S. H. Wallick

S. H. Wallick

S. Wallick is an equity research specialist with more than 25 years of experience as a senior equity research analyst at leading investment banking and independent research firms. She currently is President of her own independent research firm, Wallick Research Inc.
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  • Easy Ways to Contribute to Your Grandkids' College Fund
    2/21/2012
    As a grandparent, you may want to help pay your grandkids’ college expenses. There are a number of ways for you to contribute to grandkids’ college funds, including some with tax and estate benefits for you and/or your grandkids.
  • Common Travel Discounts for Seniors
    2/21/2012
    For many Americans, one of the joys of becoming a senior is the opportunity to travel as never before, often at discounted prices. Here are some of the most common discounts for senior travelers and some tips on how to find them.
  • Finding Ideas for a New Business
    11/30/2011
    If your dream is to start your own business, here are some strategies to help you find the right business idea to turn into a successful startup.
  • 6 Best Financial Strategies for College Graduates
    11/30/2011
    If you are a college graduate about to begin your first job, get your post-academic life off to a good start by making smart financial moves. Here are six of the best financial strategies for college graduates.
  • Best Financial Advice for Women
    11/30/2011
    As a finance professional, I believe that the best money management advice for women today is to take control of your financial future. These are my 7 top personal finance tips to help women accomplish that goal.
  • How to Estimate Your Retirement Benefits
    9/16/2011
    Estimating your retirement income can take some time, but it is worth the effort, since it can give you an indication as to whether your retirement planning is on track or needs adjustment. Here are five steps for estimating your retirement benefits.
  • Choosing the Perfect Annuity For Your Needs
    9/16/2011
    Choosing the perfect annuity depends on a variety of factors, including your age, risk tolerance, and financial needs.
  • Components of a Balanced Financial Plan
    9/16/2011
    The main components of a balanced financial plan include budgeting, saving, retirement planning, investing, insurance, and estate planning.
  • Do You Need a Financial Planner?
    9/16/2011
    Many American turn to professional financial planners to help them plan their financial futures, but there are both pros and cons to hiring a financial planner.
  • Retirement Planning Checklist for Your 20s and 30s
    9/13/2011
    It is never too soon to start saving for retirement. Here are 5 retirement strategies to implement in your 20s and 30s that can help to ensure that you are on track for a comfortable retirement.
  • Planning for Retirement After Age 50
    9/13/2011
    Your 50s is the perfect time to take a serious look at your retirement plan and to make necessary adjustments. Here are the top 10 retirement planning tips for those aged 50 and up.
  • Protecting Seniors from Financial Scams
    9/13/2011
    Sadly, seniors often are easy targets for financial scams, since they may be lonely, naive, trusting and worried about running out of money. Here are five ways to protect seniors from financial scams.
  • Building a Successful Company Culture for Your Small Business
    7/21/2011
    Building a company culture for your small business is one of the most important things that you can do to ensure its success. Consider these 6 tips for building a successful company culture for your small business.
  • Tips for Getting a First Job with Little or No Experience
    7/12/2011
    If you are a young adult looking for a first job, one of your most difficult challenges may be that that experience is needed to get a job, but a job is needed to get experience. Try these strategies to improve your chances of landing your first job.
  • Financial Planning for Newlyweds
    7/11/2011
    For many newlyweds, even those who lived together before tying the knot, combining finances is a challenge. Make the financial planning process easier with these financial tips for newlyweds.
  • Three Often-Overlooked, but Critical Issues in Financial Planning for a Baby
    7/11/2011
    Three often overlooked, but essential issues in financial planning for a baby are life insurance, disability insurance and preparing a will. They could be critical to your new baby's future.
  • Financial Tips for Traveling Overseas
    7/7/2011
    If you are planning a trip overseas, your biggest financial concerns may be getting the best rates on air fares and hotel rooms. In fact, there are a number of other financial issues to consider before going abroad.
  • Small Business 101: Should You Become a Consultant?
    7/7/2011
    For many professionals looking for a change or those with specialized expertise, becoming a consultant is a popular career path. Before you start a consulting business, be sure you are cut out for it.
  • Money Management for Young Adults: Financial Planning After a Layoff
    7/6/2011
    If you are a young adult who has just landed a job after a long layoff, you should begin to think about repairing financial damage that resulted from being out of work and to prepare for the future financially.
  • How to Save on Small Business Legal Costs
    7/6/2011
    When you start and operate a small business, there are times when you are going to need legal advice. Here are 8 tips for controlling small business legal costs.
  • How to Use Job References When You Have a Skimpy Resume
    6/28/2011
    If you are a young adult looking for your first job, handling the issue of references can be tricky, since you may have a skimpy resume that is short on job experience. There are ways to deal with this dilemma and to make job references work for you.
  • First Person: Should a Small Business Outsource Order Fulfillment?
    6/23/2011
    As your small business grows and its warehousing and distribution requirements become more complex, you may have to decide whether to outsource order fulfillment or keep it in-house. Consider these factors before outsourcing fulfillment.
  • First Person: The Downsides of Prepaid Debit Cards
    6/21/2011
    For young adults who can't qualify for a credit card, a prepaid debit card may seem like an excellent choice. A prepaid debit card certainly is a valuable product for many consumers, but you should know their downsides before applying for one.
  • Pros and Cons of Getting a Mortgage With a Significant Other
    6/21/2011
    If you are a young adult living with a significant other, you and your partner may, at some point, consider buying a home together. Be sure to consider both the pros and the cons before getting a mortgage with a significant other.
  • How Young Adults Without Health Insurance Can Save on Health Care Costs
    6/17/2011
    If you are a young adult, one of your financial priorities should be to obtain health insurance. However, if you simply can't afford it, here are some ways to save on health care costs.
  • How Young Adults Can Start Investing with Small Amounts
    6/14/2011
    As a young adult, you may feel that you don't have enough money to make investing in stocks worthwhile. However, there are a variety of ways you can begin to invest with small amounts.
  • First Person: The Benefits of Credit Union Credit Cards
    6/14/2011
    If you are a young adult looking for the best option in a credit card, don't overlook cards issued by credit unions. Here are a few factors to consider when evaluating credit union credit cards.
  • Small Business 101: Writing an Employee Handbook
    6/7/2011
    Before your small business hires its first employee, it is a good idea to create an employee handbook that describes your business's personnel policies. Here are 7 tips for creating an employee handbook.
  • Small Business 101: Employer Health Insurance Coverage Tips
    6/7/2011
    If you are beginning to consider health insurance coverage options for your small business's employees or are looking for ways to help your employees with health costs, consider these employer health insurance coverage tips.
  • Understanding No-Fault Insurance Laws
    5/18/2011
    No-fault auto insurance is coverage that pays no matter who is at fault in an accident. Here are eight things that you need to know about no-fault auto insurance.
  • The Value of a Self-Employed 401k to a Small Business
    5/18/2011
    If your small business consists only of yourself and your spouse, opening a self-employed 401k retirement plan can, in some cases, be a wise choice. Here are eight reasons to consider a self-employed 401k retirement plan.
  • How to Make the Transition from Living on a Student Budget to Paying Down College Loans
    5/18/2011
    If, like many American students, you recently graduated from college with a large student loan balance, there are ways to smooth the transition from living on a student budget to paying down college loans.
  • Car Insurance Types Explained
    5/17/2011
    Understanding the types of auto insurance can make you a more intelligent shopper when selecting an auto insurance policy. Here are some of the different types of coverage that may be included in your auto insurance policy.
  • Term Versus Permanent Life Insurance
    5/3/2011
    Whether term life insurance or permanent life insurance is best for you will depend on your age, financial position and reasons for purchasing life insurance, among other things.
  • Tips for Deciding on a Financing Source for Your Small Business
    4/27/2011
    Before deciding on a financing source for your small business, stop and ask yourself the following questions. The answers will help you determine how much capital you need and the best way to raise it.
  • Credit Card Facts College Students Need to Know
    4/26/2011
    A credit card, if it isn't used responsibly, can have a long-term negative effect on a college student's future. Here are 6 credit card facts college students need to know.
  • What it Could Mean for Your Small Business If the Federal Debt Ceiling is Not Raised
    4/26/2011
    The U.S. Congress currently is debating whether to raise the Federal government's debt ceiling. Here are a few of the possible effects on small businesses if the debt limit isn't raised.
  • Five Financial Lessons for Teens
    4/26/2011
    One subject that many teens don't learn enough about in school is personal financial management. If you have teenagers, be sure that they learn these five financial lessons for teens.
    Also published on:
  • How to Find the Right Small Business Consultant
    4/12/2011
    As a small business owner, I have learned that there are some situations that require outside help. Here are some tips to help you decide whether to hire a small business consultant and what to look for if you do.
  • Help Your Employees Get the Most Out of Your Benefits Program
    4/7/2011
    Follow these five steps to ensure that your staff gets the most from your company's employee benefits program.
  • Qualities of an Exceptional Manager
    4/6/2011
    While some people are born leaders, the rest of us can develop and enhance our management ability. Based on more than 30 years in the workplace, these are 9 of the most important qualities of an effective manager.
  • How to Cut Your Household Budget with Rewards Credit Cards
    4/6/2011
    Used wisely, a rewards credit card can make a real dent in your budget. If you want to take advantage of a credit card rewards program, here are 5 tips to help you maximize your savings.
    Also published on:
  • Five-Year Checklist for a Small Business
    4/6/2011
    Your small business's fifth anniversary is a good time to take a close look at your company and make changes, if necessary, to insure another successful five years. To get started, use this five-year checklist for your small business.
  • Should Your Business Offer Employees a Traditional 401(k) Retirement Plan?
    4/3/2011
    If your small or mid-sized business is considering offering employees a traditional 401(k) retirement plan, take these factors into account before making a decision.
  • First Person: Don't Overlook Financial Issues When Renting an Apartment
    3/31/2011
    When renting an apartment, don't overlook the financial issues associated with renting. Be sure to ask questions about these five issues before signing a lease.
  • Five Ways to Cut Household Spending Without Putting Out a Cent
    3/30/2011
    At a time when many of us are counting our pennies, one place you can find plenty of money-saving opportunities is at home. Cut your household spending without putting out a cent by taking advantage of these five free budget-busting tips.
  • First Person: Understanding Target Date Mutual Funds
    3/24/2011
    Target date mutual funds have become very popular investment options for retirement accounts. If you are considering investing your retirement savings in a target date mutual fund, here are 7 things you need to know.
  • Setting Up Payroll for a Small Business
    3/23/2011
    Payroll is a necessary chore for any small company, whether it has one employee or 20. Here are 8 steps for setting up a small business payroll system.
  • First Person: The 8 Reasons Young Adults Don't Save for Retirement
    3/23/2011
    Most of us know that we should save for retirement. However, many young adults put off this financial necessity.
  • Small Business Insurance Coverage
    3/16/2011
    When starting your small business, be sure to purchase adequate insurance. For many small businesses, a good option for property, casualty and liability insurance coverage is business owner's insurance.
  • 7 Small Business Bill Collection Strategies
    3/14/2011
    Follow these 7 small business bill collection strategies to improve your chances of being paid promptly and in full.
  • Find the Hidden Profits in Your Business
    3/11/2011
    There could be more revenue and profit hidden in your small business than you realize. Here are four potential sources of hidden profits in your business.
  • Sources of Small Business Advice and Support
    3/10/2011
    There are numerous sources of free or paid advice for small business owners to help them successfully start and grow their businesses.
  • Why Your Startup Needs a Business Plan
    3/7/2011
    While a business plan is a necessity for startup businesses that must raise outside capital, it also can be useful for more modest, mom-and-pop ventures.
  • Writing a Business Plan for Your Startup
    3/7/2011
    Whether your startup business will have one employee or 50, it is a good idea to begin by creating a business plan.
  • Credit Cards: Reasons to Eliminate, Reasons to Keep
    3/1/2011
    Credit cards have a tarnished reputation, but, used responsibly, they can be a valuable financial asset. Here are 3 reasons to consider eliminating your credit cards and 4 reasons to keep your plastic.
  • Choosing a Small Business Retirement Plan If You Are the Only Employee
    2/28/2011
    While there are other retirement plan options, there are a number of characteristics of SEP and SIMPLE IRAs that make them ideal for a one-employee business.
  • 5 Mistakes Small Businesses Make
    2/28/2011
    Based on my experience as a small business owner, here are 5 mistakes that can undermine your small business success.
  • Choosing a Retirement Plan for Your Small Business
    2/24/2011
    Answer these 4 questions before choosing a retirement plan for your small business.
  • 5 Things to Know About FDIC Insurance
    2/23/2011
    If you have money in a bank deposit account, it probably is covered by FDIC insurance. However, the FDIC rules can be confusing. Here are 5 things that you need to know about FDIC insurance.
  • Retirement Planning for Young Adults
    2/18/2011
    If you are a young adult, planning for retirement, which is decades in your future, may be very low on your list of financial planning priorities. Here are 6 reasons why retirement planning should become a top priority now.
  • Cut Your Tax Withholding and Give Yourself a Raise
    2/15/2011
    If you receive a large income tax refund each year, follow these tips to stop giving the Federal government interest-free free loans and to give yourself a raise instead.
  • Choosing the Right Business Structure for Your Small Business Startup
    2/14/2011
    Before starting a small business, one of your first decisions will be choosing the right business structure. Here are some of the pros and cons of different business structures for you small business.
  • 4 Investing Strategies to Reduce Risk
    2/14/2011
    If you are a nervous investor who views the stock market as more akin to a casino than a rational investment option, consider these 4 investing strategies to reduce portfolio risk and generate income.
  • The Pros and Cons of a Business Partnership
    2/2/2011
    Many big names in U.S. business were initially founded as partnerships, including technology powerhouse, Hewlett Packard, and financial behemoth, Goldman Sachs. For a small business, there are pros and cons to the partnership business structure.
  • What Investors Need to Know About REITS
    2/1/2011
    One way to invest in real estate without directly purchasing a property is to buy shares in REITs. Before considering a REIT investment, here are 8 things that you should know about this special category of equities.
  • Dividend Taxes and Investment Returns
    2/1/2011
    Dividends can be a significant contributor to your investment income. However, when it comes to taxes, not all dividends are created equal. Here is what you need to know about the tax treatment of a variety of different types of dividends.
  • Using the PEG Ratio in Your Investment Analysis
    1/31/2011
    If you aren't already using the PEG ratio to help you identify undervalued stocks, it may be time to start.
  • Understanding Free Cash Flow Yield
    1/27/2011
    An often overlooked stock valuation measure is free cash flow yield. Here is what you need to know about free cash flow and free cash flow yield and how you can use these valuable tools in your stock analysis.
  • Why You Should Add Beta to Your Investment Toolkit
    1/27/2011
    An important and readily available measure of an individual stock's volatility is beta. Here are five reasons you should add beta to your investment toolkit.
  • First Person From a Stock Expert: Tips for Identifying Solid Dividend-Paying Stocks
    1/26/2011
    In evaluating dividend paying stocks, seek out companies that are well positioned to maintain and perhaps even increase their dividends. Here are six tips for identifying solid dividend-paying stocks.
  • Investment Perspective: The Pros and Cons of Dollar Cost Averaging
    1/25/2011
    One investing technique often recommended by financial advisors is dollar cost averaging or purchasing a set dollar amount of stock on a regular schedule. As with any investment strategy, there are both pros and cons to dollar cost averaging.
  • How to Deal with a Child's Fear of Santa
    11/22/2010
    If you are taking your toddler or young child to visit Santa Claus, there are a number of steps you can take to prepare your child for the visit and improve the odds that it will be enjoyable for both of you.
  • The Many Ways a Lawyer Can Help a Small Business
    11/9/2010
    A good lawyer can be an invaluable advisor to your small business from inception to dissolution and at all stages in between. Here are some of the ways a lawyer can help your small business.
  • Cheap Gardening
    11/2/2010
    Gardening on a budget may be even more satisfying than gardening without a budget, so follow these cheap gardening tips with pride.
  • Fix Up Your Home with an FHA Home Rehabilitation Loan
    11/2/2010
    If you are planning to buy a fixer-upper home that requires substantial investment for repairs and refurbishment, the FHA 203(k) loan program can help with the financing of both the purchase and rehabilitation of the home.
  • How to Cut College Costs with Dual Enrollment
    11/2/2010
    Dual enrollment can help college-bound high school students get a head start on college and save money on tuition. Here are some of the things that you need to know about dual enrollment programs.
  • Small Business Credit Card Versus Personal Credit Card
    10/4/2010
    Before you accept an offer for a new credit card, be sure that you know whether it is a professional credit card or a consumer credit card because the rules that apply to each may be quite different.
  • 13 Tips to Help You Graduate from College Debt Free
    10/4/2010
    These 13 tips can help you reduce college costs so that you can achieve a low-debt or debt free graduation.
  • Boost Retirement Income with the Often-Overlooked Aid and Attendance Pension
    10/4/2010
    If you or a family member is a veteran, it may be worth your while to investigate the department of Veteran Affair's often-overlooked Aid and Attendance Pension program.
  • Financial Pros and Cons of Buying an Ebook Reader
    9/2/2010
    Whether buying an ebook reader makes financial sense for you will depend on many factors. This article discusses the financial pros and cons of ebook readers.
  • How to Make 401(k) Withdrawals Penalty Free
    9/2/2010
    In light of the weak job market and other economic pressures, many Americans are raiding their 401(k) plans to meet financial needs. You may be able to avoid penalties on 401(k) withdrawals by using the substantially equal payment rule.
  • CFP or CFA, Deciding Which is Right for You
    9/2/2010
    Many finance professionals obtain the Certified Financial Planner or CFP designation or the Chartered Financial Analyst or CFA designation. Which you choose will depend on the financial field you target and your career goals.
  • Pros and Cons of IRA Conversions
    8/12/2010
    Whether converting a traditional IRA to a Roth IRA is the right move for you depends on your individual situation, so do your homework before deciding to convert. Among other things, consider these ten pros and cons of IRA conversions.
  • Money Saving Tips for Homeschoolers
    8/12/2010
    While many families find homeschooling rewarding, it can be costly. Here are six money saving tips for homeschoolers.
  • Pros and Cons of Wedding Sponsorships
    8/12/2010
    Ever since Star Jones did it in 2004, more brides have turned to wedding sponsors to reduce the cost of their weddings. While wedding sponsorships may be a great idea for some brides, this approach has both pros and cons.
  • Benefits of Becoming a CFA Charter Holder
    7/14/2010
    The CFA program, which is targeted at investment professionals,is a self-study, graduate-level program that consists of three exams. If you are planning a career in investments or finance, there are a number of benefits to becoming a CFA charter holder.
  • Why Pre-Selling a Wedding Dress Makes Sense for Some Brides
    7/14/2010
    Today, some brides are turning to a new financial option to afford the wedding gown of their dreams: pre-selling wedding dresses. While the idea of pre-selling a wedding gown may seem unusual, there are numerous benefits to making this choice.
  • Tips for Taking the CFA Exams
    7/14/2010
    If you are planning a career in investments or finance, you might want to consider becoming a CFA. Proper preparation is key to success on the three graduate-level CFA exams. Based on my experience, here are 11 tips for preparing for CFA exams.
  • How to Add Body to Hair Without Weighing It Down
    6/22/2010
    When it comes to hair, the Holy Grail for many women is body, and the more, the better. There are many ways to add body to hair without weighing it down. Here are 9 body-building hair tips.
  • Tips for Brightening Up Color-Treated Hair
    6/22/2010
    If you have ever colored your hair, you know that the gloss and shine of newly tinted hair tends to fade a bit between treatments. Follow these tips to brighten up color-treated hair.
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  • Tips for Straightening Fine Hair
    6/22/2010
    Straight hair remains one of today's most popular styles for hair of all types, including easy-to-damage fine hair. If you have fine hair, follow these 9 tips for fabulous, frizz-free straight hair.
  • Beware the Downside of Stop-Loss Orders
    6/16/2010
    Many investors use stop-loss orders to protect their portfolios, but this strategy is not foolproof. Therefore, it is important to understand the downside risk of stop-loss orders so that you are not blindsided by an unanticipated outcome.
  • Don't Let Taxes on Forgiven Debt Take You by Surprise
    6/16/2010
    May people are not aware that cancelled or forgiven debt may be taxable. Here are a few things that you should know about the tax treatment of cancelled debt.
  • Be Sure that Your Unoccupied Home is Insured
    6/16/2010
    Most homeowners are careful to protect their most valuable asset with homeowners' insurance. However, many homeowners are not aware that their insurance policy may not cover their home if it is vacant for an extended period of time.
  • Federal Health Care Reform and Taxes
    5/11/2010
    Health care reform legislation that was recently passed by Congress may affect your taxes as well as your health coverage. Here are some of the provisions of the new law that could affect your tax bill through 2013.
  • Unpaid Internship: Pros and Cons
    5/11/2010
    In the spring, many college students begin considering what they'll do during their summer vacations. One option is an unpaid internship. Before accepting an unpaid position, be sure to evaluate the pros and cons, as follows.
  • Using Unpaid Interns in Your Business
    5/11/2010
    If your for-profit business is considering utilizing unpaid interns, be sure that you comply with U.S. Department of Labor regulations that apply to unpaid workers and allow them to be classified as trainees under the Fair Labor Standards Act.
  • Submit a Shareholder Proposal to Make Your Voice Heard
    4/9/2010
    If you own shares in a public company and would like management to take action on an issue of importance to you, why not submit a shareholder proposal to be voted on at the company's annual meeting.
  • 6 Reasons Why Shareholders Should Vote Their Shares
    4/9/2010
    If you own common stocks but never or rarely vote your shares because you don't believe your vote matters or think the process is too time consuming, now is the time to rethink your position. Here are 6 reasons to vote your shares.
  • Take Advantage of 0% Capital Gains Tax Rate in 2010
    4/9/2010
    You may have a rare opportunity to sell capital assets tax free in 2010, but this opportunity ends on December 31, so start planning to take advantage of it now.
  • Ideas for Teen Easter Party for Girls
    3/24/2010
    If your teenage daughter is planning an Easter party, you'll want to plan some fun activities for the girls. Here are 4 ideas for teen Easter party activities to keep the party goers happily occupied.
  • Tips for Aerating Your Lawn
    3/22/2010
    Aeration, or removing plugs of soil from your lawn, results in a healthier, lusher lawn by letting more water, oxygen and nutrition reach its roots. Here are 10 tips for aerating your lawn.
  • Lawn Edging Tips
    3/22/2010
    There are two aspects to edging a lawn, creating borders to keep grass from invading flower beds and trimming to keep lawn edges neat. Here are 11 lawn edging tips will help you accomplish both.
  • Benefits of Aerating Your Lawn
    3/22/2010
    If you want a healthy lawn that is the envy of your neighbors, be sure to aerate periodically. While aerating by punching holes in the lawn may seem to an unnecessary and tedious chore, in fact, there are numerous benefits of lawn aerating.
  • 6 Tips for Saving for Early Retirement
    3/22/2010
    There are two aspects to successfully saving money for early retirement: minimizing living expenses as much as you comfortably can and saving religiously and regularly. Use these 6 tips to help you save money for retirement.
  • Creative Ideas for Painting Wood Furniture
    3/15/2010
    Painted wood furniture can be a beautiful and eye-catching addition to your interior décor. If you are planning to paint wood furniture yourself, here are six ideas for achieving unique results.
  • What is a D.O. Or Doctor of Osteopathic Medicine
    3/15/2010
    When looking for a physician, you may notice that some doctors have M.D. after their names and others have D.O. If the D.O. designation is unfamiliar to you, take the time to understand what it means before choosing a physician.
  • Fat-Busting Smoothies for Diet Success
    3/15/2010
    For those who associate weight loss with boring food and deprivation, including smoothies in a diet may seem counter intuitive, but there are numerous reasons why fat busting smoothies can be a valuable part of your diet plan.
  • Add Kitten Heels to Your Shoe Wardrobe
    3/15/2010
    Kitten heels are a versatile, feminine style that could be a perfect addition to your shoe wardrobe this spring or any season.
  • Tuscan Decor for the Bathroom
    3/15/2010
    If you have plans to remodel or add a bathroom in your home, consider the Tuscan look for your decorating scheme.
  • Negotiating a Salary in a Recession
    3/9/2010
    Negotiating a salary is a stressful and tricky process in the best of times, but it is even more daunting in today's jobs recession. Here are 6 tips for successful salary negotiations in a recession.
  • 5 Tips for Selling Collectibles in an Estate
    3/9/2010
    If you have been the executor of an estate, you know that one of the more vexing responsibilities can be disposing of the deceased's belongings, especially unique items like collectibles. Here are 5 tips for selling collectibles in an estate.
  • How and Why to Grow Shrubs in Containers
    3/8/2010
    Container shrubs can add variety, beauty and interest to the patio or deck. Here are 6 reasons to grow shrubs in containers and some growing tips for container shrubs.
  • Lighting Tips for Small Bathrooms
    3/8/2010
    The right lighting can play an important role in opening up a small bathroom so that it looks and feels larger. Here are 6 lighting tips for small bathrooms. While these tips are ideal for small baths, they will work just as well in a larger space.
  • Pros and Cons of Growing Roses in Containers
    3/8/2010
    Growing roses in containers can be the perfect option for many rose lovers, but consider the pros and cons before deciding if it is right for you.
  • Repairing Winter Damage in the Garden
    3/5/2010
    While winter damage to plants can be distressing, often it is not fatal and, with a little patience and attention, your garden can recover and thrive again. Here are 6 tips for repairing winter damage in the garden.
  • Pros and Cons of 401K Loans
    3/4/2010
    If you need cash, borrowing from you 401k retirement plan may be an option to consider. However, be sure to evaluate the 401k loan pros and cons before dipping into your retirement funds.
  • 7 Tips for Fighting a Denied Health Insurance Claim
    3/3/2010
    If your health insurance provider denies a claim, don't accept their decision without a fight. Here are 7 tips for fighting a denied health insurance claim.
  • Hiring Your First Employee
    2/4/2010
    If you are considering hiring your first employee, do your homework first. The proper research will help to make the hiring process go more smoothly and to ensure you choose the right candidate for the job.
  • Paying for Alternative Medicine Treatments
    2/4/2010
    If you want to pursue alternative medicine treatment, be sure to research all your options to cover the cost, including insurance, flexible spending accounts and self pay.
  • Tips for Charitable Donations of Stock
    2/3/2010
    At times, donating stock can be more advantageous financially for you and the charity than donating cash. Here are 6 tips for those considering donating stock to a charity.
  • Pros and Cons of COBRA Health Insurance Coverage
    1/9/2010
    COBRA allows you to keep your health insurance coverage for a limited period of time when you lose or leave your job. Be sure to consider the pros and cons of COBRA coverage before choosing it as you health care option.
  • Pros and Cons of Short-Term Health Insurance
    1/9/2010
    Short-term health insurance (also called temporary health insurance) provides coverage for limited periods of time. It can be invaluable in some situations, but be sure that you understand its pros and cons before you buy.
  • 7 Tips for Deciding When to Sell a Stock
    1/9/2010
    Before you invest in a stock, you should think about your sell strategy, since deciding when to sell often can be more difficult than deciding when to buy.
  • How to Use Enterprise Value as an Valuable Investment Tool
    1/4/2010
    If you don't already use enterprise value to help you value stocks, you might want to add it to your investment tool box. Enterprise value can add critical information to your investment research that is not provided by other analytic tools.
  • Value Stock or Value Trap, How to Tell the Difference
    1/4/2010
    For a value stock investor, one of the most difficult challenges is determining when a stock truly is a good value and not just a value trap. This article discusses some useful indicators to help you identify value stocks.
  • Top 5 Reasons Soccer Will Never Make it Big in the U.S
    12/10/2009
    Soccer is exciting, requires tremendous athletic ability and stamina, and is an obsession in many countries around the world. Not so in the U.S., where soccer is an also-ran among sports and where it is likely to stay that way for these 5 reasons.
  • Best Shrubs and Plants for Winter Landscapes
    12/8/2009
    The winter landscape may be stark in many parts of the U.S, but that doesn't mean it can't be beautiful as well. These 5 shrubs and plants will add natural beauty to your yard during the coldest months of the year.
  • What You Need to Know About the New Canine Flu Vaccine
    12/8/2009
    Earlier this year, a canine flu vaccine was introduced for the first time. If you are considering giving your dog canine flu vaccine, here is some information you need to know to help you make the right decision for your pet.
  • Asian Decor for a Bath
    12/8/2009
    Asian decor's hallmarks of serenity, grace, comfort and relaxation make it perfect for a bathroom. Here are eight tips for incorporating Asian decor into your bathroom remodel.
  • Five Financial Lessons for College Students
    12/8/2009
    Before your child leaves home, be sure that she has learned these five financial lessons for college students and is developing good financial habits right from the start.
  • Budget Friendly Laminate Kitchen Counters
    12/7/2009
    Laminate is a popular, budget friendly option for kitchen countertops. However, before you buy, be sure that you understand both the pros and cons of laminate kitchen countertops.
  • Six Reasons to Consider Cork Flooring for Kitchens
    12/7/2009
    Today's homeowners have a dizzying array of choices for kitchen flooring, including laminate, wood, ceramic tile, bamboo, vinyl, linoleum, brick, slate and travertine. Do yourself a favor and investigate cork before choosing new kitchen flooring.
  • Budget Friendly Kitchen Cabinet Update Ideas
    12/7/2009
    One way to give your kitchen a new look is to update your kitchen cabinets. Here are six budget friendly kitchen cabinet update ideas.
  • Social Security and Divorce
    12/3/2009
    If you are divorced and have not remarried, you may be eligible to receive Social Security benefits based on your ex's work record. Here is what you need to know about Social Security benefits and divorce.
  • Travel Insurance Pros and Cons
    12/3/2009
    When planning a trip, one of the decisions you will need to make is whether to buy travel insurance. While some travelers would never leave home without it, know travel insurance pros and cons before you buy.
  • Pros and Cons of Life Insurance for Children
    12/3/2009
    Whether or not to purchase life insurance for children is a controversial subject on which financial advisors can't agree. Before you buy this product, consider these pros and cons of life insurance for kids.
  • Tips for a Creating a Small Home Office
    12/3/2009
    If need to set up a home office, don't worry if your space is limited. There are many ways to create a functional small space home office. Here are twelve tips for creating home offices in a small space.
  • Ten Tips for Preparing Your Garden for Spring
    12/3/2009
    Properly preparing your garden for spring will ensure that it flourishes all year long. Here are ten spring gardening tips.
  • Cork Flooring: Pros and Cons
    12/3/2009
    Cork flooring is appearing in a growing number of American homes. If you are considering this contemporary, natural option for your home, consider cork flooring pros and cons first.
  • Tips for Throwing a Slumber Party on a Budget
    12/3/2009
    Not only can a slumber party be fun for your kids, but it can be easy on your budget. Here are five tips for a budget friendly slumber party for girls.
  • Disadvantages of Bamboo Flooring
    12/3/2009
    Bamboo flooring has been lauded for its durability, moisture resistance, beauty, and eco-friendly characteristics. However, do your homework before your choose it for your home and be sure that you understand the disadvantages of bamboo flooring.
  • Budget Friendly Ways to Update a Kitchen with Paint
    12/3/2009
    If you want to give your kitchen a face lift but have more time than money to invest in the project, paint may be the answer. Here are some creative, budget friendly kitchen update options using paint.
  • Tips on Value Investing
    12/3/2009
    Value investors seek shares that appear to be undervalued based on the fundamental aspects of a company's business. Value investing is not for everyone. Here are 7 tips to help you decide if value investing is right for you.
  • The Pros and Cons of Regifting and the Art of Doing it Well
    11/25/2009
    The holiday gift giving season is also, for many, the regifting season. There are pros and cons to regifting, as well as an art to doing it well.
  • Save on Taxes in 2009 with Short-Lived Tax Deductions and Credits
    11/24/2009
    There are a surprising number of short-lived special or enhanced tax deductions and tax credits available to U.S. taxpayers in 2009. Be sure that you don't miss out on any of them. Here are six that could save you money.
  • Tips for Successfully Dealing with Customer Service
    11/24/2009
    While there is no guaranteed path to a satisfactory customer service experience, there are ways to improve the odds in your favor. Here are twelve tips for successfully dealing with customer service.
  • Holiday Party Fashion Tips
    11/24/2009
    Tis the season for holiday parties and, therefore, for the holiday party fashion dilemma. Follow these holiday party fashion tips and you are sure to look just right all season long.
  • Tips for Choosing Camping Cookware
    11/23/2009
    The most desirable features in camping cookware often are quite different from those most appreciated in kitchen cookware. Here are 6 factors to consider when buying cookware for camping.
  • Tips for Choosing Kitchen Cookware
    11/23/2009
    If you are planning to buy new cookware, do your homework before you head for the store. Here are 9 tips for picking kitchen cookware.
  • Ten Reasons to Attend Community College
    11/18/2009
    Attending community colleges is often considered a poor substitute for attending a four-year university. However, for many students, community college is a better choice. Here are ten reasons to attend community college.
  • Six Tips for Businesses Considering Financing with Angel Investors
    11/17/2009
    If your small business has above-average growth potential and a need for capital, an angel investor may be a good financing option. Here are six tips for businesses considering financing with angel investors.
  • Strategies to Protect Assets from a Lawsuit
    11/17/2009
    If you are sued and lose, your personal assets could be at risk. Here are 6 tips to protect assets from a lawsuit.
  • Six Dos and Don'ts for Potential Angel Investors
    11/16/2009
    Angel investors provide funds to private businesses with the expectation of earning well above-average returns. Here are 6 dos and don'ts for potential angel investors.
  • Eight Tips for a Valentine's Day Scavenger Hunt
    11/16/2009
    If you are planning a Valentine's Day party for a teen, a mall scavenger hunt can be a fun way to get everyone involved in the festivities. Here are eight tips for a Valentine's Day scavenger hunt.
  • Ten Tips for an Eco-Friendly Bath Remodel
    11/16/2009
    If you are planning to remodel a bathroom, incorporating these eco-friendly bath remodeling options into your project could make your bath the greenest room in the house.
  • 12 Preparation Tips for Kitchen Cabinet Installation
    11/13/2009
    Your kitchen cabinet installation project will be easier and more successful if you prepare properly ahead of time. Here are 12 preparation tips for installing kitchen cabinets.
  • Best Gifts for Yoga Lovers
    11/12/2009
    Finding gifts for yoga enthusiasts is not difficult; finding special ones is a bit harder. Here are six gifts priced from less than $10 to more than $125 sure to delight the yoga lover on your list.
  • Eight Tips for Turning a Seasonal Job into a Permanent Position
    11/12/2009
    While there is no sure-fire way to turn seasonal work into permanent work, there are some things that you can do to improve your chances. Here are eight tips for turning seasonal work during the holidays into a permanent job.
  • Seven Tips for Decorating a Small Bedroom
    11/11/2009
    Decorating a small bedroom can be a challenge but, if you follow these seven tips, you can make your small bedroom cozy not cramped.
  • Seven Tips for Reducing Teen Auto Insurance Costs
    11/11/2009
    Obtaining auto insurance coverage for a teen driver can be costly. However, there are ways to limit the hit to your bank account. ere are seven tips for reducing the cost of auto insurance for your child while ensuring that you have adequate coverage.
  • Ten Tips for Getting a Seasonal Job
    11/11/2009
    A seasonal job can be a great way to earn some extra cash, score a discount at your favorite retailer or add some experience to your resume. Here are ten tips for getting a seasonal job.
  • Ten Reasons to Consider a Lower Paying Job
    11/11/2009
    Common business wisdom is that we all should strive to make progressively more money throughout our work lives. However, there are times when this may not be a reasonable goal. Here are ten reasons to consider a lower paying job.
  • Ten Tips for Business Holiday Party Etiquette
    11/11/2009
    Business holiday parties can be a minefield for employees to navigate. However, it is possible to enjoy this annual affair and even make it work for you if you follow these ten common-sense office holiday party etiquette tips.
  • Seven Tips for Remodeling a Small Kitchen
    11/10/2009
    When remodeling a small kitchen, there are many ways to take advantage of its assets (convenience and efficiency) and to overcome its liabilities (lack of space and limited storage). Here are seven tips for small kitchen remodeling project.
  • Ten Tips for Maintaining Laminate Floors
    11/10/2009
    Laminate floors are tough and resilient, easy to care for, long lasting, and beautiful. If you treat laminate floors right, they will reward you with many years of utility and pleasure. Here are ten tips for protecting and maintaining laminate floors.
  • 6 Spa Treatments Pregnant Women Should Avoid
    11/9/2009
    When you are pregnant, a trip to the spa can be an opportunity for much-needed pampering. However, some spa treatments can be harmful to you and/or your baby. Here are 6 spa treatments that can be unsafe for pregnant women.
  • 5 Ways to Break Out of a Dating Rut
    11/9/2009
    If dating has become routine to you because you are seeing the same people going to the same places and doing the same things, it may be time to end the boredom and spice up your dating life. Here are 5 ways to escape a dating rut.
  • Contemporary Pea Coats
    9/23/2009
    If you plan to add a pea coat to your fall wardrobe this year, but want a more contemporary style than the classic pea coat, you are in luck. Here are six stand-out contemporary pea coats for fall 2009.
  • Home Improvements that Add Value when You Sell
    9/22/2009
    If you expect to sell your home in the next few years, you may be wondering about home improvements that add value to your home. Here are eight tips to help you choose value-added home improvements.
  • Eleven Tips for Buying Expatriate Health Insurance
    9/22/2009
    If you will be living outside of the U.S. for an extended period of time, be sure that you have the health insurance coverage you need. For stays of over six months, you might want to investigate expatriate health insurance.
  • Tips for Buying a Dishwasher
    9/21/2009
    Before buying a dishwasher, do your homework so that you are sure to select one that best suits your lifestyle. Here are 10 dishwasher buying tips.
  • 26 Reasons to Take Up Biking
    9/21/2009
    If you haven't ridden a bike since you were a kid, maybe now is the time to get in the saddle again. Here are 26 reasons to take up biking.
  • The Health Benefits of Arnica
    9/21/2009
    Arnica is a mountain plant whose flowers and roots are used to make topical pain-relief remedies. Here are seven things that you need to know about the benefits of arnica.
  • Men's Fall Exercise Clothing Essentials
    9/21/2009
    For working out on chilly fall days, you need warm exercise clothing with high-performance features like moisture-wicking fabric. Here are 5 men's fall exercise clothing essentials.
  • Women's Fall Exercise Clothing Essentials
    9/18/2009
    As temperatures drop in the fall, you'll need warm exercise clothing with high-performance features like moisture-wicking fabric. Here are 5 women's fall exercise clothing essentials.
  • Understanding Gap Car Insurance
    9/16/2009
    If you are buying or leasing a new car, you may need gap car insurance. Here is what you need to know about gap coverage, including common gap car insurance exclusions.
  • Five Ways Life Insurance Can Pay Off Before You Die
    9/16/2009
    These five life insurance policy riders can pay significant financial benefits during your lifetime.
  • Twenty-Four Ways to Save on Homeowners Insurance
    9/16/2009
    Insurance on your home is a necessity, but overpaying for it is not. Here are twenty-four tips for homeowners insurance savings.
  • Save on Insurance by Going Green
    9/16/2009
    You may be able to help save the environment and save money on homeowners' insurance and auto insurance at the same time. Here are three ways to get insurance discounts for going green.
  • How to Save on Dental Costs
    9/13/2009
    Many Americans don't have dental insurance, and even those who do are often shocked by their out-of-pocket costs. However, there are ways to save on dental care costs. Here are ten tips for managing dental costs.
  • What to Do If You Become Ill While Traveling in the U.S.
    9/11/2009
    Becoming ill when on a trip is every traveler's nightmare. Here are seven tips to help you prepare for and deal with illness while traveling in the U.S.
  • Tips on Maximizing Student Financial Aid
    9/11/2009
    With college costs climbing steadily, maximizing your student financial aid package can be as important as getting in the right school. Here are 6 tips for maximizing student financial aid.
  • Saving Money on College Visits
    9/11/2009
    While the college tour can be a great way to get to know a school better, it can be expensive. There are many ways to cut costs on college visits. Here are 10 tips for saving money on college visits.
  • Tips for College Freshmen
    9/10/2009
    Attending college for the first time can be both exciting and scary, but there are ways to get the most out of the experience, both educationally and personally. Here are nine tips for college freshmen.
  • Tips for Fall Lawn Care
    9/10/2009
    Fall is the time to prepare your lawn for winter and to take steps to ensure a lush and healthy lawn in the spring. Here are 10 tips for fall lawn care.
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  • 10 Tips for a Successful Halloween Scavenger Hunt
    9/10/2009
    To hold a successful Halloween scavenger hunt, be creative and, at the same time, don't forget safety. Here are 10 tips for a Halloween scavenger hunt.
  • Comparing Student Financial Aid Packages
    9/9/2009
    Comparing student financial aid packages from different schools can be tricky. Here are eight tips to help ensure that you are comparing apples to apples when making this important decision.
  • Five Ways to Update Your Wardrobe This Fall
    9/8/2009
    There are many ways to update your wardrobe easily and affordably this fall. Just add versatile pieces like an updated cardigan with contemporary styling, a classic short jacket, skinny pants, a metallic handbag or a slim belt.
  • Fall 2009 Handbags
    9/8/2009
    Give your wardrobe a boost this fall with a new handbag. You'll find plenty of choices in the fall 2009 handbag collections. Among the best fall 2009 handbags are versatile handbags in neutral colors, exotic prints and stylish metallics.
  • Favorite Fall 2009 Fashion Looks
    9/8/2009
    Fall 2009 fashion looks include many styles that you can easily integrate into your existing wardrobe to give it an updated, contemporary perspective. Three of my favorite fall 2009 fashion looks are bright colors, slim silhouettes and layers.
  • Halloween Activities for Dads and Kids
    9/4/2009
    If you are a dad who wants to spend more quality time with your kids this fall, consider these 5 Halloween activity ideas for dads and kids.
  • How to Avoid Food Allergies at Halloween
    9/3/2009
    If you have a child with food allergies, Halloween can be a challenging time. However, with a little care and planning, your child can safely participate in the Halloween fun and excitement. Follow these 10 tips to avoid food allergies at Halloween.
  • Dealing with Kids' Halloween Phobias
    9/3/2009
    For children who have Halloween phobias, this holiday is a time of fear and anxiety. Here are 10 tips for parents on how to deal with it.
  • Natural Remedies for Colitis
    9/2/2009
    There is no cure for colitis, but there are a number of natural remedies for colitis that can help to ease the symptoms of some sufferers.
  • 5 Winter Honeymoon Destinations 2009-2010
    9/1/2009
    Winter honeymoon choices often come down to a decision between tropical sun or powdery snow. If you are planning a winter 2009/2010 honeymoon, one of these 5 destinations is sure to be right for you.
  • Alternative Medicine for Morning Sickness
    9/1/2009
    Many pregnant women seek natural remedies for morning sickness. Here are five natural remedies for morning sickness that have provided relief for many mothers-to-be.
  • Natural Sinus Infection Remedies
    9/1/2009
    Sinus infections bring thousands of Americans to the doctor's office each year. A serious sinus infection should be treated by a physician, but for less severe cases, there are natural remedies for sinus infections that you can use at home.
  • Natural Treatments for Cardiovascular Disease
    9/1/2009
    There are numerous alternative therapies for cardiovascular disease, which is a leading cause of death in the U.S. You should discuss natural treatments for cardiovascular disease with your physician before incorporating them into your health routine.
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