clemson Tigers), NFL, (Dallas Cowboys) College Basketball,Motto
My goal is to make writing a career. I know I will have to work hard.Favorites
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Displaying Results 1 - 93 (of 93) for All Content
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Borrowing My Way Through Law School and Paying it Back 30 Years LaterI borrowed about $100,000 for tuition and expenses to go to law school. While they are still a burden to me, my financial situation is better since I am able to practice law and be self-employed. -
In Sanford vs. Colbert Busch, I Could Hold My Nose No Longer and Voted GreenToday is the special election to decide who will represent my home of Summerville, S.C., and the first congressional district in the U.S. House of Representatives.
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Edgerrin James Joins Ring of Honor: Five Best Players in the History of the Indianapolis ColtsEdgerrin James becomes the fifth player to enter the Indianapolis Colts Ring of Honor this Sunday. Here are the first four and an honorable mention to the future sixth player, Peyton Manning.
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First Person: I'm Paying Off My 30-Year Mortgage in 22-1/2 YearsIt can be depressing to have a 30 year mortgage. Why not pay it off in 22.5 years? I will show how easy it is with bi-weekly payments.
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Mitt Romney Accepts Republican Nomination in TampaMitt Romney accepted the Republican nomination for president last night at the Republican National Convention. Overall, I did not like his speech and I will vote for Gary Johnson.
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First Person: Democrats, What Are You Going to Do About the National Debt?Democrats need to address the national debt and getting it under control next week at their convention in Charlotte. -
How I Helped a Client Using the Fair Debt Collection Practices ActThe best defense is a good offense in football and dealing with debt collectors. One weapon is the Fair Debt Collection Practices Act.
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How I Help Clients with the Telephone Consumer Protection ActA tool against creditors and debt collectors is the Telephone Consumer Protection Act. This involves creditors bothering you without permission on your cell phone using computers.
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First Person: How I Help Clients Get Mortgage ModificationsI help my foreclosure clients get modifications. I make sure they have the right paperwork the bank wants which helps facilitate a settlement and save them from the stress of dealing with the bank directly. -
Chris Christie Raises the Bar for RomneyChris Christie just gave the keynote address at the Republican national convention. The keynote address is often the "red meat", the strongest attack of the nominee of the other party. Christie was more restrained than expected.
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Important Facts About the Georgia Dome and Going to a Falcons GameThe Atlanta Falcons have played their home games at the Georgia Dome since 1992. Here are some important things to know before you go to a game there. -
Republicans, Push the Fair Tax at Your Convention Next WeekRepublicans should, but won’t push the Fair Tax at their convention in Tampa, Florida next week. -
First Person: How I Helped My Clients Sell Their House to Avoid Foreclosure, Judgment and TaxesIf you are thinking about short-selling your primary residence, you need to do it before the end of 2012 to avoid debt relief income. -
The Washington Redskins: NFL Team ProfileThe Washington Redskins begin their 81st season in the NFL next month. Here are the important facts of the history of this team. -
Carolina Panthers Stadium Guide: Bank of America StadiumThe Panthers have played their games at Bank of America Stadium in uptown Charlotte since 1996. Here are some important things to know before you go to a game there. -
First Person- How Real Estate Closings Work- Part II- Pre-ClosingThis is my second article on the real estate closing process. This articles deals with pre-closing and your checklist of things you need to do.
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First Person- How a Real Estate Closing Works with Seller FinancingMany real estate closings now include seller financing. The seller is “loaning” the buyer money to buy the house . -
Team Profile of the Carolina PanthersThe Carolina Panthers begin their 18th season in the NFL next month. Here are the important facts of the history of this team -
The Many Things that Makes Charlotte a Great City to Visit and Live InCharlotte, North Carolina is getting ready to host the Democratic National Convention from September 3-6. What makes Charlotte a great city? -
Elvis and 'Our Song'Yahoo! asked readers and contributors to write short appreciations of Elvis, who died 35 years ago on Thursday. Here is one perspective. -
First Person: Should I Re-finance (Again) or Not?With interest rates at an all-time low, many people are thinking whether or not they should re-finance the loans on their house multiple times. I help clients see if there is a net tangible benefit for doing so.
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Ron Paul Returns to South Carolina for Senator Tom DavisRon Paul came to Columbia, SC for a political rally and fundraiser for South Carolina Senator Tom Davis. -
Things to Know About The Ocean Course at Kiawah Before the PGAThe Ocean Course at Kiawah Island, S.C., hosts the PGA Championship this weekend. Here are some things to know about the course.
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Rand Paul to Speak at Republican ConventionSen. Rand Paul will address the Republican National Convention in Tampa at the end of this month. -
First Person- Buying a House- Part I- the ContractThese articles are being written for newly wealthy persons who are going to buy houses that will use LLC’s to hold title and financing. They will be helpful, though, for anyone looking to buy a house in South Carolina and around the country.
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First Person: I Watch All the TV I Want for a One-Time Fee of $50I found a way to get all the television I want to watch on my computer and TV for a one-time fee of $50.
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Tim Scott Votes for the Bush Tax CutsHouse Rep. Tim Scott (R-SC) joined all but one of his Republican colleagues in voting to extend the Bush tax cuts yesterday.
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Chick-fil-A Appreciation Day in Goose Creek, S.C.I ate lunch today at Chick-Fil-A in Goose Creek, SC. I like the food and was curious to get people’s reactions at Chick-Fil-A on Appreciation Day.
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How I Refinanced and Cut My Payment by $600 a MonthI recently was able to re-finance my house for a 10 year term to reduce my payment almost in half and my interest rate by over two points.
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Rand Paul Endorsement of Mitt Romney- Good Political Decision or Selling Out on Prinicples?Rand Paul endorsed Mitt Romney for President last week and this caused a big backlash with the liberty movement. Will this be a good idea for Rand’s long term prospects?
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Our Nightmarish 2008 Summer VacationDuring our 2008 summer vacation, our car broke down and we had no air conditioning in our condo.
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How My Marathon Routine Keeps Me in Shape Year-RoundMy health routine is relatively simple and easy to follow. With the balance on cardio and weights, I stay in shape all together.
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First Person: How I Helped a Client Who Bought Property at a Tax Sale and Make $580,000Buying a property at tax sale is big risk and big reward. I can help clients with this area of the law.
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First Person: How My Health Insurance Agent Saves Me MoneyMy health insurance agent saves me money by watching for reliable companies that offer health insurance for my son and I at a cheaper premium than I am paying now.
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Courtroom Etiquette for LawyersCourtroom etiquette for the most part is common sense. Each person needs to be handled a little differently.
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Ways for Lawyers to Deal with Bad JudgesThere are different kinds of bad judges. I tell you how to deal with them.
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Unemployment "Rate" “Falls” to 8.1 PercentThe official unemployment rate fell to 8.1 percent in April. But some of the numbers of the economy are bad.
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First Person: We Survived the Downturn, Now It Is Time to Grow and ProsperI started my little law firm at the end of the upswing in 2006. We survived the Great Recession and very lean times of 2008-2010. Now it is time to grow.
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Top 5 Ways I Cut My Expenses in My Law FirmAs a solo practitioner in a tough economy, I must looks for ways to keep costs low. These are the most important five.
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Our Near Disaster Selling Our Foreclosure HouseWhen my paralegal and I bought a foreclosed house, we ended up having to put a new roof on the house. I’ll tell you how we dealt with it.
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Top 5 Reasons I Do My Walks and Runs First Thing in the Morning During SummerI will tell you why I try to get my walks and runs in first thing in the morning during the summer here in hot Charleston-Summerville, SC.
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How I Started Sloan Law Firm 6 Years AgoSix years ago, I opened my own “shingle,” law firm. Starting and maintaining my law firm have both been challenges. But I would not have it any other way.
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First Person: How I Provide Value to My Foreclosure Defense ClientsAs a foreclosure defense attorney, I provide value to clients that are trying to save their houses. I literally buy them time.
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First Person: South Carolina State Employees Can Get a Free Last WillWhen South Carolina state and county employees sign up for a voluntary life insurance, they get an extra benefit where I can do their wills and other documents for free.
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First Person: My Emergency Food Stash Is Saving Me $100 Per WeekUsing storable emergency food now can save you money right now. Buy some for now and save some for an emergency.
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Social Security Disability Fund Going Broke in the Next Four to Six YearsAs my wife is disabled, I was disturbed to hear the Social Security disability fund is going broke within the next six years. Will Romney or Obama talk about this in the election?Also published on:
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South Carolina Unemployment Down to 8.9 Percent in MarchMy home state of South Carolina is trying to get below the national average of unemployment. For the 8th straight month, the rate fell to 8.9 percent. Should Governor Haley get the credit?
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What Is Overpronation? Do You Overpronate When You Walk?A problem with many walkers (and runners) is overpronation. I tell you what overpronation, how to see if you have it, and how to deal with it.
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First Person: To Refinance or Not to RefinanceI have done repeat re-finances for clients. They ask me if this is a good idea. On VA loans, I show them the math and tell them yes or no.
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First Person: 15-Year Mortgage or 30-Year Mortgage?As a real estate attorney, I have first-hand knowledge of how much less interest and less total payments a borrower makes in a 15 year mortgage instead of 30.
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First Person: I Failed to Fill Out Paperwork for Some Real Estate ClosingsIn my first year of practice, I had another scary story with the IRS. I was facing a $5000 penalty for failure to fill out paperwork on house sales.
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The Most Important Reasons I Reduced My Half-Marathon Time from Almost Three Hours to Under TwoMy first half-marathon in late 2007 at Kiawah took 2 hours, 45 minutes. Over the course of two years, I was able to reduce my time to just under two hours in the 2009 Kiawah half. I will tell you the biggest factors which helped me.Also published on:
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Buffett Rule Defeated in Senate; Let’s Pass a Real Fair TaxThe US Senate last night defeated an attempt to pass the “fair” Buffett Rule on taxing millionaires. I hope we can talk about real tax reform now, a single flat tax or a Fair Tax on consmuption.
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First Person: I Was on the Hook for $2,500In my first year of practice, I had a very scary story with the IRS. A client filed a fraudulent lien release during a real estate closing we did.Also published on:
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It’s Tax Time Again -- What is a Fair Tax?As April 15 is here again, everyone is worried about finishing and paying their taxes and making sure everyone else pays their fair share, including the President. I support an idea for true fair taxing.
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Advice for Your Half-Marathon Training Plan: From 3 Miles to 13.1 Over a 16-Week PeriodIf you are thinking about running or walking a half-marathon, you need to have a plan. Here are some points for your training plan.
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The Citadel Offers 5K Running Series This SummerA great way to train during the summer for a fall or winter half-marathon is to work on speed by doing some 5k’s. The Citadel offers a series of five 5k’s this summer.
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Romneycare Has Its Sixth BirthdaySix years ago today, Massachusetts Governor Mitt Romney signed a bill forcing all citizens to buy health insurance. President Obama borrowed many of the tenets of Romneycare for his Obamacare four years later.
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George Zimmerman Finally Charged with MurderI will look at the case against George Zimmerman and some factors that will go into the trial.
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Doing My First Trail Half-Marathon After Road RacesFor those who run on concrete all the time, try something different. Try a marathon on a trail. Your knees will thank you and you will like the scenery.
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How Chiropractic Care Helped Me Resume Running: Natural Healing Is the Best WayI had to take a break from running because of back problems. Thanks to chiropractic care, I am back at it.
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First Person: My Home Warranty Has Saved Me ThousandsA home warranty has saved me costly repairs to my air conditioning unit twice.
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First Person: We Have to Take on More Debt to Buy a CarWhile I am not happy to be take on more debt, my wife and I need to take out another loan to buy her a new car.
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First Person: The Reality of Buying a House at a Foreclosure SaleI purchased a house at a foreclosure sale. I will tell you what I did to be ready to buy the property I did.
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First Person: How a Reverse Mortgage WorksReverse mortgages are becoming popular in this economic downturn and with the Baby Boomer generation getting old. I closed such a loan for my mother-in-law.
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Which Race Should I Do April 21 in Charleston, S.C.?In the Charleston, SC area on April 21, there are three good choices for runs. The bad choice is I will have to miss two of them. The three choices are each a little bit different and each has its pros and cons,
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Getting Your Runs and Walks in During the Summer in South CarolinaDuring the hot summer, it is hard to stay motivated in South Carolina to get runs and walks in. But it is so worth it to get them mentally and physically. Here are some ideas.
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Separation of Powers Dispute on Obamacare and Supreme CourtThe White House has had to do a lot of clarification this week with regards to remarks the President made on judicial review of statutes with regards to the fight on Obamacare currently in the Supreme Court.
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First Person: I Will Be in Student Loan Debt Until I'm 61I attended law school out of state from 1998-2001. I racked up just under $100,000 in student loan debt for tuition, books and living expenses.
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Republicans Afraid of a Fight when They Should Be Afraid of LosingMitt Romney appears headed toward the Republican nomination. Why then is there so much pressure for Rick Santorum to get out?Also published on:
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Clemson’s 2012 Orange-White Football Game Just Scheduled for April 14Clemson Tigers football is wrapping up their spring practices and will complete “spring training” on April 14 with the annual Orange-White Scrimmage Game.
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My Conversion from “New Catholic” to Traditional CatholicismI was born, baptized, and raised “modernist” Post-Vatican II Catholic. Three years ago, I converted to Traditional Catholicism and will not turn back.
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Supreme Court to Hold Its Conclave to Vote on ObamacareThe Supreme Court held its vote today on whether to affirm Obamacare or find it unconstitutional. The justices met in secrecy and we will not know what the vote is for three months.
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First Person: I Saved $4,500 on My Taxes Thanks to Long-Term Capital GainsI purchased a house at a foreclosure sale with my paralegal. I saved approximately $4,500 in federal taxes by holding on to the property for one year.Also published on:
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First Person: I Lost a Judgeship Because of an Innocent Comment on FacebookI applied for a judgeship to be the Master-in-Equity of the county I work in South Carolina. Thanks to an innocent comment on Facebook, I did not get the judgeship.
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Volunteer Opportunities in Summerville, South CarolinaSummerville is a small town near Charleston. But it is growing and there are many chances to give back to the community. I am going to focus this article on children.
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My Favorite Five Bible Verses for EasterWith Easter coming up before too long, I think about my favorite five Bible verses that confirm my faith that Jesus is the Son of God and He rose from the dead on the third day after His Crucifixion.
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Top Five March Madness Memories for the College of CharlestonCollege of Charleston is my alma matter and my team for college basketball. They have provided many wonderful March Madness memories.
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First Person Story: My Law Firm Has Its Sixth BirthdayAfter working for other law firms as an associate, I decided to open my own office six years ago this week. It has been tough at times, but I have no regrets.
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First Person: My Local Kiwanis Club vs. the IRSMy small little Kiwanis club was threatened and harassed by the IRS for tax bills we did not owe and paperwork we did not need to fill out.Also published on:
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Mitt Romney: Good Attack Dog, but Why Vote for Him?Mitt Romney is slipping in the polls against Rick Santorum. Will he continue with his negative attacks or will he give us a reason to vote for him?
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Federal and State Attorneys General Reach Settlement with Banks on ForeclosuresFive of the top servicers of mortgages in the country reached a settlement for improper foreclosures with the U.S. Attorney General and the States Attorneys General. Will this be the relief that homeowners need? I don’t think so.
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First Person: My 10-Year Mortgage Is Saving Me More Than $100,000Recently, I bought an investment property for a “steal” at a foreclosure sale in my county. I was able to take out a ten year loan instead of the normal thirty and save a lot of interest money.
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First Person: A Simple Space Heater Cut My Monthly Electric Bill By 50%In these days of penny pinching, you need to find ways to cut your spending. I did it with a space heater in my son’s room to save on my electric bill.
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First Person: What a Lease-Option Home Purchase Is Really LikeWhen I wanted to buy my first house, I did not have the credit to do so. So I worked out a lease-option purchase with the seller.
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Rick Santorum Sweeps the Trifecta on Little TuesdayLast night, we had Little Tuesday in the GOP primaries with Rick Santorum winning a surprising sweep of all three contests in Missouri, Colorado, and Minnesota. Where does the race stand now?
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First Person: How President Obama’s Plan Will Help Me Save My HouseI was excited to hear about President Obama’s plan to re-finance people’s houses in the news. If the plan becomes law, I can use it to save my house.
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Komen for the Cure Refunds Abortions and Planned ParenthoodSusan G. Komen for the Cure refunds Planned Parenthood and their women services, including mammograms and abortions. After initially deciding to defund them, it took just over one day to change their mind.
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Trump Tells Romney, “You’re Hired!” to Be PresidentToday, amid great fanfare, Donald Trump endorsed Mitt Romney for President. Will this help or hurt Romney or not make any difference?
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Susan G. Komen for the Cure Defunds Abortions and Planned ParenthoodSusan G. Komen for the Cure defunded Planned Parenthood, a provider of abortion. Did Komen get a conscience about funding abortions or did they fold to pressure from pro-life groups? Follow the money.
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Where Does the GOP Race Go from Here?The returns are now in for the South Carolina primary. Newt Gingrich won the primary, with Mitt Romney coming in second, Rick Santorum third and Ron Paul fourth. How does the race stand as we go forward to Florida?Also published on:
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After Watching the CNN Debate, I Will Vote for Ron Paul in S.C. PrimaryAfter watching the CNN debate tonight, I maintain my support for Ron Paul. His positions on the issues of liberty and limited government are the most compatible with mine.
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Sex and the City Trivia: The Show's Top 10 MenBeing a man who likes Sex and the City, I thought I would make trivia questions based on the top 10 men of Sex and the City. Enjoy.