Sophie Walton
I am a bankruptcy paralegal working for a busy law firm in South Carolina. I have been a paralegal for over 20 years with experience in real estate, family law, probate and now bankruptcy. I have been a bankruptcy paralegal for fourteen years and worked for a bankruptcy trustee for nine of those years. I have extensive experience in all chapters of bankruptcy including business and consumer bankruptcy filings. In addition to being a paralegal, I was the office manager at my previous firm, which kept me constantly seeking new ways of improving business and employee performance (I still find myself doing that for my new firm). In addition to an Associate of Arts Degree and my Paralegal Degree, I have a Bachelor of Political Science Degree. I concentrated my studies on world politics and finances as opposed to election politics. In addition to my work as a paralegal, my husband and I are constantly working in our home, my parent's home and our church doing home improvement projects (he works for a large concrete company and has a woodworking business as well). We enjoy doing our own home improvements even though sometimes we learn through trial and error. I am interested in a variety of topics and try to remain current on issues that affect my family, my community and my country.
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Learning is not attained by chance, it must be sought for with ardor and attended to with diligence.
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Should I use my retirement to save my home from foreclosure?Should a person use their retirement to save their home? Things to consider before removing retirement funds from savings.
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President Obama on 'The View' -- More Entertaining Than EnligtheningNothing President Obama said on “The View” today swayed my fundamental beliefs or made my choice clear for November. I agreed with Wall Street statements but disagreed with same sex marriage stance.
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Top 10 Funniest Lessons by Dr. Sheldon CooperJim Parsons brings to life the incredibly brilliant but socially inept Dr. Sheldon Cooper who is both entertaining and enlightening.
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Help! I Lost My Wallet and My PurseI have a detailed checklist to help me remember what to do if my purse or wallet is stolen. -
Lessons learned from buying my homeI learned several things that all first homebuyers should know so they do not lose the money they have saved for their purchase.
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5 new money saving tricks for old spendersWe have to find a few new money saving tricks to help us make it through each month on budget. We realized old spenders could learn a few new tricks to save money.
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Ways to wake up at workI do not use energy drinks because the instant “boost” never lasts long enough and leaves me feeling worse than before. These natural ways to wake up at work are much better and longer lasting.
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Should I socialize with my co-workers?There are both positive and negative aspects to socializing with co-workers both at work and after office hours.
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Take the pain out of moving by saving money on moving expensesBefore packing your first box, take my advice and save money on moving costs the way we did during out last move.
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South Carolina Benefits from Strong Anti-union StanceSouth Carolina is serious about keeping unions out of its state.
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Household Uses for Vodka Beyond Making a CosmopolitanI have found useful ways to use vodka around the house rather than allow it to sit in a cabinet going to waste. -
Writing the perfect cover letterHaving a great cover letter is crucial for getting your resume past the first and second cuts and into the stack for interviews. To make your resume stand out amidst the hundreds of other resumes, begin with the perfect cover letter.
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Financial advice for a new generationIt frightens me to think that our society has become so irresponsible with personal finances that we can only justify our debt with vain excuses. I stress to my daughter the four financial rules that she must follow to have a healthy financial future. -
Careers for artists: Using artistic skills to earn an incomeI do not want my daughter to be a starving artist so we sought help from her guidance counselor to find jobs suited for artists. -
Student Loans an Expensive, but Necessary, BurdenIt may be a way to get votes during an election year but I am thrilled to hear that both presidential candidates support keeping college interest rates from rising. We need to hear more about how each party will handle rising student loan debt.
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First Person: The Recession Has Made Our Life BetterThe recession has been tough on our wallets. However, the lessons that it has taught us will be with us long after our bottom line increases.
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Save money on your summer road tripTight budgets do not mean you must give up your summer vacation. With a little planning and a lot of imagination, you can have a great road trip that the entire family will enjoy without busting your budget.
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Santorum Bows Out; Voters Like Me Sad, DisheartenedSantorum drops out of GOP race leaving voters saddened and disheartened. Romney gives little hope to winning back the White House in 2012.
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Psychology sales people use to get you to buy moreA great salesperson knows the best tricks to get you to part ways with your money and if you are not careful, you will fall victim to the power of persuasion.
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Become a fearless money managerTake control of your budget by letting go of the fear, embracing the challenge, and becoming confident in your money management skills.
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2012 Spring Fashion Trends - - Grab the Look for Under $50Spring 2012 - it will be easy to spot the hot fashion trends because they stand out with bring colors, floral prints and lots of polka dots.
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Good parents teach good money lessonsBy reflecting on the traits that made my father a great parent, I learned how to use those traits to manage my money better.
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Office refrigerator etiquettePost the following rules of office refrigerator etiquette in your break room to inspire co-workers to clean up their act - - and the office fridge.
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Less Expensive Dandruff Shampoo Beats Expensive BrandsWhile standing in the shampoo aisle, I noticed that Suave has a new dandruff shampoo. At $3.00 for a 14.5-ounce bottle of shampoo, this was a fantastic bargain especially when compared to my other dandruff shampoos.
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Great Gifts for Busy PeopleI began to hunt for the perfect gift for a busy person. I found several gifts that are great for busy people to choose from for my boss.
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10 Easy Vegetables to Grow in Your GardenPlanting these easy to grow vegetables will help you reap a great harvest with very little work. These vegetables are great for beginning gardeners. -
Do not skip your lunch break at workWe all need time away from our desks to de-stress, relax and get our second wind. If you are having trouble focusing at work today, try one of these stress relievers for the office.
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First Person: I'm Not Counting on My Husband's Retirement AccountThe only retirement I have is what my husband has in his 401k account but that is not really my money - - it is his money.Also published on:
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My Reasons for Not Wanting Tiger Woods to Win 2012 MastersTo win a Masters Tournament, a golfer must be in top form and Tiger Woods just does not reach high enough right now to be at the top.
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Top 10 Unlikely Winners at the Masters TournamentThroughout the history of the Masters, several champions have been unlikely candidates for the green jacket. These underdogs give hope to every amateur that dreams of his day to win at Augusta National.
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The advantages and disadvantages of layawaysThe advantages and disadvantages of layaways. Reasons why I just put the perfect furniture on layaway.
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Ten Interesting Facts About Augusta National--America’s Favorite Golf CourseTen Interesting Facts about America’s Favorite Golf Course - - Augusta National. The history of Augusta National is hard to sum up in just one article but below is 10 interesting facts about her history, legends and beauty.
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Top 10 Trophies and Awards in SportsAthletes train hard and give their best each time they step on the field in hopes of taking home their sport’s most coveted trophy.
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Ten Facts About the 2012 Masters: The What, When, Where, and WhoThe top 10 facts about the 2012 Masters include information about the schedule, tickets, attractions and the Par 3 Contest.
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The 10 Best Moments on the 18th Hole at the MastersFrom the first tee box to the final green, professional golfers from around the world compete for the coveted Green Jacket. However, some of the best moments in Masters’ history have happened on the 18th hole.
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Ten Facts About the Masters Green JacketThe coveted “Green Jacket” is something that every professional golfer dreams of slipping on in April but I wonder if they know much about the this jacket other than it is one of the most coveted “trophies” in professional golf.
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Five Spring Gardening Ideas for KidsBelow are five of my favorite gardening ideas for kids so grab your gardening tools and head outside for some quality time with your kids this spring.
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My Life as a Bankruptcy ParalegalWhat sums up being a paralegal - we meet with clients, draft legal documents and do legal research. We cannot give legal advice or represent a client in court.
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Things to Throw Out NOW – You Will Not Regret ItDe-clutter your home by tossing out unwanted and un-needed items without remorse
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My Tickler Systems - - What Worked and What FailedTrying to remember important dates and information - - find a tickler system that suits you best or create a combination of systems like I did. -
How to Plan a Vacation with FriendsTips for planning the perfect vacation getaway with friends
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Favorite New York Mets JokesBeing an Atlanta Braves fan, I love to tell jokes about the New York Mets and the Mets have given Braves fans plenty of ammunition over the years.
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Education, Family: Why This Voter Backs SantorumAlthough I do not agree with all of Rick Santorum’s stances on social issues (such as abortion or gay marriage), I do agree with more of his stances than I do the other GOP candidates and definitely more of them than President Obama.
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First Person: Rising Gas Prices Could Force Us to Take Extreme MeasuresRising gas prices forces couple to take extreme measures. Summer promises to create tough challenges for consumers who already face high gas prices.
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Downsizing hurts employees who stay, tooJust because one person is laid off, it does not mean their responsibilities cease to exist - - someone must absorb those job duties into their own position. What to do when you must do more than one job.
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Take the pain out of preparing your tax returnsWays to motivate yourself to do tax returns. Preparing my tax returns this year was just as tedious as it was last year; however, because I thought ahead to motivate myself it was not as painful.Also published on:
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How friends can be the money monsters in our livesOur female friends are often our worst enemies when it comes to spending money. Some friends jeopardize your budget on purpose but, for the most part, it is just the dynamics of a group of women.
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Community college classes to boost your careerMany classes offered at the community college can help save money at home in addition to helping someone find a new career or boost their existing career.
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Taking steps to provide for my family should I dieAs a mother and wife, I never like to think about leaving my family, but I must in order to make sure I do the necessary things to take care of them if they lose me.
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The perfect jobs for book loversMy dream job combines my love of reading with a way to earn money to support my family. Fortunately, reading opens doors and opportunities for a variety of jobs that are perfect for bookworms.
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Children Need to Have Time to Be BoredUsing activities to fill every minute of your child's life may cause more damage than good. Know the signs that your child is too busy and needs some down time.
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America’s love affair with fast food restaurantsAmericans continue to eat out at fast food restaurants even though we know it is bad for our health. Convenience and price are just two of the reasons we continue this love affair with a bad habit.
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How to Be a Good Friend: Maintaining Female FriendsMaintaining a close friendship with your female friends takes work but the rewards are well worth the effort. Remember the rules to being a good friend to foster a close relationship with your best friend.
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Give your money a Valentine and fall in love with your financesI vow that 2012 will be the year that I learn to love my money -- no matter how little or how much I may receive this year. If I learn to love the little that we have, maybe then it will grow and flourish with more positive attention.
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Bored at work? Never let them know it!Bored at work? Never let them know it! So, what do you do if you are good at your job and finish everything with time to spare? Almost anything but look bored or get caught goofing off.
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Need to save money? Don’t deny yourself, just find a cheaper solutionWhile I am all for saving money, if you are miserable during the process, then something is terribly wrong. If you need to save money, don’t deny yourself -- just find a cheaper solution.
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Unusual Ways to Use Your Hair DryerI use my hair dryer for lots of chores that have nothing to do with drying or styling my hair.
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A late New Year’s resolution: Be clutter-free in 2012After purchasing several large plastic bins and labeling them as trash or charity, I am posting these rules in every area of our house and expect every family member to abide by them or else.
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Land seasonal, part-time work all year longIf you need some extra cash this spring and summer, consider applying for work with one of these seasonal employers.
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Dealing with Losing Your Four-legged Best FriendThe advice I gave my friend for dealing with the loss of her pet, included doing whatever made her feel better, not what others thought was best.
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How bad profile pictures can hurt your job search and career opportunitiesBad profile pictures hurt your job search and career opportunities. Here are some do’s and don’ts for online profile pictures
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How we avoided being house poorBeing 'house poor' -- struggling to pay the mortgage, worrying about finances and having a lower quality of life -- is no way to live.
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How to manage a bad hair day and surviveOver the years, I have learned a few tricks to cover up, sometimes literally, when I have to skip a day washing my hair. My favorite disguises for a bad hair day.
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Three cheap but fantastic birthday parties for kidsBelow are my daughter’s three favorite birthday party ideas -- each one cost under $9 per child.
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A Beginner’s Guide: When Does the College Football Recruiting Process Begin?The Collegiate Commissioners Association (CCA) and the NCAA Eligibility Center govern and administer the college recruiting process and set rules for how colleges can recruit high school football players.Also published on:
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A Basic Introduction to College Football's Recruiting Rules and RegulationsBelow is a simple guide to college football recruiting for fans that want an introduction to the process.Also published on:
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Busy mom and paralegal uses free apps to stay organizedMy favorite free apps for busy, working moms for an organized life
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A Media Frenzy: The History of National Signing DayNational Signing Day may not mean anything to someone who is not a college football fan; however, to those of us who used a football to teethe on, it is a day to celebrate your favorite team’s new recruits.Also published on:
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Secrets Customer Service Reps Want You to KnowWorking with the public has made me more sensitive to how customer service reps must feel when faced with a disgruntled person. I am sure they would love to tell the customer the following things about customer service reps.
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Green Cleaning Products from Your KitchenI hate to admit it but more than a few times these homemade cleaning solutions have saved me when I needed to do a quick cleaning before company arrived and I was out of commercial cleaning products.
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Newt Gingrich Bashes Media During South Carolina GOP DebateLast GOP debate before the South Carolina primary is explosive but for all the wrong reasons - - Newt bashes media when all voters want is to hear about issues
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Using procrastination in a positive wayBenefits of never planning and always procrastinating -- less stress, better performance and a shorter to-do list.
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Is eating out cheaper than eating at home?For my family, eating out several times each week saved us money on food costs during 2011. Here are some ways to eat out for less and save money on groceries
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Elements that define a good bankSeven questions to ask yourself before choosing a bank
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Teens need summer jobs to be successful in the futureSome advantages my daughter will have over teens that do not hold a summer job include real-world skills, work experience and contacts.
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Triple personality -- wife, mother and employeeHow have I prevented my personalities from bleeding into one another again? By following five rules for keeping work from become a second home.
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First Person: Confessions of a Dollar Store ShopperNow that dollar stores have gone through some significant changes (they carry name brand products, frozen foods, perishable foods, higher dollar merchandise, etc.), I have had to learn a few new tricks about shopping at the dollar store.
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New Hampshire, Iowa Not Influencing Some South Carolina VotersGrowing up in the buckle of the “Bible Belt”, I feel safe in stating that South Carolinians will choose a candidate that is conservative and that they feel can win against President Obama in 2012.Also published on:
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Checklist for switching banks -- reminders for opening a new bank accountHaving a checklist for switching banks helps keep the important things from falling through the cracks.
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How office clutter can hurt your careerIf your office is cluttered and disorganized, take a few hours before or after work to clean it out completely. Your employer will perceive you as more organized and you may find that working in a cleaner office makes you more productive and happier.
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Creating the Best Filing System to Stay OrganizedTaking a couple of hours before the beginning of 2012 to set up a filing system will keep you organized and less stressed in the coming New Year.
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Save money by making clothes last longerI created the following Ten Commandments of Clothing Care to encourage my family to make their clothing last longer to save money.
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Romney, Gingrich Bicker Back and Forth Hours Before CaucusQuotes from the Iowa caucus. Candidates, voters and the media weigh in on each other and the caucus.Also published on:
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Make the Most Out of the Biggest Storage Area in Your Home - - Your GarageBy utilizing certain storage tools, you can create a storage system for your garage that will keep your things neat and orderly.
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How to Get Your Clothes CleanerReview Laundry 101 to keep your clothes looking brighter and feeling cleaner
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Busy Working Mom Goes Back to SchoolThe most important thing that helps me balance work, family and school is to be flexible. If something is not working, I change it until I find the best fit for all three areas of my life.
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Financial tips for surviving the New YearFor the women who are simply hoping to survive 2012 and rebuild their finances, having a plan, creating a budget and starting to save are the three best resolutions they can make for a successful year.
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Learn how to avoid workplace rudenessWhen faced with incivility in the workplace, there are several things you can do to deal more effectively with the conflict.
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My ignore list: Managing my life better one snub at a timeRather than live my life by to-do lists, I have started living it by my ignore list. This ignore list has helped me prioritize the things in my daily life and become better organized at work and at home.
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Pantry cleaning 101: Clean, organize and restock your pantry in four easy stepsClean, organize and restock your pantry in four easy steps
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Finding money for major repairs when you have no moneyDetermined not to borrow the cash on a title loan, I set forth looking over our assets (that did not take too long) to find ways of generating some cash without going into debt.
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Keeping your tech gadgets and equipment cleanWhether you already have electronics or you receive new ones during the holidays, use the tips below to keep them dust-free and operating as if they are brand new.
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Three pieces of bad financial advice that cost people moneyHere are the worst pieces of financial advice I have heard.
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2011 Year in Review: Top Moments from the Life of Tiger WoodsWhether you are a fan of Tiger Woods or not2011 Year in Review: Top Moments from the Life of Tiger Woods, his life has been like a train wreck -- at times you want to look away and you just cannot.Also published on:
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Tips for preparing for your annual job reviewLearn how to prepare for an annual job review to get the raise that you deserve and want.
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Tips for spending holiday gift cardsGift cards are a simple way to make gift giving easier and less stressful this holiday; however, if you receive a gift card, do you know how to make the most of it? Here are some tips to stretch that gift card to get the maximum benefits from it.
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Surprises, Shocks and Oddities from the Golf World in 2011: A Fan's LookFrom the shockers to the surprises, 2011 gave golf fans quite a bit to talk about. Below are my favorite golf headlines for 2011 -- please share yours in the comments below.Also published on:
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5 reasons to love after-Christmas salesThere is so much hype in the media about Black Friday and pre-Christmas sales that most people forget the after-Christmas sales.
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Tips for Hosting a Successful Food SwapTips for a successful food swap. To make your food swap successful, follow these suggestions and tips.
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Sometimes the Golfers with the Fewest Followers Give Us the Best TweetsBelow are five of my favorite golfing tweeters and their best tweet from 2011. Just forgive the grammar mistakes in the tweets – thank goodness Twitter does not suspend accounts for grammatical mistakes.Also published on:
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Celebrating the Best Images of the 2011 Golf SeasonIt is always difficult to pick the best images from each golf season and 2011 is no different. We saw rookies battle it out for their first major win and we saw golf legends continue to amaze audiences with fabulous shots.Also published on:
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Unique, Whimsical Holiday Wreaths to Welcome GuestsUnique ideas for holiday wreaths. Find something more than a traditional wreath to adorn your door this holiday.
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Using lunch hours to finish holiday to-do listsAs I try to figure out a way to carve out more time during my day, I realize that I can solve several problems during my lunch hour. I can get a lot of things done during my lunch hour instead of sacrificing precious time with my family at night.
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Chicago Bulls Holiday Gift GuideThe Chicago Bulls Shop has a fantastic selection of team apparel; however, it also has the unique gifts that are perfect for the hard core, difficult to buy for, Chicago Bulls fan.
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Seven holiday stressors and how to cope with themThe holidays are a source of stress for many people, including me. I have learned to deal with my top seven holiday stressors but not without a few broken candy canes and crooked trees.
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Tips for holiday entertaining in a small spaceRather than giving up on holiday entertaining, I found ways to entertain in a small space. Here are some tips for holiday entertaining in a small space.
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Detroit Red Wings Holiday Gift GuideIn addition to having great team apparel, the Detroit Red Wings Shop at the Yahoo! Sports Shop has awesome holiday gifts for each Red Wings fan on your list this year.Also published on:
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First Person: I'm Saving $1,000 This Holiday SeasonIn order to save money during the holidays while still spending money, I have had to become creative and a little cutthroat.
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First Person: We're Reworking Our Holiday Budget, Without Sacrificing FunUnless we wanted to sit around unwrapping items from the back of our closets, we had to figure out a way to rework our holiday budget to find some extra cash -- cutting out the bagel and coffee on the way to work was not going to be enough this year.
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First Person: We're Turning to a State Sponsored 529 College Savings PlanOther than the fact that this is the only state-sponsored college savings plan in South Carolina, there were several other factors that weighed heavily in our decision to invest in this 529 savings plan.
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2011 Guide to Holiday Parades and Lights in Upstate South Carolina2011 guide to the best Christmas parades and Christmas lights displays for families in Upstate South Carolina this holiday season.
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Have a stress-free Thanksgiving -- leave homeBegin a new Thanksgiving tradition with your family to reduce holiday stress. Run away from home this Thanksgiving with just your spouse and your kids.
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Ice Skating Lessons in Upstate South Carolina for Kids and Their FamiliesThe Pavilion has been a part of the Greenville County Recreation District since it opened in 1990. Several types of ice skating lessons are offered to accommodate a wide range of ages and experience levels.Also published on:
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Golfers Who Have Names That Make Us Think of ChristmasThe following professional golfers have names that relate to Christmas -- some more obvious than others, though.Also published on:
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First Person: Learning How to Sell My House Easier and FasterI learned that to sell my home fast and for the highest price, I needed to work even harder than my Realtor did. From selling my first home, I learned several valuable lessons.
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Top Soccer Gifts for Christmas and Holiday Gift GivingFind the perfect soccer gift for the fan on your list this Christmas. The top soccer gifts are affordable and fun to give.Also published on:
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Ice Skating Locations in Upstate and Central South CarolinaIce-skating in South Carolina must be done in an indoor facility because it rarely gets cold enough to snow much less freeze an entire lake. Ice Skating Locations in Upstate and Central South CarolinaAlso published on:
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Warrantless GPS Tracking of Suspects is the Next Step to a Government StateIt seems again that the government is asking for a blanket right to keep tabs on its citizens without any court oversight in the case of United States v. Antoine Jones (Supreme Court Case No. 10-1259).
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Celebrating Veterans Day by honoring WWII VeteransI always search for ways to honor our veterans and to teach my daughter to respect, honor, and appreciate those who serve in our military. I was so glad when Greenville became a hub for the Honor Flight Network.
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Five Best Moments in Indianapolis Colts HistoryMy favorite moments from Colts history include their first Super Bowl win and their move from Baltimore to Indianapolis.
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Effective Ways to Remove Pet Odors from Your HomeFinding effective ways to remove pet odors is one of my top priorities to keep my home clean and smelling like a home instead of a kennel.
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Fall and Winter Entertaining: Candy Apple Bar for an Apple-themed PartyI will be hosting an apple-themed dinner to celebrate the fall season and will include an Apple Candy Bar as the main dessert selection.
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A Basketball Widow’s Take on the NBA LockoutA basketball widow's feelings about the NBA lockout and the possible cancellation of the 2011-12 NBA season.
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Chris Christie’s Endorsement Solidifies Romney’s LeadChristie’s endorsement of Mitt Romney may also be the catalyst with voters that Romney needs to win the GOP nomination.
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My Favorite Features of Apple’s iOS 5Even with more than 200 new or updated features, it was easy to pick my favorites from iOS 5, because these will make my life more manageable.Also published on:
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Five Fall Kitchen Cleaning ChoresI made a list of my top five cleaning chores for the kitchen and do them every October 1st to get me started with my fall cleaning projects.
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Landlords and renters: How renters can screen their landlordsThere are steps that you can take to reduce your risk of renting from a bad landlord.
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First Person: Remembering Steve Jobs and His Contribution to TechnologyMy teacher told us about Steve Jobs, how he was revolutionizing the industry and that one day computers would be in every home just like televisions. My teacher was correct and Steve Jobs did usher in a new generation of technology.
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Being lazy costs you more money than you may believeNo matter what the reason, it is obvious that my laziness is causing me to pay more money for things than necessary.
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Chris Christie Announces He Will Not Run for PresidentGovernor Chris Christie announced today that he would not seek the republican nomination for president in 2012. Fortunately for Christie, his decision not to run keeps him from being placed under a microscope by the American voter.
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DNA Review, Additional Witnesses Give Amanda Knox an AcquittalThe independent DNA review and the new witnesses gave Amanda Knox what she needed to overturn the guilty verdict and receive an acquittal in her appeal of her murder trial.
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What causes people to wake up in a bad mood?A study by researchers at Cornell University determined after analyzing millions of tweets that people are most cheerful soon after waking up. Why do I wake up in a bad mood then?
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Do Not Neglect Your Home’s Curb AppealMost homeowners think of curb appeal in the spring and summer but let it slide during the fall and winter. To keep your home looking great for holiday entertaining and parties, do not neglect fall curb appeal.
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Climate change increases housing costsClimate change can have a negative effect on your monthly budget.
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The salary gap: Women vs. menHow can women earn more money? Learn how to negotiate higher pay raises by thinking in terms of dollars rather than ability.
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The Perfect Outfit for a Fall Festival or County FairWearing the wrong outfit to a county fair or fall festival can ruin your day and leave you feeling miserable. The right pieces pull together to create a comfortable outfit for a day at the fair.
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Saving money on children’s birthday cakesLearn how to save money on kid's birthday cakes. This is how I managed to do four birthday cakes in less than 24 hours for only $44.
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How to deal with a co-worker’s angry outburstsWhat should you do if your co-workers are always losing their tempers? How can you deal with an angry co-worker? Learn how to control your emotions instead of allowing them to control you.
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First Person: Know the Risks of Buying a Condo Before Signing on the Dotted LineBefore you jump at a fantastic price on a vacation home or a condo to make your permanent residence, do some research and dig deeper to make sure you are not buying more trouble than you are saving money.
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Protecting college students from financial fraud and theftCollege students must take steps to fight fraud and identity theft while on campus. Being careless with ID cards, PINs and account numbers can have long-term financial consequences far beyond college graduation.
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Know how to avoid debt collection scamsA new breed of 'debt collectors' has surfaced who prey on individuals who do not know they have rights with regard to debt collectors.
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Taking Matters, and a New Garbage Disposal, into Your Own HandsWith tips from my home improvement guy, the instructions that came with the new garbage disposal and a few tips I found online, I successfully replaced our garbage disposal in one afternoon.
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Three Secrets to Saving Money on Automobile InsuranceThree secrets to saving money on automobile insurance. Knowledge is power - - know the secrets your insurance company wishes you did not learn.
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Dress-Down Day Success at the OfficeEven though Friday may be dress-down day at the office, you do not want to look as if you are headed to the gym, the beach or back to bed. Use these tips for dressing down at the office while still looking great.
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The timeline for delinquent debtIf you are unable to pay your debts, you need to be aware of the typical timeline for delinquent debt. What happens when you do not pay your bills on time?
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Find money in your jewelry boxThe Better Business Bureau advises that before you rush to sell unwanted gold, you consider the following advice. Tips for selling unwanted gold and jewelry.
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5 essential people at a tailgate partyThe key to planning the perfect tailgate party is having the five most important people at a tailgate party on board, ready to go and fully advised of their duties.
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First Person: The High Cost Tricks That Restaurants PlayMy friend said that she avoids a surprisingly high restaurant bill by paying attention and deciding what she wants before she gets to the restaurant.
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First Person: Why I'll Never Buy Another Daily DealOn a whim, I decided to buy a daily deal to see if the fervor over daily deals was justified. Now I understand how my friends can save so much money on daily deals and still be broke, over-budget and in debt.
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First Person: 7 Small Luxuries That Won't Bust My BudgetSaving money and sticking to a budget is not always easy. Sometimes I get tired of reusing and looking for bargains. There are times when I just want to splurge on something!
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Preparing the Perfect GuestroomThe most important qualities of a guest room are comfort and cleanliness; however, great personal touches will be much appreciated by your guests. Checklist for preparing the perfect guestroom
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First Person: The Bankruptcy Code, Condominiums and Homeowner's AssociationsOwners of condominiums and owners of lots subject to a homeowners association need to take note of a change in the Bankruptcy Code that may cost them thousands of dollars.
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How to say no at work without getting firedLearning how to say no at work is the key to being more successful. You never want to tell your supervisor or boss no; however, instead of refusing a task, learn how to reshape and redefine the request.
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Things you should never carry in your wallet or purseCarrying certain items in your wallet is risky when you consider the consequences if your wallet was lost. For that reason, never carry these items in your wallet.
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The benefits of an online savings accountHave you ever considered an online bank? I must admit that handling all financial transactions in the virtual world is tempting because of the convenience.
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Fan's take: The greatest golf tournament has to be the Senior Players ChampionshipWhat can I say --- I love watching the golf greats, the legends of golf, better than I like watching the up-and-coming golf stars.
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Factors and attributes that prevent promotionsAccording to a recent study from CareerBuilder, managers named their top personal attributes that made them less likely to consider someone for a promotion.
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'QBTCB' -- the rules of stain removalAs long as I memorize the five keys steps to stain removal and follow them religiously, most stains are easily removed before they set in and become permanent.
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9 things you can get rid of and never missThere are things that just seem to multiply and collect in our homes over time that we hold on to just in case we may need them or want them. Getting rid of these items (or at least thinning them out) will give you more room and you will never miss them.
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Food Items that Shouldn't Go in the Garbage DisposalIf you have seen many horror movies, or have any common sense at all, you know not to stick your fingers or your hand into the garbage disposal. However, are there other items that should not go into the garbage disposal?
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How Do Drain Gels Work?Having a clogged drain is a real pain in the neck especially when it happens at the most inconvenient time - - like the in-laws are coming for dinner.
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How to Retrieve a Ring From Your Sink DrainIt is heartbreaking to drop your ring down the kitchen or bathroom sink; however, it does not have to cost you a fortune to retrieve.
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First Person: What to Know About Electronic Check ConversionWhat are some of the things that consumers should know about electronic check conversion?
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First Person: The 5 Questions to Ask Before Buying AnythingTo keep my husband from breaking our bank account, I came up with a list of five questions that he must ask himself before he is allowed to buy anything.
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First Person: 3 Steps to Bring Financial Harmony to Your MarriageHow can a couple with such different money personalities find matrimonial harmony? To prevent financial stress in our marriage, we follow three steps to avoid problems resulting from our different money personalities.
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How to find money and more time right at homeGoing through a stack of papers in my office, I found a rebate check for $100 that I had put down on the counter with the mail and forgotten. Even though I knew being more organized would save money, I still put off organizing my life.
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Save money on dry shampooI had to find a way to save money on the beauty products that I could not live without. In the quest to save money, I decided to test my dry shampoo against a less expensive brand to see if I could save a few dollars.
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First Person: 3 Things I Wish Mom Had Told Me About Credit CardsI wish my mother had taken more time to educate me on personal finances, budgets and credit cards. Unfortunately, a lot of little girls are left behind when it is time to start discussing personal finances.
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Desperation will sink your job search before it beginsAvoid these job hunting pitfalls even when you are desperate for a job. Rather than appearing desperate in your search, turn that desperation into action to find the perfect job for you.
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Life Insurance Checkup: Coverage Amounts, Types of Insurance and How to Get the Best ValueIf you have not yet '..."grown up' and purchased life insurance to protect your family, there are a few basics that you may find useful. Life Insurance Basics
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First Person: 5 Easy Steps for Transitioning to Paperless BillingTo make the switch to online billing as painless as possible for my parents, I gave them five easy steps for transitioning to online billing.
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Five shopping traps to avoidWhether you are a shopaholic or a stressed parent, avoid the five shopping traps that are designed to separate you from your money during the back-to-school rush (and every time you walk into a store).
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Financial Steadiness Shows Sen. Lindsey Graham Has Earned Re-ElectionIf Sen. Lindsey Graham (R-South Carolina) were up for re-election today, I would vote for him because I feel he is back on the right track for Americans.
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Foam Vs. Gel Drain CleanersBoth gel and foam drain cleaners are thicker than liquid drain cleaner; however, depending on your situation one may be better than the other to clear a blocked water drain.
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DIY Plumbing Repair ProjectsLiving in an older home, my husband and I have had to learn quite a few things about home maintenance and repair. When you find yourself on a first name basis with the plumber you start to figure some things out for yourself to save money.
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Top five current golfers who have not won a major championship: A fan's takeGreat professional golfers who have not won a major.
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Fan's guide: PGA Championship has a rich historyGolf has four major tournaments. The greatest is the final major tournament of the season -- the PGA Championship. The PGA Championship celebrates its 93rd edition with the 2011 tournament at the Atlanta Athletic Club.
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Fan's view: Ranking the PGA Championship against the other golf majorsComparing the four PGA major championships.
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Five reasons Tiger will not win 2011 PGA Championship: A fan's takeWill Tiger Woods or fate decide whether he wins the 2011 PGA Championship?
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Fan's take: Can Rory McIlroy win the 2011 PGA Championship?What are the odds that McIlroy will win the 93rd PGA Championship?
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Top surprise winners in PGA Championship history: A fan's takeFive underdogs and surprise winners of the PGA Championship. These surprise champions wowed crowds and proved that golf tournaments are every bit as exciting as any other professional sport.
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Top five champions in PGA Championship history: A fan's takeThroughout the years, there have been 92 PGA Championship winners. However, some winners of the Wanamaker Trophy stand out as the best of the best.
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Fan's guide: Atlanta Athletic Club, home of the 2011 PGA ChampionshipThings to know about the Atlanta Athletic Club and the 2011 PGA Championship
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Most memorable finishes in PGA Championship history: A fan's takeMemorable moments in PGA Championship history are plentiful; however, a few moments in history stand out above all the rest.
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How to Diagnose a Clogged Septic SystemDiagnosing a clogged septic system is fairly simply if you remember that the entire system is part of the DWV system -- drain, waste, and vent system.
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How to Unclog a BathtubUnfortunately, I have become an expert on unclogging a bathtub drain. Troubleshooting a clog in a bathtub drain is not difficult, as I have learned over the years in this house.
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Troubleshooting a Washing Machine that Won't DrainAfter doing a little research and a lot of reading, I learned how to fix a washing machine when it will not drain (which happens a lot to me for some reason).
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Five essential pieces of water skiing equipmentBesides the skis and a boat, there are certain items that you need before you venture out to water ski. Before you travel 60 mph behind a speedboat, make sure that you have the essential water skiing equipment to keep you safe.
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Water skiing tips: Practice and patience on the waterIt may look like fun, however, learning to water ski takes practice and patience. Water skiing is an easy sport to learn provided that you have a good teacher and keep a few basic water skiing tips in mind.
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Water skiing safety tips for beginners and expertsLearning to ski first begins with learning to stay safe on the water. Keeping yourself safe on the water begins with knowing the dangers of water skiing.
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Legendary golfers who won their first major at PGA Championship: A fan's takeOver the years, many golf legends have won the tournament, but for some, the PGA Championship was their first major win.
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Home Decorating Tips that Make a Room Pop with Color and DesignLearning to add pop to home decor can be tricky; however, start with these easy decorating tricks and then move to more intricate designing techniques.
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Buying 2011 PGA Championship ticketsJohns Creek, Ga., Aug3 8-14, 2011. The 2011 PGA Championship celebrates its 93rd anniversary in the beautiful Atlantic Athletic Club in Johns Creek, Ga. Buy tickets through the PGA website.Also published on:
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Fan's take: Not cheering for Tiger Woods in his latest return to golfFans of Tiger Woods are excited that he will be returning to play in the 2011 WGC-Bridgestone Invitational. After reading his tweet, I realized I just could not root for Tiger to win at Firestone.Also published on:
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How to tell if career advice is good, bad or just stupidI recently discovered a wonderful article by Jessica Kleiman where she asked peers what one piece of advice they would give to graduates entering the workforce.
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Guide for Choosing the Right Paint Finish and Gloss LevelThe type of paint finish and the level of gloss is what you should use to determine the type of paint you chose for a particular area. Each paint finish has specific characteristics that make it ideal for use in certain rooms of your home.
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'The Undefeated' Palin Documentary Is a One-Sided Infomercial"The Undefeated" is nothing more than a slick campaign ad worthy of '..."Wag the Dog.' The documentary was more like an extended, and extremely long (1 hour 55 minutes), infomercial about Sarah Palin.
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Clemson adding women's golf can increase interest in LPGA: A fan's viewClemson University is adding a new sport to its athletic department for the 2013-2014 season. Women's golf will be the first new sport added to the athletic department as a varsity sport since 1998.Also published on:
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True fans will still watch golf without Tiger Woods: A fan's viewCausal golf fans may proclaim they will not watch another major golf tournament that does not have Tiger Woods; however, true golfers and golf fans know there are more reasons to watch a major golf tournament than Tiger Woods.Also published on:
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Five Years of Twitter Tweeting Its Love and JoyJuly 15, 2011 marks the five-year anniversary date of Twitter's founding. Memorable and talked-about tweets that captured our interest include news stories, celebrities and out of this world tweets.
