Jimmy Collins
Full time freelance writer. I am a former stock broker and money manager who still loves all aspects of finance as well as sports and fitness. Currently I hold a 4th degree black belt in the Martial Art of Tae Kwon Do.
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- 8/27/2008
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Degree in Marketing from Florida Atlantic University (FAU)Motto
Find solutions, not excuses.
Displaying Results 1 - 200 (of 749) for All Content
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Miami Dolphins Wide Receivers Have Chance to Go from No Names to Superstars: A Fan’s OpinionThe Miami Dolphins traded away their marquee wide receiver in the offseason leaving the team with plenty of receivers, but none with big names. This season, some of them will look to make their mark.
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Should Dale Earnhardt Jr. Bring JR Motorsports to NASCAR Cup Level? Fan PerspectiveWhile he already has two full-time cars driving in the NASCAR Nationwide Series, should Dale Earnhardt Jr. bring JR Motorsports up the NASCAR Sprint Cup level?
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University of Miami Football Fans Wanted -The U Wants You: A Fan’s TakeThe Miami Hurricanes play at Sun Life Stadium, which is home of the NFL’s Miami Dolphins, but with the turnout you might sometimes think it was an away game.
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Fan's Take: Will Miami Hurricanes Switch Sides in ACC if FSU Goes?With more and more coming out about the Florida State Seminoles possibly leaving the ACC for the Big 12, will that mean a Hurricanes move to the other side of the division?
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First Person: Rising Homeowners Insurance Rates Have Us Questioning Our Desire to Own a HomeWith almost every insurance company that still offers homeowners insurance raising rates almost every year, home ownership is looking less and less appealing to me.
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Will Lamar Miller Push Reggie Bush in His Final Contract Year? Fan PerspectiveReggie Bush is in his last year of his contract for the Miami Dolphins. As he isn’t getting any younger, I think rookie Lamar Miller might just push Bush in his contract year.
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Which Hendrick Motorsports Driver Will Win Next in NASCAR? Fan PerspectiveAs a fan of Dale Earnhardt Jr. and all the drivers on the Hendrick team, I can’t wait to see which driver gets the next win now that Jimmie Johnson paved the way.
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Will the Miami Hurricanes Follow FSU If They Jump to the Big 12? Fan ReactionRumors are abounding in the ACC and this time the rumors have the Miami Hurricanes possibly following the Florida State Seminoles to the Big 12.
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This Miami Hurricanes Fan Really Wants a Win Against Notre Dame in 2012A classic rivalry is back in 2012 when the Miami Hurricanes football program takes on the Notre Dame Fighting Irish, a game I really want to see the Hurricanes win.
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First Person: The 'Snowflake Method' Is Accelerating Our Debt Payoff By $1,000 Per YearUsing a method I used to pay down debt in the past called micropayments, or the snowflake method, we will pay down the balance on our new vehicle by an average of $1,000 per year.
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First Person: Debt Ceiling Debate 2.0 Will Likely Hurt My Finances FurtherWith the debt ceiling dangerously close to being reached yet again, another debate looms and threatens my finances.Also published on:
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First Person: Cheaper Gas Is Great, But We Need More HelpEven though gas prices are down relief may not come to consumers according to some finance experts.
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More Pressure in NASCAR: Dale Earnhardt Jr. Or Danica Patrick?While Dale Earnhardt Jr. has carried the banner of pressure for some time now in NASCAR, there is a new contender for the title in Danica Patrick.
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Three Surprising Savings Totaling $1,500 All for Getting in ShapeWhile I try to always stay in shape, I’ve really taken it serious as of late which has led to some surprising savings.
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This Miami Dolphins Fan Wants to See the Team Beat Tim Tebow Twice in 2012The Miami Dolphins face-off against Tim Tebow and the New York Jets twice in 2012 which are two games I want to see the Fins win big.
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New University of Miami Agent Policy Might Be Too Strict: A Fan’s OpinionThe Miami Hurricanes are trying to learn from their mistakes, but the school may have just instituted polices that are too strict in an effort to protect players.
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Dale Earnhardt Jr. Saved NASCAR for This FanGrowing up as a Dale Earnhardt fan I was devastated when he died at Daytona in 2001. Fortunately, his son was there to provide me with a reason to keep watching.
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Five Wins This Miami Hurricanes Fan Wants to See in 2012Though I would love to see the Hurricanes go 12-0 in 2012, there are five wins in particular I really want to see.
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With 200-win Milestone Reached for Hendrick, Dale Earnhardt Jr. Can Focus Freely: Fan PerspectiveEven though Dale Earnhardt Jr. likely wanted to give Rick Hendrick his 200th win, having Jimmie Johnson deliver it should allow Earnhardt Jr. to now focus freely.
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Has the Miami-Florida State Football Game Lost Some Luster? A Fan’s OpinionWith the Miami Hurricanes and the Florida State Seminoles mere shells of the teams they used to be, is their time-honored rivalry losing some of its thunder?
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First Person: Wholesale Prices Down but Inflation Still RisingThanks to oil and gas dropping as of late wholesale prices in the United States are down, but inflation continues to rise which is still hurting me financially.
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Why This Dale Earnhardt Jr. Fan Wants More Nationwide RunsEven though Dale Earnhardt Jr. is and always will be a NASCAR Sprint Cup driver, I would still like to see him run more NASCAR Nationwide races.
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Miami Hurricanes Football Players Are like Their Mascot, the Ibis: A Fan's PerspectiveThe Miami Hurricanes face a whirlwind of NCAA violations which makes their current players much like the team mascot, the Ibis.
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Miami Dolphins’ Ryan Tannehill Will Hopefully Be like Tim Tebow: A Fan’s PerspectiveThe Miami Dolphins have put a lot of stock in their first round draft pick, Ryan Tannehill. While he has doubters, I am hopeful he will have a story similar to that of Tim Tebow.
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Is a Championship More Important Than a Win for Dale Earnhardt Jr.? Fan PerspectiveEven though the winless streak presses on, Dale Earnhardt Jr. is seemly focused on winning a title regardless of winning or not winning a race.
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Jim Kelly Was the Best Miami Hurricanes Quarterback in the NFL: A Fan’s OpinionNFL Hall of Fame quarterback Jim Kelly was one of the best to play the game as a professional and in my opinion is the most accomplished former Miami Hurricane to turn pro as well.
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Top Five Reasons to Watch Miami Hurricanes Football in 2012With the 2012 season just around the corner, all Miami Hurricanes fans should be chomping at the bit to see them play.
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Pitt and Syracuse Joining ACC in 2013 Great for Hurricanes Football: A Fan's OpinionThe planned expansion of the ACC to include Pitt and Syracuse is likely to happen in 2013. This is a great thing for the Miami Hurricanes.
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Why This Miami Dolphins Fan Can’t Wait for “Miller Time” in 2012After drafting Lamar Miller in the fourth round of the 2012 NFL Draft, the Miami Dolphins put a smile on my face that went ear to ear.
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Five Reasons Dale Earnhardt Jr. Probably Doesn’t Care About Critics: Fan's ViewWhile he has many critics, chances are Dale Earnhardt Jr. couldn’t care less about any of them.
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NFL Ban of Former Miami Hurricane Jonathan Vilma Creating Mixed Emotions: Fan ReactionJonathan Vilma just received a one year NFL ban for his alleged role in paying money for hard hits. This isn’t Vilma’s first role with controversy which leaves me with mixed emotions about the whole thing.
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2012 Miami Dolphins Draft Picks: Fan ReactionThe 2012 NFL Draft has come and gone and the Miami Dolphins fared quite well
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First Person: PepsiCo Price Hikes a Sign of the TimesAs many food and beverage companies are doing now and will continue to do, PepsiCo has raised its prices across the board to combat higher food costs.
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Why This Miami Dolphins Fan is Happy Tim Tebow is Not on the TeamEven though some contend that Tim Tebow is a great talent I think he would have hurt the Miami Dolphins had he gone there to play.
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Miami Hurricanes Begin “Golden” Rebuilding with New Troops Coming: Fan PerspectiveAfter losing 30 players in the offseason to the draft and graduation, the Miami Hurricanes look to reload with their latest recruiting class.
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2012 Miami Dolphins Draft Needs: Fan PerspectiveThe Miami Dolphins enter the 2012 NFL draft with many holes to fill, but I feel they should take a specific approach to get the most with their picks.
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Rebuilding Might Not Be so Bad for the Miami Hurricanes: A Fan’s PerspectiveWith turmoil surrounding the team the Miami Hurricanes are looking to once again rebuild, which might not be such a bad thing.
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First Person: A Small Business Tax Cut Would Help Me OutA small business tax cut bill that has been passed by the House of Representatives would be helpful to my small business, but likely won’t go far.
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Dale Earnhardt Jr. Must Feel He is the Best Driver: Fan OpinionDale Earnhardt Jr. now says he thinks he is the best driver at Hendrick Motorsports. While that may be a tall order, he needs to maintain this line of thinking in order to succeed.
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Five Games This Miami Dolphins Fan Wants the Team to Win in 2012Even though I’d love to see the Miami Dolphins win every game in 2012, if they can just win five in particular I’ll be elated.
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First Person: Is the American Dream Over?With housing low and mortgage rates low there are still more people that are deciding to rent, leading some experts to say it is the end of the American Dream.
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Dale Earnhardt Jr. Influential to Drivers as Well as Fans: A Fan’s PerspectiveWhat started out as a way to keep some friends employed has turned into a partnership with Rick Hendrick and has led Dale Jr. to influence drivers as well as fans.
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Miami Hurricanes Looking to Add Even More Talent to the NFL: Fan ReactionWith the draft right around the corner the University of Miami looks to add a new crop of talent to the NFL, which is agreed upon by one of the best in the biz, Todd McShay.
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Top Five Miami Dolphins’ Quarterback Busts Since Dan Marino RetiredSince Dan Marino retired in 1999 the Miami Dolphins have had little luck at the quarterback position, but five players stand out as bigger disappointments than the rest.
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First Person: I Paid Off $11,000 Worth of Student Loan Debt in One YearAfter years of paying off student loans by simply chipping away at them with payments, I finally got serious, made some sacrifices and paid them off in one year’s time.
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First Person: Inflation Is Hitting My Small Business HardEven though inflation is said to be mild, it’s the numbers that aren’t counted that are hurting my small business.
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Do the Miami Hurricanes Have a Quarterback Controversy Brewing? Fan ReactionA recent story suggests that the University of Miami Hurricanes football program will have some competition for starting quarterback between Ryan Williams and Stephen Morris.
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Dale Earnhardt Jr. Should Never Race the Number 3 Car in the Sprint Cup Series: A Fan’s ViewEven though I would love to see an Earnhardt dominating with the 3 car again, there are reasons that I think Dale Earnhardt Jr. should never race that car number in the Sprint Cup Series.
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Ken Dorsey was the Miami Hurricanes’ Best Quarterback Ever: A Fan's OpinionFor a football program once dubbed “Quarterback U,” Ken Dorsey tops the list for the Miami Hurricanes.
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2012 Miami Dolphins Schedule Features Tim Tebow and Vengeance Opportunities: Fan ReactionThe Miami Dolphins 2012 schedule is out and features teams that will have starting quarterbacks as well as one team’s head coach who all shunned the Florida team. Plus Tim Tebow twice.
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Top Five Places to Buy Miami Hurricanes Football Tickets for the 2012 SeasonWith the start of the 2012 season just around the corner, there are five places that I will go to purchase my tickets for home games of the Hurricanes.
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Why I Didn’t Use My Credit Card to Pay My TaxesEven though I budget for my taxes I still owed more this year than I saved and while I thought about putting that balance on my credit card, I decided that was not in my best financial interest.
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We Treat Each Other like Kids to Avoid Wasting MoneyBecause we have tried so hard to stay debt free, my wife and I have resorted to treating each other like kids in order to avoid wasting money.
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Top Five Reasons Dale Earnhardt Jr. Should Shave His BeardDale Earnhardt Jr. has been growing his beard for what seems like an eternity. Here are some reasons that he should probably shave it.
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How My Beagle Dog Saves Us $130 Per MonthEven though she comes with many costs as any pet does, our little beagle dog actually saves us quite a bit of money each month.
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First Person: Rising Costs Forcing Me to Take on More DebtWith both food and fuel prices still on the rise, I am now starting to see an effect on my debt as I struggle to come up with more funds.
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First Person: Inflation Is Outpacing My IncomeWith prices on everything continuing to rise and my wages not matching this trend anywhere close, I am feeling a big financial pinch.
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NCAA Penalties the Miami Hurricanes Football Team Might Face: Fan OpinionEven though I don’t want the Miami Hurricanes to face any penalties, I know there is likely a firestorm coming from the NCAA.
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Top Five Reasons Dale Earnhardt Jr. Is Better Off With HendrickEven though Dale Earnhardt Jr. had all but one of his wins come while racing at DEI, he is far better off with Hendrick Motorsports for five reasons in particular.
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First Person: My Cheapness Doesn’t Always Save Me MoneyEven though I try to cut corners wherever I can in an effort to save more money, that plan doesn’t always work and has backfired on me in the past.
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First Person: We're Cutting Back on Family Entertainment as Prices IncreaseHigher prices on a lot of everyday items have forced us to cut costs with our family’s entertainment which has resulted in less money spent, but not less fun.
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First Person: NFIB Small Business Optimism Index Dropping After 6-Month GainThe NFIB tracks how optimistic small business owners like me are. The latest news isn’t pretty and only confirms what is happening with my business.
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Top Five University of Miami Hurricanes Football RivalsOver the years the Miami Hurricanes football team has had its share of rivals. Here are the top five rivals both past and present.
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First Person: A Higher Minimum Wage Would Be Bad for My Small BusinessWhile I am the only employee of my small business I still have to contract out some work, which will be harder if the minimum wage gets raised too high.
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First Person: Wasting Money While Trying to SaveI always do everything I can in order to save money, but I have found that this can sometimes backfire.
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First Person: I'm Collecting Rent Money Without Being a LandlordI enjoy a small amount of income from collecting money that is paid by rent, but I do this without being a landlord thanks to REITs.
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First Person: Higher Food Prices Becoming a Scary Normality WorldwideWhile my family is feeling the pinch of high food prices here in the United States, new data shows high prices worldwide that likely won’t fade soon.
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First Person: Making Car Payments Makes Financial Sense for UsEven though the new vehicle we just bought carries a $350 car payment it still makes financial sense for us.
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First Person: Combating High Out of Pocket Medical Expenses With an HSAEven though my wife and I have medical insurance we still have high deductibles and other out of pocket expenses that add up. We combat these with our HSAs.
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Dealing with a $500 Credit Card Scam from an Unlikely SourceWhile away visiting family, I used a credit card to dine out with my wife. Little did I know that the dinner would end up costing me lots of time and almost my good credit.
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First Person: My Personal Cooling Off Period Saved Me $350When I needed a new computer I almost bought the first one that I liked. But, I instituted my personal cooling off period and ended up saving $350 in the end.
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First Person: High Corporate Taxes Are Holding My Small Business BackAs of April 1 the United States officially takes the title of world’s highest corporate tax rate which is keeping me from attempting to expand my business.
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First Person: Mortgage Rates Are Low But Bank Expectations Are HighWhile mortgage rates are again below 4%, I am finding it harder than I expected to get financing from the banks.
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First Person: I’m Raising My Retirement Age to 70Though I’ve always said that I would retire no later than age 65, I’ve now decided to up that age to 70.Also published on:
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A Win for Dale Earnhardt Jr. Would Be Big in More Ways Than One: Fan ViewWhile Dale Earnhardt Jr. attempts to break a winless streak that has lasted a few seasons now, he can also have that win be the 200th of Hendrick motorsports if he is the first in the stable to win this season.
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Al Golden Weeding and Watering the Miami Hurricanes' Football Garden: A Fan's PerspectiveAfter already being in trouble earlier this spring, Keion Payne was dismissed from the Miami Hurricanes Football team thus proving Al Golden will take no bull.
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Tim Tebow to the Jets Just Might Help the Miami Dolphins: A Fan’s ViewWith Tim Tebow going to the New York Jets on a trade, the Miami Dolphins might be in position to benefit from the deal.
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First Person: The Pitfalls to Selling OnlineSelling items online is a great way to make extra money, but there are pitfalls that should be avoided.
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First Person: The Benefits of Using an Online Discount BrokerInvesting is important, but so is saving money, which is why I choose to use a discount broker when I invest.
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Top Five Wins for Dale Earnhardt Jr. In the NASCAR Sprint Cup SeriesOf the 18 wins that Dale Earnhardt Jr. has racked up in the NASCAR Sprint Cup Series, there are five in particular that top the list.
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First Person: 3 Painless Ways We Cut Our Spending By $150 a MonthWith more money having to now go for everyday things like food and gas we now have less to spend on discretionary items. Here are three ways we cut in order to save $150 per month.
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First Person: I’m Willing to Wait Longer for Social SecurityWith a heated debate raging about social security in Washington, some are suggesting to raise the age at which people are Social Security eligible, which is fine by me if it ensures money in the end.Also published on:
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Jimmy Johnson was the Miami Hurricanes' Best Head Coach: A Fan's OpinionAfter leading the Miami Hurricanes Football program to their second National Title and taking the team to national prominence, Jimmy Johnson proved to be the best head coach the team has seen to date.
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Stephen Morris Will Make the Miami Hurricanes 'Quarterback U' Again: A Fan's OpinionThe Miami Hurricanes used to be known for producing some of the best quarterbacks at the collegiate level. While they haven’t had that as of late, Stephen Morris looks to right the quarterback ship.
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First Person: Credit Card Offers Are Up, But I’m Steering ClearAs a new flood of credit card offers come in, I am standing my financial ground and steering clear of what could be easy debt.
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Do the Miami Dolphins Have a Dan Marino Curse? Fan PerspectiveSince Dan Marino left the Miami Dolphins after the 1999 season the team has made it to the playoffs only three times with only one win to show for it. Do they have a Dan Marino curse?
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Has Kasey Kahne Taken Some Pressure Off Dale Earnhardt Jr. Thus Far? Fan PerspectiveWith high expectations after joining Hendrick Motorsports for 2012 and beyond, Kasey Kahne is having a rough start. This just might be helping Dale Earnhardt Jr.
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First Person: We're Spending on Family Memories, Not PossessionsWith tougher economic times and bills going up, we are now choosing to spend our discretionary money on experiences that will create lifetime family memories.
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First Person: I Raised My Salary By $100 a MonthWhile I always strive to make more money for myself, I won’t do so at the expense of my small business. Therefore, I figured out a way to raise my income without hurting the business one bit.
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First Person: I’m Starting to Feel the Pinch of Higher InflationWith inflation numbers on a steady march upward, I am personally starting to see the inflation and feel its ill effects.
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Avoiding a Text Message Scam that Would Have Cost Me FinanciallyAfter receiving a very legitimate looking text message from what I thought was my bank I found out that I almost fell for a text message scam.
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NASCAR Most Popular Driver: Top Five Reasons Dale Earnhardt Jr. Wins in 2012Dale Earnhardt Jr. looks to make history and tie Bill Elliot with 10 consecutive NASCAR Most Popular Driver awards. Here’s why he’ll likely do it in 2012.
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First Person: Tax Reform Would Help Me GreatlyWith tax reform on everyone’s mind, a change in the tax code for the better would certainly be welcomed by me.Also published on:
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Ray Lewis III Commits to University of Miami Football Program: A Fan's ReactionJust as his father did before him, Ray Lewis III has committed to play his college football at the University of Miami with some saying he’ll be better than his famous father.
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Why This Dolphins Fan Feels Tim Tebow Will Land in Miami EventuallyThough I’ve never been a huge Tim Tebow fan, I have always been a Miami Dolphins fan and now I think Miami will be where Tim Tebow calls home evetually.
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First Person: I'm Already Feeling the Pinch From Higher Gas PricesIt is estimated that for every penny increase at the pumps the U.S. consumer gets hurt to the tune of $1 billion. I can certainly relate to this pain.
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Self Recycling Cords and Making an Extra $50 FastAfter cleaning out my garage one weekend I discovered there was something I could recycle myself and earn a little extra money in the process.
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UNC Joins OSU and Gets NCAA Bowl Bans; Miami’s Fate Likely Worse: Fan ViewOhio State has already received its one year bowl band from the NCAA and now North Carolina gets the same. This may not be a good thing for the University of Miami.
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Deciding Against an Extended Warranty for a Vehicle Saved Me $750Even though the sales pitch was great, I decided not to buy an extended warranty for my new vehicle purchase and instead saved on my own using my rainy day fund as the savings vehicle.
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First Person: I’m Doubling My SavingsI run my own small business, but now have the opportunity to return to the workforce fulltime. So, I will do both and save a lot more money by doing so.
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Peyton Manning is the Dream Quarterback of This Miami Dolphins FanWith 12 of the 32 NFL teams already in contact with the quarterback’s representatives, this fan hopes the legend lands in sunny Miami, Florida.
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First Person: I Made $2,800 on Craigslist Last YearStarting off with what I had in my garage and working up to vintage video games from there I was able to make an additional $2,800 using Craigslist last year.
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First Person: We're Already Preparing for Another Economic DownturnWith global concerns and rising gasoline prices, I am now to the point where I am preparing for the worst.
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Romney's Super Tuesday Victories Surprise, Please this FloridianSuper Tuesday was a big day for all the GOP candidates, but there were little surprises as the fight for delegates saw no clear winner emerge.
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As Luck Would Have it Payton Manning’s Days with Colts Seems Done: Fan ReactionSources are saying that Payton Manning and the Indianapolis Colts will part ways clearing the way for the Colts to draft Andrew Luck.
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Making Sense of the NFL Franchise Tag: Fan BreakdownAs a huge fan of the NFL I am like many others who were a bit perplexed at the whole Franchise Tag process. Really, it’s not all that difficult to understand when broken down.
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Top Five Reasons Dale Earnhardt Jr. Will Break Winless Streak in 2012Even though Dale Earnhardt Jr. hasn’t won a race in a very long time, there are five reasons that fans should be excited for the prospects of his winless streak ending in 2012.Also published on:
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University of Miami Spring Football Starts with More Trouble: Fan ReactionWith the Miami Hurricanes already waiting for possible NCAA sanctions to hit, more trouble hits the program with the very first day of spring practice.
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First Person: Save Money or Pay Down Debt?While I am doing my best to stay debt free there was a time when I accumulated a lot of debt, but still tried to save money as well. That ended up being a costly mistake.
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Reasons I Choose to Reinvest My DividendsBy reinvesting the dividends I get on some of the stocks I invest in I am able to enjoy several financial benefits.
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First Person: The 3 Items I Always Buy OnlineOnline buying isn’t always the way to go, but there are certain things that I won’t buy anywhere but online.
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First Person: The Advantages of Dollar Cost AveragingBy investing the same amount of money each month I am able to take advantage of something called dollar cost averaging and avoid trying to time my investments.
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First Person: We're Already Feeling the Pinch From Higher Gas PricesWith the steadily increasing gas prices my family is already starting to notice some not so welcomed effects.
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Top Five Reasons Tony Stewart Won’t Repeat as Sprint Cup Champion in 2012Even though Tony Stewart won the Sprint Cup Championship in the most incredible way in 2011, there are five reasons in particular that will keep him from repeating.
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Top Five Reasons Kurt Busch Will Finally Settle DownWith more trouble both on and off the track in 2011 Kurt Busch starts the 2012 NASCAR Sprint Cup Series with many reasons to settle down, but five stand out from the rest.
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For NASCAR’s Jimmie Johnson the Hits Keep Coming: Fan ReactionAfter an early exit from the Daytona 500, Jimmie Johnson learns of even more bad news that will now put him negative in points.
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First Person: Our Rent Didn't Go Up, But Our Savings DidEven though our landlord didn’t raise our rent last year, we decided to raise our own rent and save the excess money for ourselves.
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Top Three Years of the NASCAR Chase for the Sprint CupSince 2004 NASCAR has determined its Sprint Cup Champion by having a playoff of sorts called the Chase for the Sprint Cup. While all have been exciting, three in particular stand out from the crowd.
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NASCAR Will Not Penalize Brad Keselowski for Twitter Use During Red Flag: Fan ReactionBrad Keselowski made the most of a bad situation during the Daytona 500 and tweeted what was happening as it unfolded during a lengthy red flag delay sparking debate about a possible penalty.
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Top Five Coaching Changes in NCAA Football for 2012With many storied NCAA Football programs changing leaders the 2012 season will give many big teams a whole new look with five in particular that stand out from the rest.
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Danica Patrick Sees Plenty of NASCAR Wreckers and No Checkers at Speedweeks: Fan ViewWith the 2012 Daytona Speedweeks in the books, Danica Patrick finds plenty of trouble, but also creates hope overall.
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Oregon Ducks Football Latest Facing Alleged NCAA Violations: Fan ReactionIn what seems to be a recurring theme these days with college football, the Oregon Ducks football team is the latest big name program now facing alleged NCAA violations.
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Top Five Reasons Dale Earnhardt Jr. Isn’t OverratedAs a huge fan of Dale Jr. I often hear how overrated he is. However, when looking a bit deeper, it’s easy to see Dale Jr. is anything but overrated.
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Jack Roush Says a Mulligan for NASCAR Teams Could Enhance Racing: Fan ReactionNASCAR is always looking to improve on its product and car owner Jack Roush is now suggesting a mulligan for teams to enhance The Chase.
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First Person: 3 Ways I Track My SpendingWhile a budget is a great tool to keep spending in check I also like to track my spending to ensure I am not overspending my budget.
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Maintenance Contract Saved Me $500When I owned my own home a maintenance contract I had with an air conditioning company ended up saving me $500.
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First Person: I Will Never RetireEven though I long for the day when I can kick back in retirement, I still plan on working to be certain of my financial freedom.
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Top Five Reasons Kyle Busch Won’t Win the Sprint Cup in 2012For as talented as he is, there are five reasons in particular that will likely keep Kyle Busch from wining the Sprint Cup title.
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Why All NASCAR Races Should Hold Daytona 500 Style Qualifying: Fan OpinionOf all the races in a NASCAR season only the Daytona 500 features a unique style of qualifying. Really, every race should qualify in such a manner.
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First Person: I Would Walk Away From Work for $150,000I have many unfunded plans and would love to have enough money to attempt to try at least some of them. Here’s my I quit number.
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First Person: $250,000 Will Buy a Lot of House in South FloridaWhile the National Average for a U.S. home was almost $250,000 in 2010, that number is monstrous compared to South Florida prices.
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First Person: Is It Worth Calling My Insurance Company?After being the victim of an auto accident that happened when I wasn’t around I looked at my options and decided to pay for the damages myself.
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First Person: 3 Bad Habits Were Costing Us $6,500 Per YearEveryone has bad habits to change and I am no exception. By changing three bad habits in particular my family and I will now be able to save over $6,500 each year.
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First Person: I'm Preparing for $6 Per Gallon GasWith some experts calling for $6 per gallon gasoline in the near future, I am preparing for many other costs to increase as well.
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Reasons ‘The Office’ Might Be in TroubleWith ailing ratings, story lines that are lacking and another key star possibly poised to leave the show, 'The Office' may be in a bit of trouble.
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Following the Investment Herd Cost Me $7,500After breaking into the finance world I quickly got swept up in following the herd and lost $7,500 in the process.
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First Person: $75 in Home Entertainment Profits, Just From Watching MoviesBy buying used DVDs at yard sales my family is able to first watch them and then sell them online for a small profit making our home entertainment profitable.
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First Person: I Was Wasting $520 Per Year Playing the LotteryAs a younger man I used to play the lottery in excess and was borderline addicted to it. After running some numbers and finding out the real cost I cut back dramatically.
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First Person: I Cut My Water Bill 35% Without Forgoing ComfortAfter getting a water bill that was near $100 I decided to investigate the causes and was able to execute some simple steps for a 35% savings.
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First Person: I'm Done Trying to Keep Up With the JonesesAfter trying to keep pace with a coworker I quickly racked up bills that exceeded $1,500.
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First Person: The Payroll Tax Cut Deal Means More Savings for UsCongress agrees to extend the payroll tax cut until the end of the year which will mean more and continued savings for my family.Also published on:
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First Person: Florida Is Tops in Foreclosures, But I'm Still BuyingThe Sunshine State tops the latest list of nationwide foreclosures just as I am getting ready to find and buy a home.
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First Person: I Retired $2,000 Worth of Debt in Two MonthsAfter a tough couple months with my small business I realized that I had gotten myself into $2,000 of credit card debt. After getting back on track I quickly erased the debt in just two months.
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First Person: A Trip to Busch Gardens in Tampa on $250As a family we try to go out of town as often as possible but that typically means high cost. Here's how we kept our travel costs under control when heading to Busch Gardens in Tampa.
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Two Ways to Save Thousands of Dollars on New CarsEven though I haven’t bought a new car in awhile, I have in the past and I’ve also used several tricks that allowed me to save thousands.
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First Person: My Bank Is Paying Me $190 a Year Just to Be a CustomerWith many banks charging for everything they can I have found a way to have my bank pay me.
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First Person: A Tax Accounting Scam Cost Me $5,000Trusting people is one thing, but when it comes to tax preparation, I’ve learned that you can never be too cautious with an accountant.Also published on:
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Steve Latarte is What This Dale Earnhardt Jr. Fan Has Been Waiting ForWith a winless streak that has reached 129 races and much disappointment over several seasons, I’m ecstatic to see the early success of Steve Latarte and Dale Earnhardt Jr.Also published on:
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University of Miami Football Program Has Strong 2012 Recruiting Class Despite Obstacles: Fan ReactionDespite an ongoing investigation by the NCAA and other obstacles, the University of Miami football program boasted a great 2012 recruiting class, the first of Al Golden’s many to come.
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First Person: Email Phishing Scams and Tax TimeI almost fell for a tax time phishing scam that came to me in the form of an e-mail. Luckily, I had a bad feeling and went to the IRS first.Also published on:
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First Person: Making My Small Business Look a Little Bit BiggerWith a small business image counts for a lot, but can also cost a great deal. However, by being careful I have been able to make my small business look big for relatively little money.
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First Person: I'm Making $850 a Year in Passive IncomePassive income is great as it can come in all the time even without you knowing, which is why I am constantly looking for more so I can make money while I sleep.
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First Person: Clothing Costs Are Rising, So We're Shopping UsedWith two rapidly growing boys along with my wife and I to keep clothed, my family is having to deal with the rise in clothing costs whether we like it or not.
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First Person: Our Life After DebtI have become accustomed to being debt free and am taking steps to avoid repeating the financial failures of my past.
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First Person: The Savers Tax Credit Saved Us $2,000After finding out about the Saver’s Credit we were able to save $2,000 on our taxes.Also published on:
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No Retirement for Many Keeps Me HonestWith more and more Americans finding they have little to no retirement I am reminded to stay the course and continue saving.
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First Person: The New 1099-K Tax Form Has Me ConfusedA new tax form has added some extra confusion to my already perplexing tax situation.Also published on:
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First Person: My Roth IRA Is Also My Rainy Day FundEven though both my wife and I fund IRAs for retirement purposes, I still fund a Roth IRA for rainy day fund purposes.
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First Person: We Didn't Have a Car, But We Still Made PaymentsFor an entire year my family was a one car family. Even though the one car we had was paid off we still made “car payments” and ended up saving an extra $3,000.
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Spending Money on My Small Business to Make MoneyThough I would love to keep every nickel I make with my small business I have learned that by sometimes spending money on the business I am able to make more with it.
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First Person: I'm Still Shooting for an Early RetirementEven though my retirement plans have changed here and there, I have found three ways to ensure I can retire as early as possible.Also published on:
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First Person: I'm Working Less, But Making 25% MoreWith only so many hours in the day I’ve had to learn to take some personal time and by doing so have made my work more productive and increased my income by 25%.
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First Person: We Were Spending $340 Per Month on Fast FoodWith the onset of a healthy lifestyle my family kicked fast food to the curb and we’ve saved $340 per month as a result.
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First Person: Knowing When to Fire a ClientMy small business is anything but secure. Still there have been times in the past when I have found myself firing a client.
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Setting and Surpassing Retirement Savings GoalsWhile a retirement savings goal is a must that doesn’t mean you can’t beat your own expectations, which is something I am proud to say I do quite often.
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Faux Blogs from ‘The Office’ Workers Offered by NBC for FunNBC offers up some extra fun for fans of 'The Office' by allowing access to some faux blogs written by those at the Dunder Mifflin Scranton branch.
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First Person: The 3 Tax Deductions I Never MissWhile there are always new tax deductions being added and some being taken away, there are three in particular that I never miss.Also published on:
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First Person: With Mortgage Rates Still Low, My Time to Buy Is NowWith interest rates on a 30-year mortgage continuing to hold under 4% I am now ready to pull the trigger if I find the right property.
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Interest Rates to Stay Low Renewing Opportunity for MeWith the Fed saying that the super low interest rates will hold until at least late 2014, opportunities remain open for me.
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First Person: I Made My Retirement Savings a HabitIn order to reach my financial goals I have had to learn to form the habit of saving and not just saving when I’m in the mood.Also published on:
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First Person: Keeping Track of My Retirement ProgressBy sitting down to figure out my net worth every three months I can make sure that I am on track to retire as soon as possible.Also published on:
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First Person: I'll Never Buy Another Extended WarrantyOn almost all electronics sold today many retail stores will offer an extended warranty, but these warranties are not as good as you might think and in my experience not worth the money.
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First Person: Why I Chose Term Life Insurance Instead of Whole LifeWith all the options in front of me, it just seemed to make more financial sense to buy term life insurance instead of whole.
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First Person: Not Being Properly Licensed for My Small Business Cost Me $500One of my first small business ventures was a mobile detailing business. Because I was not properly licensed it ended up costing me $500.
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First Person: I'm Making $700 a Year Just By Paying My BillsBy using credit cards that pay cash back we have been able to make $732 just by paying some of our bills.
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First Person: Owner Financing Isn’t for UsMy wife and I have been looking for our own home for some time now. With mortgages harder to come by we looked into owner financing, but decided to pass.
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First Person: Oil Prices Are Rising? I'm Already Feeling the PinchMany analysts are predicting the continued climb in crude oil prices. Meanwhile, gasoline is already increasing and my family is feeling the pinch.Also published on:
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First Person: As Food Prices Continue to Climb, We're Getting Aggressive With Our Bargain ShoppingWhile I like to buy certain items name brand at the grocery store, with food continuing to get more and more expensive I am forced to do more bargain shopping than I like.
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First Person: My Independent Agent Is Saving Me 50% on InsuranceWhile everyone has to have insurance that doesn’t mean they have to pay through the nose for it. This is why I choose to work with an independent insurance agent.
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First Person: I'll Never Accept an Adjustable Rate Mortgage AgainWhile a teaser rate that comes with an adjustable rate mortgage is great and saves money at first, once the adjustment comes a big surprise can come with it.
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First Person: We Were Spending $130 Per Month on SodaAfter changing our lifestyle and drinking water instead of soda, we are now able to enjoy a savings of more than $130 per month.
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First Person: We're Sticking With Our Older Car for NowThough we would like a new car to replace our aging second car, we are opting to save money by fixing what we have.
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First Person: I Budget for My TaxesBecause I am self employed I never know what I will make from year to year. Therefore, I am sure to include a spot in my budget for taxes at the end of the year as not doing so can mean sticker shock.Also published on:
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Mitt Romney Is This Voter's Choice After First Florida DebateWhile I have been back and forth a bit on whom I will vote for in the upcoming Florida Presidential Primary, some points made by Gov. Mitt Romney have sealed the deal for me.Also published on:
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First Person: Financially in the Wrong Place at the Wrong TimeSometimes there is nothing you can do about the timing of a situation which can lead to financial disaster. This has happened to me on more than one occasion.
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Romance for ‘The Office’ Looks Possible Before Season 8 EndsWith a couple different scenarios unfolding a romance may be in the works for “The Office” in Season 8.
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First Person: Our Healthy Lifestyle Saves Us $250 a MonthAfter changing our health habits for the better, my wife and I have also realized an unplanned benefit of saving $250 each month.
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First Person: Are We Saving Just to Spend?Saving money is a great thing to do, but sometimes I have to be careful that I am not just saving to spend.
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First Person: Budgeting Like I’m BrokeI’ve always been one to save, but when there is something I really want I have been known to budget like I am broke.
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First Person: My Excuses for Spending MoneyI try not to spend money in a frivolous fashion, but when I want to I am full of excuses. Therefore, I am trying to deal with those excuses and avoid wasteful spending.
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The 2011-12 Miami Hurricanes Football Season a Tropical Depression: A Fan's RecapWith so much promise and hope entering the season, the Miami Hurricanes fought scandal and adversity and ended up flat. But, at least we beat Ohio State.Also published on:
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First Person: A Penny Saved Is Not Necessarily a Penny EarnedAs I save for retirement I keep inflation in mind because when I retire a dollar will not buy what it does today.
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Four Reasons ‘The Office’ is Better with Pam HalpertWhile Pam is a normal fixture on 'The Office' this year she is missing some time due to a baby in real life and on the show. Here’s why the show is better when she is on.
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First Person: We Won't Be Spending Our Payroll Tax Break MoneyThough not much, the payroll tax extension will mean an extra $40 a month for my family, which we plan on saving.Also published on:
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First Person: Maintaining a Spending Budget With an Accountability PartnerBecause my family is on a strict spending budget, I guarantee staying on that budget with an accountability partner.
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First Person: Can I Really Buy a House With Cash?With both existing and new home prices continuing their slide for the year I am now considering attempting a cash purchase.
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First Person: Sometimes Spending More Is Worth ItWhile I don’t often splurge on electronics as I tend to stick with what will get me by, I did spend a bit more on my latest television and it was more than worth it.
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First Person: How My Retirement Plans Have ChangedWith so much turmoil in the world today I have been forced to take a long hard look at my retirement planning.Also published on:
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‘The Office’ Needs Michael Scott NowAs Season 8 of 'The Office' moves along, it is becoming apparent to many fans that Michael Scott needs to make an appearance.
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Cheaper Television Prices Allow for UpgradesTelevisions as a whole keep coming down in price. This has prompted many consumers, including me, to come in and buy.
























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