Connie Barker
Connie Barker has owned and written for financial websites for 5 years. She guides people looking for personal financing and seeking helpful advice on saving, building good credit standings and how to avoid debt pitfalls.
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Reading true crime books, motorcycle riding, traveling, helping people with bad credit turn their credit around.Favorites
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Displaying Results 1 - 70 (of 70) for All Content
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Christmas Savings IdeasSave money this Christmas by finding ways to reduce the cost of food, gifts and holiday decorating.
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Helping Dry and Damaged Hair From a PermAlleviate problem frizzies from a permanent by using protein from eggs to build up the hair shaft and relax the hair.
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Reducing Dampness Within BasementsReduce dampness in basements by following certain procedures.
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"Criminal Minds" Murder in the HeartlandCriminal Minds, known for their gritty storytelling, provides another captivating tale set in the country's heartland.
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How to Remove Mold from a SidewalkRemove mold from a sidewalk with chlorine bleach.
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Drying Edible MushroomsDry edible mushrooms so they do not become soggy before cooking.
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Heart Failure Warning SignsThe heart becomes weak or stiff from high blood pressure or coronary heart disease and fails to pump blood adequately. Medications and lifestyle changes can help towards improving your survival rate against congestive heart failure.
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Lymphoma OverviewLymphoma causes, symptoms, diagnosis and treatment.
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Drug Abuse and the Effects on the FamilyHow drug abuse effects the abuser and their families.
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Natural Remedies for Panic AttacksA guide to finding a natural cure for anxiety and panic attacks. -
Using Drop Shipping as a Home BusinessNot many people are aware of drop shipping as a home business and the amount of money that can be made. -
Alternatives to BankruptcyBankruptcy is one of the least envied predicaments one can be in financially.
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Building Credit the Right WayOne of the most popular questions asked by younger consumers is how do I build credit? -
Sharpen Your Personal Finance SkillsMany of us are never taught in school how to save, but it is an extremely powerful tool.
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4 Essential Budgeting TipsOne of the most beneficial personal finance tools available is the budget. -
Three Essential Personal Finance TipsSaving money is vital to having a nest egg in the future for the purchases you desire.
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Forex; Foreign Currency InvestingForex stands for foreign exchange and it is the world's largest financial market. -
Teach Your Kids to InvestOne technique to use is to reward them when they successfully save money.
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Buying an Individual PolicyAn Individual policy is an option for those that are not offered a health care plan at work or are self employed.
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How to Pick a Health PlanNot only is health insurance necessary to receive high quality medical care, but health insurance can protect you from financial loss.
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Health Care InsuranceFor those choosing individual health care plans, it is extremely important to choose a plan that fits you and your family properly.
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Health Insurance PlansThere are many different types of health insurance plans available, however, they usually fall into two different categories.
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Basics of Health InsuranceWhether you are healthy or ill, health insurance is seen as essential in today's society.
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What Does Auto Insurance CoverAuto insurance is used to protect you the individual or a business or organization from financial loss in regards to a motor vehicle.
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How Much Auto Coverage is Necessary?One of the most common questions asked by consumers looking to choose auto insurance coverage is how much coverage should I purchase. -
How to Choose an Auto Insurance CompanyChoosing an auto insurance company, should consist of a lot of thought and planning. -
Filing an Auto Insurance ClaimThe main reason to have auto insurance is to protect you from financial loss.
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The Basics of Auto InsuranceAuto insurance is essentially a contract between you and your insurance company.
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Cut Back on ExpensesIn order to cut back on expenses, you should immediately keep track of everything you buy each and everyday.
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Selling Your Home in a Soft MarketHere are some tips that will not only help you sell your home quicker, but also save you some money in the long run.
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Creating a Budget for Christmas GiftsThe most important thing you should remember is that you shouldn't have to go into debt to please the ones that you love. If you can't afford a specific gift, then choose an item that is more affordable -
Deciding Whether to Buy or Lease Your Next AutomobileBefore you decide whether or not to lease a new car, it is important to understand what the term "lease" means. Leasing is when one rents a new car (or sometimes a used car) for a long period of time. -
Five Steps to Becoming Debt FreeIn order to determine how deep in debt you are, you should first create a budget that compares the amount of expenses you have each month to the amount of revenue (income) you bring in. -
Think Before You Apply for a Credit CardSome credit experts suggest that having more than three credit cards may be a red flag to many creditors and thus negatively effect your credit rating. -
Refinancing FAQMost homeowners refinance their home to take advantage of lower interest rates or better loan terms.
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Option ARM Refinancing LoansARM stands for adjustable rate mortgage and while it is a popular option, before you apply for one, there are a few things you should know. -
Interest Only Refinancing LoansWith interest only refinancing loans, the homeowner is given the option of paying both the principle and interest of the loan or only the interest, using the extra money that would have been spent on the principle to purchase or invest for other things.
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Is Refinancing Right for Me?Usually in order to get the best deal when refinancing your home, you will need to stay in your home as long as possible.
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What is Refinancing?...Refinancing is usually defined as the process of paying off an older loan with a new loan that is secured by the same property.
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Refinancing Your Mortgage with Bad CreditRefinancing has become extremely popular over the last few years mainly due to the historical low interest rates available.
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Debt Consolidation for Bad CreditDebt consolidation is a tool to help a consumer climb out of high interest debt and revolving payments that force a consumer to only pay the minimum monthly balance.
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Bad Credit Mortgage LendingBad credit usually makes an individual or couple a higher risk due to their past history of either defaulting on a payment, having trouble paying a loan, or being late in paying a loan. -
Fixing Bad CreditA couple with bad credit can be denied for a home mortgage or pay much higher interest rates than others with satisfactory credit.
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Interest Only Vs. Traditional Refinancing LoansIf you are thinking about refinancing your home, two types of refinancing loans you should look into are Interest Only and Traditional Refinancing Loans.
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Option ARM Refinancing LoansAn option ARM refinance loan is possibly the most flexible type of loan on the market.
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Determine Your Debt by Creating a Simple BudgetIf you have found yourself deep in debt, don't despair, one tool to use to determine the amount of debt you are in and how to lower it is the budget. -
Be Aware of Phishing ScamsPhishing scams are when hackers or criminals masquerade as legitimate entities in order to steal sensitive information such as credit card numbers, social security numbers, etc to commit fraud.
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Is Refinancing Right for You?Refinancing your home is when you take out a new mortgage with new interest rates and conditions.
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Get Help when in DebtOne of the first things you do, (preferably before you borrow any money or apply for a credit card) is to educate yourself on how money and debt works.
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3 Ways Credit Card Companies Rob YouWhile the word "rob" may be harsh, this is one of the many feeling credit card consumers experience when they are trying to pay off their credit card debt or receive questionable fees.
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3 Tips to Become a Better Money SaverUsing a budget you can clearly and easily identify your major expenses and cut back on those that are less important.
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2 Ways to Protect Your Credit RatingYour credit rating can be a beneficial tool in helping you gain money in the form of car loans, credit cards and mortgages, however it can also cause a person hardships if their rating is low.
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How Creditors Can Make You Pay Debt You OweIf you find that you are in debt, you should know just how creditors can make claims of their debt and try to receive repayment for their debt legally.
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What is a Judgment?If you are having difficulties paying a debt and have either stopped paying a debt or substantially reduced the amount that you pay on a debt, a creditor might file with the court a judgment.
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Should You Consider Bankruptcy?One way to seek protection from the debts you owe is a bankruptcy filing.
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The Advantages and Disadvantages of Equity DebtIf you are thinking about applying for a home equity loan or line of credit, there are a few pros and cons that you should be aware of.
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What Do Lenders Look at when You Apply for a Home Equity Loan?If you are interested in applying for a home equity loan, you should first educate yourself on what exactly are the requirements to take out a loan.
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Beware of Risky Home Equity LoansThere are many types of loans that use equity that can be high risk and in many cases fraudulent.
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The Difference Between Home Equity Loans and Home Equity Line of CreditWhile there are different types of home equity products that lenders offer, the two most common and popular are the home equity loan and home equity credit line.
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Investing for the FutureOne of the most important factors to financial security is investing
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Refinancing Loans Vs. Home Equity LoansIf you are a homeowner, there are many loan products that can work to your advantage; sometimes the most difficult part is picking the right product that fits your needs the best. Two loan products that are extremely popular are refinancing loans and home equity loans
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What is Identity Theft?Identity theft is a term used for a type of crime that involves a hacker or thief stealing your personal and/or sensitive information to commit fraud or crimes
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Avoid Common Ebay ScamsWith all the great aspects of Ebay.com bringing together both buyers and sellers, it is still a popular place for fraud and scams.
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Avoid the Credit Card Minimum Monthly PaymentOne strategy to ensure that you control your credit card debt is to pay off your monthly payment.
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Common Credit Card PitfallsWhile many consumers can withstand the call to impulse shop and simply charge it, others have a very difficult time controlling their spending and paying off their credit card debt.
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Retiring Soon: Important Strategies for SavingSaving for retirement properly usually can take 20 years or more. If you have had financial difficulties in the past that wiped out your savings, you might have to start from scratch when you are only a few years away from retirement.
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3 Ways Your Employer Can Help You SaveThere are many strategies that your employer can offer that can help you save. Three strategies include 401K plan, College Savings Plan and direct deposit.
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Cash Out Refinancing Loans Vs. Home Equity LoansMany people use Cash Out and Home Equity Loan interchangeably; however they are different loan products with some similarities
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Savvy Ways to Use Refinancing LoansRefinancing loans in their traditional forms are second loans that allow you to pay off an older loan, using the same property as collateral.
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What is a Bank Levy?A bank levy is when your bank account is frozen and all or part of the monies in your bank account are seized. Bank levy's can happen for many reasons, however the two most common are due to unpaid taxes and unpaid debt.