Joshua James
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Displaying Results 1 - 47 (of 47) for All Content
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Debt: The Consequences Are Too Dire to ContemplateIt is great to have a credit card with which to purchase things and then pay the bill after a certain period of time. With the added convenience of not having to carry physical money notes on your person, the lure of using a credit card is indeed strong. -
Debt: Young Adults Need DirectionBeing in debt is the American way of life for the blue collar workers and others on the lower end of the salary/wage scale.
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Money, Friends, Issues and AnswersHave you ever been faced with money issues? Sure, we all have at one time or another, but what if it involves a friend? When it comes to money and friends, we tend to have a harder time in using our best judgment or just saying no. -
Weight Loss: Are Pills, Powders and Potions the Answer?In this advanced day and age, there are many medical advances in dieting and everyone and their uncle have jumped on the weight loss bandwagon.
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Weight Loss: What to Do?There are more weight loss "solutions "out there than we could ever possibly read or try. Be careful, some are downright dangerous!
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What is Identity Fraud/Theft?Identity Fraud is when someone wrongfully obtains and uses another person's personal information in some way that involves fraud or deception. Identity theft is a type of identity fraud and is one of the most usual form of identity theft. -
Living Debt FreeCome up with a plan that will allow you to live on less. You never know when you or a spouse may lose your job or bills that may unexpectedly come up. -
IRA'S - the DifferencesThere different types of IRAs, which may be either employer-provided or self-provided plans. -
What is the Difference Between Recession and Depression?That depends on how you look at it. These two things go hand in hand and are in fact related. Let's take a look at both of them and the definition between the two. -
What is Money Made Of?You know the old saying, "What do you think I'm made of, money?" Well, do you know what money is actually made of? You may be surprised if you don't already know. -
How to BudgetHaving a Budget is one of the practical ways of saving money and making sure the money you spend is going towards what it is meant to be spent on. -
The Process of a Mortgage LoanThe mortgage application process requires a lot of paperwork. -
How to Deal with Debt CollectorsThe best thing to do is always pay your bills. You may find that this may be a little too late, especially when you start getting calls from the Debt Collectors. Ignoring phone calls or letters from collectors is not an effective option. -
Home Equity LoansHome equity loans have increased in popularity over the past few years, with numerous financial institutions offering you loans against the equity of your home. -
How to Choose Between Short-Term and Long-Term Money InvestmentsInvestment is classified into two categories, namely, short-term and long-term investments. -
How to Save Money with Your GroceriesNow is the time for everyone to cut back on their spending, in what ever ways they possibly can. Smaller payments are being made on credit cards, that we are desperately trying not to use.
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401(k) or I.R.AThere is old saying: - "If you lend your friend $100 and he never talks again to you, was it worth the investment?"
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Managing Your Mortgage PaymentsAmerica is seeing a record number of foreclosures this year. This is because many people across the nation have lost their jobs or are seeing a decrease in work available to complete. -
Financial InflationIt seems like everyone is talking about inflation today. The term inflation is usually referred to as an ongoing rise in the general level of prices quoted in units of money.
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How Our Family Cut Back on SpendingLike many other families across the nation, and the world, we are seeing some harder times.
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The NCUA, the Credit Union's FDICMost of us have heard about large banks failing and people trying to scramble to get their money. Then here comes the big guys, the FDIC, stepping in and taking over.
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A Safe Way to InvestWith stock market fluctuations and uncertainty with the way the economy is going, many people are trying to find a more low risk way to save money.
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Stock Markets: Stay or Bail?Are you one of the thousands of people who have money tied up in the stock market right now?
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Don't Neglect Your Car to Save MoneyEveryone is tightening up the hatches on their wallets and spending less money now days. People are bargain shopping for groceries, and eating less of the things they really enjoy.
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How to Save Money on Your Skin Care ProductsTimes are tough all over the world, not just America. Everyone is trying their best to save whatever money they can and make sure their debt obligations are paid on time.
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Possible Solutions to Credit Card Debt ProblemToday, credit card debt problem is encountered by many people due to the temptation of buying a lot of things which are no longer necessary.
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Saving Money: The Best Tool for Financial StabilityIt has been argued in the past that saving money is not the right approach to good fortune, but increased earnings.
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How to Get an Auto Loan NowYou have probably heard on the news reports that getting any kind of loan right now is near impossible to do. You may have heard that you need to have a near perfect credit score to get anything these days.
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How to Deal with DebtPersonal debts are classified into rent, mortgage, unpaid taxes and utilities, credit cards and other personal loans.
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How to Get a Home Mortgage Loan NowWhile a lot of people are struggling to hold on to their homes, many others are looking to purchase a home right now. Experts say that if you have every thing in order to purchase a home right now, then it's the best time to do so.
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The Problem of Having Credit Card DebtNowadays, credit cards are no longer considered as status symbol for the elite. Ordinary employees possess one or more credit cards to avail of the financial privileges they offer.
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Low Interest Credit CardsIn the low interest type of credit cards or the so-called Low APR (Annual Percentage Rate), you pay in part the amount that is stated in the balance of your account.
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Larger Credit Card Payment Vs. Saving MoneyTimes are hard in America. People are losing their jobs left and right, and losing their homes too. Maybe you aren't in that position yet and maybe you are facing it.
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Ways to Max Out Your FDIC CoverageDuring this time of economic distress it is very important to make sure your money that is located in safe financial institutions. You can do this by a number of ways.
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How to Teach Your Child to Save MoneyWhether you have one child or more, teaching them to save money is a critical step in their learning process.
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F.D.I.C. - What it Means to YouNow days we all have at least one savings or checking account with whatever bank it is that we use.
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The Major Types of Financial InstitutionsSaving your money, as best as you can, is an important step to your family's well being and your ability to some day retire.
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Insight and Advice on BankruptcyPersonal finance and its management come into consideration when money can exchanged for more commodities, when it became issue of more than food, clothing and living.
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Individual Retirement AccountsSaving for retirement is a necessity these days. We are in the age where we can no longer depend on the social security system to see us through our retirements.
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How to Deal with Debt and BankruptcyIn the near future are you planning to file insolvency? If so, there are many considerations that you must consider primarily to filing, especially if it will affect your job.
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Lending Made EasyThese days, banks offer products and services to millions of rural customers.
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The Importance of SavingWith the financial crisis affecting the whole world, you may be asking yourself many questions regarding the strengths of the world's banks and whether you should even bother having your hard earned money in the bank.
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What is an UTMA Account?There are many different accounts out there designed to help you save money. There are just as many ways to save for your child(ren)'s education.
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Personal Finance - How to BudgetThe best way to save money is to budget. A personal budget will help you to make the most of your money and cut down on unnecessary spending. It will also help you manage your money and plan for the future.
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Tips for How to Save Your MoneyIn these hard times, everybody could do with putting a little bit of money away each week for the future or if anything unexpected happens, you have got enough money saved to fix any problems.
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Money Saving: Tips on How to Beat the RecessionIf you are counting the pennies and trying to control what you spend your money on then you might be on the lookout for some great ideas on how to get more for your money.
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5 Top Tips to Save You Energy and Money in Your HomeUsing these 5 tips of energy efficiency, you will cut out wasting energy, reduce carbon emissions as well as cutting your household bills.