Marie Duffoo
Marie owns Miami Writing Machine and Duffoo Financial Services Co. with her husband and also owns Sitters to Go, a Miami based Nanny agency. She is a writer and copyeditor specializing in topics that focus on employment, career, finance, customer service, real estate and her real passion - animals.
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- Contributor since
- 4/3/2009
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Northeastern University, Boston, BA Business, Minor in JournalismMotto
"Worry about today; the future will take care of itself."Favorites
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First Person: Pulse on the Miami Real Estate MarketMost of Miami's lush tropical landscape has changed drastically. Pink plastic flamingos on front lawns are painfully being replaced by red foreclosure signs. Is there hope in sight?
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Finding Lost Pets - What Happens when They ReturnBringing home your best friend might need more planning than you thought!
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Short Sales Vs. REO Vs. Foreclosures - What You Need to KnowYou might be able to find the bargain you've been dreaming for, but be prepared for long waits and plenty of red tape.
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Review: Pet Heaven Memorial Cemetery, Miami FLLast goodbyes are never pleasant, but Pet Heaven helps to make the transition a bit less painful.
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Review: Best Buy Geek Squad, Pinecrest, FloridaGeek Squads differ tremendously from location to location! If you have experienced bad service from one group somewhere, try this Pinecrest location. They are the best!
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Selling on Amazon MarketplaceDirections can be hard to find and "customer service" is surprisingly unhelpful! Before getting excited, find and read the fine print.
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Job Hunting: Learning Self Promotion is KeyThis is not the time to be shy! Advertise your resume site, print brochures, and learn how to talk to strangers! You never know where you'll meet the one person you've been waiting for!
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Hair Treatments: Brazilian Keratin vs. Garnier Blow Dry ProtectorYou may never be able to completely tame the frizzies, but these are some options to reduce damage while providing decent results.
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Dragon: Voice to Text SoftwareDon't know how to type? Maybe you type too much and it's a physical drain? Whatever the problem, Dragon will be the solution.
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Most Important Software Programs for Every Type of BusinessDon't let simple mistakes undercut your true abilities at running a business. Here are some software solutions to help you keep track of everything that is vital to your business success.
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Review: Family DollarThis is a great way to save money without the sacrifice!
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Mortgages: The Importance of Being PrequalifiedIf you aren't sure you can actually obtain a mortgage, don't waste everyone's time trying to negotiate a deal.
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How to Clean Kitty's EyesCats are some of the cleanest creatures on earth. However, they frequently have problems properly cleaning their eyes. Here are some tips on how to help them.
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10 Ways to Use Social Media to Land Your Next JobForget the cover letters and boring resumes! Buy yourself a smartphone and get "hooked up".
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Teaching Kitty to Walk on a LeashThe wrong collar can cause everything from minor irritation to major damage or death. Learn what you need to do to keep your pets safe and comfortable.
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How to Land Your Dream Job in a Tough EconomyIf you're following the job hunting rules of the 20th century, you'll need to upgrade your thought process FAST if you really want to find that perfect job, especially in a tough economy!
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Review: Whiskas Purrfectly (with Chicken and Salmon) '" Dry Cat FoodIf your cats are like mine, you'll need to stock up so you don't run out at the worst possible moment! Healthy and tasty are just the beginning!
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Finding the Perfect Nanny JobChanging careers is sometimes the only way to get back into the job market. For some, becoming a nanny is the logical choice. This is not a low level career choice; but rather, a highly skilled job that is frequently undervalued in the work place.
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Interviewing a Nanny: What's Important to KnowThere are more important things to be worrying about during the interview than what she knows about microwaving chicken fingers and has she ever had a speeding ticket!
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The Truth About Drop Shipping: Can You Really Make Money Online?Before handing over your hard earned money with the promises of unlimited income in your new internet business venture, do your research!
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Why Does My Cat Spray?Spraying is annoying, smelly and probably one of the most difficult behavior problems to deal with. Learning why your cat is spraying is half the battle.
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Teaching Your Kitty Where to ScratchBehavior does need to change, but if you think it's going to be your cat's, think again!
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Applying for a Mortgage in Today's MarketLong gone are the days where a steady job and good credit helped you buy a house. In an economy where lenders are afraid of increasing their risk portfolio, you still might have a chance even with what they'd consider lower than normal requirements.
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Choosing the Best Pet FoodExpensive doesn't necessarily equal quality. You don't need to try to fool Mother Nature, or your pets, with some of these high end concoctions full of vitamins and minerals and active bacteria for better gut functioning!
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What's Next After Unemployment Insurance Runs OutYou do have some very realistic options if your last unemployment check has come and gone, and they don't necessarily entail moving back in with your parents!
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Home Insurance - When to Consider a Public AdjusterInsurance companies exist to make money, not to bend over backwards to keep customers happy. Remember that the next time you have a significant claim on your homeowner's policy! You don't need to go it alone, though.
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Budgeting Tips on a ShoestringCan't always find the money for the large bills at the end of month? Here's a trick I have shown many of my clients and they are finding it very helpful.
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Outdoor Cats - Keeping Them HealthyIndoor cats can suffer from almost as many problems as outdoor cats, so don't assume that keeping your beloved furball inside is any guarantee against problems. However, knowing when to head to the vet and when to play doctor is important.
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The New Age Resume: Think GloballyNeed a job? Chances are your next employer won't be down the street! Impressing someone half way around the world is a whole different ball game! -
Euthanizing Your Pet: Knowing When It's Time to Say GoodbyeSaying goodbye should never be an easy decision, but it should always be the right one. -
The Truth About TNR: Trap Neuter ReturnTraps intended to attract stray cats who need to be neutered frequently end up capturing animals who languish for days without food or water.
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Getting Out of Debt: Fact and FictionPaying off your bills might sound like a dream come true, but for many, it can turn into a nightmare.
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The Truth About Employment ReferencesNo one cares what your old boss thought! Prospective employers are now locating anyone who'd like to talk about you - no matter how much or little they know! -
Review: Brazilian Keratin Hair TreatmentListen up, frizz heads! This is the answer you have been waiting for! -
Review: ExquisiCat Enviro-Friendly Pine Cat LitterAfter trying this product, I am convinced the makers of this supposedly eco-friendly kitty litter have never had cats! -
10 Steps to Avoiding Investment ScamsDon't believe for one minute that just because it's your nephew or old college roommate touting a new investment that it is on the up and up! -
Is it a Cold or Allergies?If you tend to be sick all the time, you might not be a sickly person, you just might have some severe allergies that need to be treated accordingly.
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Buying Stocks as the Market TumblesJust keep in mind that what goes down doesn't necessarily go back up again! Don't throw good money after bad. -
Termite and Pest Control: Read Your ContractsProfessional exterminators might be your only hope when it comes to regaining control of your happy home, but before committing to long term contracts, make sure you know what you're getting into. -
Affordable Wedding GiftsIf huge checks or expensive cappuccino machines just aren't in the budget, you can still gets OOHS and AHHS with these simple yet extraordinary gift ideas! -
Guide to Cats and Household PestsKeeping kitty safe during the summer as bugs and other critters multiply inside and out can be tough! Keep her out of harm's way with a few easy tips. -
Do You Need Life Insurance - How to DecideNot everyone needs it or should have it. How can you tell if you are one of the people who has made the wrong decision - either way?
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Summer Treats for Your PetsKeeping your pets cool is one thing, but understanding their strange foibles can be quite another.
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Is Your Pet Ready for the Hot Summer Months?Your pets don't enjoy the heat any more than you do! Don't forget them when you find ways to cool off during the hot summer months! -
Cell Phone Product Service PlansYou may not believe in product service plans, but when it comes to expensive cell phones, it's a must!
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Becoming a Freelancer: How to Price Your Jobs and Make More MoneyFreelancing could help you make the difference between paying your bills or finding yourself in financial ruin. There are some tricks to making it work, though. -
Miami: Preparing Pets for Hurricane SeasonBuying extra water and batteries is all good, but your pets need special care! Don't wait till the last minute to find out your pets' lives are in danger because you didn't plan ahead. -
Hidden Dangers to Grilling Your FoodThere's more to worry about than the internal temperature of your chicken or how rare the steak might be!
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Bringing Home a StrayAdding a family member can be simple and rewarding if you follow these simple guidelines.
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Miami Home Security Systems - Beware of ScamsBe very cautious about whom you share personal information over the phone - especially when it comes to home security.
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Lying on Resumes: Helpful or Hurtful?Lies, embellishments, exaggerations - whatever you call them, they will hurt you. No longer viewed as simple no nos, these can now ruin careers and cause problems never even heard of a few years ago. -
Kitty Toys - Keeping Your Cat SafeThe most fun looking toys can turn into the most dangerous and lethal. Before leaving kitty alone with anything, make sure you know the consequences. -
Paying Your Kids' College Tuition - How Much is Enough?Who knew 16 years ago that colleges would now cost more than you paid for your first house? Explore your options and understand your real commitment.
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Will Forced Health Insurance Lead to More Foreclosures?With mortgage defaults and home foreclosures at historical highs, adding even further financial burdens on already struggling families could possibly add to the financial strain already being felt...
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Rats: the Perfect PetIf you love company, have minimal space, and don't want the expense of having a larger animal, rats can be an amazing choice!
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Clipping Kitty's Nails: Training TipsMaking sure your beloved furball has the perfect manicure could mean plenty of training for both you and her!
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Flea Control in Multi-Cat HouseholdsKeeping Fluffy flea-free might seem almost impossible, but what happens with more than one cat?
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10 Things You Need to Know Before Hiring a NannyThere are things you should be aware of before making a decision that could affect her and the entire family. Know your rights.
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Hiring a Nanny: Trial PeriodsLetting a nanny and a family decide whether the new job is a good fit is a much better option than having a nanny "guaranteed". Here's why.
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Review: ROC Pore Minimizing Cream CleanserA surprising find! This gentle exfoliator delivers more than what it promises!
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Duties of a NannyHaving owned a nanny agency for over 16 years, I can help parents and nannies alike define their exact duties and expectations.
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Review: Tax Act - Buyer BewareDifficult to use for all but simple filings, and unexpected charges thrown in make this the worst tax prep product on the market in my estimation!
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Tassimo Vs. StarbucksI had to decide between a cheap, awful cup of coffee and an expensive alternative. What was the outcome?
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Miami - How to Get a Property Tax AbatementReal estate taxes in Miami are not based on home values, so they aren't plummeting with your home value! In Many cases, they are going up. Here's how to get help.
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Foreclosures: Possible Tax and Liability ImplicationsGiving up your home and getting rid of those high mortgage payments might not be the end of your financial woes!
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Real Estate: How Will the Addition of Handicapped Facilities Affect My Future Home ValueA handicapped ramp, large doorways and large security handles might be wonderful for some, but a deal breaker for others.
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Review: PedEgg Vs. CVS Store BrandA side by side comparison of almost identical products that provide very different results.
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Help Keep Aging Parents IndependentWhen moving them or using a retirement just isn't an option, here are technology choices that might make everyone feel safer.
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Working Temp: the New Career PathCompanies who "downsize" don't always do it because they're broke! They frequently hire back employees and temps to fill the empty job slots. Why? It's cheaper!
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Review: Bellante's Pizza and Pasta, MiamiFor great food at unbelievable prices, this is definitely one of Miami's best kept dining secrets!
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Selling Your Own Home: the All Important ContractLearn how to manage the entire sales process by having a contract specifically written for you.
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Alternatives to Bankruptcy: New Laws Make it TougherThe new bankruptcy laws make this choice much less attractive than it was a few years ago!
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Government Sponsored Loan Refinancing - Can You Qualify?No matter how much the government may be trying to help homeowners, they are making it as difficult as possible to apply for and qualify for some of these programs.
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Job Hunting: Marketing Yourself GloballyCompetition out there is fierce. And that's just in your local community! Think about the companies who are recruiting all over the world! Can they find YOU?
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Mortgage Problems: Is a Deed in Lieu of Foreclosure Worth Considering?This concept has been around for decades, but only recently has come to the forefront of the crippled housing market as homeowners struggle to find mortgage relief and solutions. But - is it the right choice?
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Psychic or Psycho: Can Your Child Really See Dead People?We may not "believe in ghosts" but that doesn't mean they don't exist. Listen to your child when he says he is experiencing something.
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Job Hunting: Go from Unemployed to Self-EmployedDon't let your local economy dictate your future success.
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Legal Reasons to Consider MarriageYou might find out the hard way that if anything happens to your life long partner, you have absolutely no rights! If you are in a long term relationship, it's time to face facts.
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Pet Insurance - Pros and ConsInsurance comes in handy with unforeseen emergencies, but how much should you spend for this kind of coverage? What are your options?
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When Pets FightFights might seem normal among pets, but when injuries occur, should be ignore them or step in?
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8 Important Uses for Google EarthSeeing the world for free is cool, but actually finding valuable uses for this technology was surprising!
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What Should I Do with My Pets When I Have Company?Would you let guests tell you how to manage your children? Of course not. Then don't let them tell you how to manage your pets when they visit.
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Understanding Paint Colors and ShadesMost mistakes happen because people don't quite understand the science behind the color wheel. Learn your colors, have perfect results each time.
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Strategic Defaults: Should You Walk Away from Your Mortgage?Learn the reasons why you should never walk away from a mortgage willingly.
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Choosing a Pet SitterFinding an excellent pet sitter can be more difficult than finding a good babysitter. Your pets will be happy to help you make the right choice! Listen to them.
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Pets: Important Tips for Keeping Them SafeThere are many more concerns than just pet proofing your home! And sometimes we learn the hard way about what kind of trouble they can get into.
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Pets: What to Do When You Can't Keep ThemHaving a pet is a lifetime commitment; they depend on your for love and care no matter what. Don't let them down.
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Review: Bed Bath and Beyond, Kendall StoreSpecial orders are a specialty, and customer service couldn't be better.
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Homes Selling Below Market Value - What to Be Aware OfExpensive repairs on that super affordable new home could force you into financial ruin!
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Buying Property at AuctionFinding great deals in short sales and foreclosures might sound like the perfect way to find your new home, but think twice before spending a penny.
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Best Coffee in MiamiWhen it comes to value and consistency, I was surprised at what I found!
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How to Choose a DishwasherDishwashers are not created equal. Understand your needs before deciding on a new model.
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Renuzit Crystal ElementsFinally, a product that is affordable, does what it promises, and creates better better aromas than anything I've tried.
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Job Hunting - Should I Use an Employment Agency?Learn the ins and outs of when and when not to rely on a staffing service.
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Review: Black and Decker Toaster Oven TR0480BSIt's pretty disappointing when you find that a toaster oven can barely handle toast.
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Save Money on Restaurant MealsEven when money is tight, eating out can still be a regular part of your life without breaking the bank. Here are simple tips and ideas.
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Who Should Do My Taxes?You might be better off to use a reliable software package instead of relying on one of those temporary seasonal tax offices nearby.
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Miami - Review of Home Depot, DeerwoodHow can a business admit they are hurting in a bad economy, yet they seem to force customers to buy from their biggest competitors?
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Review: Breathe Right Nasal StripsSevere allergy sufferers need more than a dose of menthol to get the nose working again, yet it seems that's all these strips can offer.
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Miami - Fabulous Fashions for Over 40Dressing your age doesn't need to mean polyester pant suits and orthopedic shoes! Learn how and where to shop and you can look fabulous at any age.
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Miami: Should We All Speak Spanish?Until Miami is annexed by another country, why don't we just all speak English?
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Review - Strap Perfect: The Ultimate Bra Strap SolutionIt must have been a man who developed these things, because they are impossible to use!
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Miami Restaurant Review - Mama Mia'sI thought I had found a local treasure, but needing to use plastic forks on a dinner that costs more than the Outback, really made me think twice!
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Applying Foundation - 10 Steps to a Flawless FaceThere are so many choices to be made nowadays that many of us end up with a daily makeup routine that does us no justice at all. However, it's not difficult to look beautiful all the time with the right prep work.
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Miami Pets - Cold Weather Tips for Health and HappinessAs Miamians learn to adapt to the recent freezing temperatures, many animal lovers forget their pets need special attention too.
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Miami - Learning to Survive the ColdWinters in Miami used to be unremarkable, averaging 10 degrees lower than summer. Recent studies indicate these days are gone and local residents will need to learn how to cope!
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Top Kitty Litters for Multi Cat HouseholdsJust about anything will work for one kitty, but when you have an entire menagerie to deal with along with occasional visitors, you need special help!
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The Ideal Diet for Your Cat - Myth and RealityFeeding your kitty takes more common sense than professional advice.
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Review: Ghirardelli Chocolate with Raspberry FillingDid a leading chocolate supplier need to change ingredients, making their chocolate bars less than heavenly?
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Affordable and Easy Kitchen and Bathroom Cleaning - 10 Steps to PerfectionCleaning doesn't need to take hours a day nor do you need to pay a fortune for special products!
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Review: Brother 495cw - Wireless All-in-One Printer/Fax/ScannerFor less than the price of a decent dinner, you can literally have it all in one perfectly functioning machine!
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Review: Sephora Beauty StoresTired of wandering from cosmetic counter to cosmetic counter, only to be pressured into products you don't need or want? Sephora has it all, with expert cross trained beauty advisers ready to help.
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Hair Serums - Help for Frizzy HairAlthough I will probably never find a perfect solution, I did find that with some trial and error, blending a few products could provide some outstanding results with a little effort.
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Basic Requirements for a Building ContractorA building contractor is a necessity if you have any major renovations, but how do you choose?
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Using an Electrical ContractorIf you have trouble changing a light bulb, you'll need an electrical contractor for your upcoming projects!
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Finding and Hiring a Plumbing ContractorUnless you're a licensed plumber, forget all those do it yourself projects!
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Roofing Contractors - Pricing, Estimates and DepositsBe careful of scammers, and know your local building codes!
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Contracts and Work Agreements for Home ContractorsRead the fine print! Forget the verbal agreements even if you have to write your own contract.
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What Can a Building Contractor Do for Me?Think you do it all yourself? Think again. Mistakes cost money!
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What is a Home Contractor?No matter what kind of home improvements you are thinking, you need to find a professional experienced in the field to get the job done right.
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What is a Plumbing Contractor?Thinking about messing around with your pipes? Hire a pro!
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How to Find and Hire a HandymanYou may not need a licensed professional to help you out, but if you can't do something yourself, you should at least find a good handyman.
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The Truth About Loan Remodification ProgramsThese new programs are confusing at best and impossible for many. Learn your rights and get through the legalities the right way.
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Laptops Vs. Netbooks Vs. Smart PhonesHow much info do you really need on the run, on a regular basis? Is it time to take stock in your lifestyle, data commitments, and work load? You might be surprised at where you are vs. where you'd rather be.
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Review - Samsung T239 Cell PhoneAfter using expensive Smart Phones for over six years, this is indeed a refreshing alternative to overpriced data plans and under-functioning phones.
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The Truth About Teeth WhiteningDon't waste your money with any more over the counter products. They just aren't made to the job.
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Clorox Kitchen CleanupFinally - one product that not only does what it promises, it does more!
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How to Choose a ChardonnayFinding your "signature" wine might take some time, but it's time well spent.
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Personal Safety in Parking GaragesAwareness, diligence, and listening to your gut can help save your life.
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Laundry Tips - Save Money, Time and EnergyTime is money! Here are some time savers and money savers that still give you perfectly clean clothes without needless time consuming tasks.
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Review: Tide Stain Release ProductsAvailable in three formulas, you may need to try a few before deciding on which works best for you. Overall, affordable and effective.
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Review: Pantene Relaxed and Natural ProductsThis is probably the only product line that fixes multiple hair issues with one product only. Not only for women of color, these shampoos and conditioners can be used by anyone.
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Affordable Family Fun in MiamiMiami can be super expensive, but there are many things you can do that won't break the bank.
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The Truth About Payday LoansThis form of legal loan sharking can cause financial ruin! Think before you leap, and learn the facts about this burgeoning industry that has crept from dark back alleys into Main St. storefronts.
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Realistic Tips for Saving Water and MoneySaving money and water can be easy with a few simple changes. Also, learn the truth about changing your toilets!
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Secrets to Coupon SavingsLearn how to double and triple your coupon savings by matching with in store specials.
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Review: Swiffer Wet Jet Mop and AccessoriesAfter all the upgrades and design enhancements, is the mop really better than its predecessor?
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Review: Finish Dishwasher TabsThey do a great job with the full length cycles, but everything else leaves leftover streaks.
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Review: Duncan Heinz Milk Chocolate BrowniesWhen a group of five year olds decides that carrots would have been a better dessert, you know there's a problem!
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Shark Steam Mops - Don't Waste Your MoneyNot only did the mop die soon, its replacement was just as useless. And so is the Shark customer service department!
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Hoover SteamVac All TerrainDo your rugs a favor! A bit bulky, and pretty noisy, but a remarkable machine nevertheless.
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Shark Cordless Swivel SweeperDoes the job but might be a bit overpriced.
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Understanding Your Tax RefundYes, it's possible to have allowable deductions that just won't help you out!
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Choosing Products for Adult AcneBorrowing your teenager's acne fighters will do you more harm than good. Find products meant for your skin at your age.
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Having a Parent Tested for Alzheimer'sSometimes the most stressful part of this adventure is just getting your parent to the doctor. But, then what?
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Loreal's Age Perfect Tinted Moisturizer - Product ReviewFinally there is a product that has managed to combine everything we need into one bottle.
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Loreal Skin Genesis Pore Minimizing Skin Re-smootherOily skin? If you have spent too much on products to be rewarded with results that were, well, nonexistant - there is hope. And it's affordable!
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Loreal's Skin Genesis Daily Moisturizer LotionTired of spending close to $100 for a moisturizer that doesn't even keep its promise? Loreal has an incredible line of choices in the under $25 range.
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Duncan Heinz Whole Grain Muffins - Product ReviewWhole-grain goodness is one thing, but how much should one really endure to eat healthy?
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Easy Painting Ideas, Cleanup TipsForget the messy dripping brushes and the roller pan with layers of paint dried on. Here are the solutions to cleanup that you've been looking for!
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Things You'll Need for Your First ApartmentThat first breath of independence is wonderful, but if you aren't totally prepared with the little things, you'll be frustrated to say the least.
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10 Steps to the Perfect Paint JobPainting is only easy if you do it the right way.
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Behr Premium Plus Ultra PaintIf saving time and money is your goal for your next painting project, this is the paint to use!
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Rent to Own Vs. Buying at a Higher APRBad credit doesn't mean you have to be taken advantage of by these "rent to own" stores. You do have options!
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Is a Condo a Good Investment?Think before you buy! You have no control over condo fees, and no control over how the property is maintained! And it can cost you a fortune to find out.
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Should I Pay to Have My Business Registered with the Better Business Bureau?As a small business owner, I was frankly quite suprised to find out how little an expensive membership really provides.
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Should You Use Mineral Makeup on Oily SkinOily skin is high maintenance, but minerals might cause even more problems.
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Comcast Internet - a Comparison of Their Three Service LevelsStop overpaying for something you don't need, and they don't deliver.
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Do Spoiled Children Become Poor Money Managers in Later Life?Teaching your children they can have whatever they want without earning it can have dire consequences on their adult years.
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Learning to Live with Your CatStop trying to train your cat! Pay attention to what he wants, follow his instructions, and life will be easier for everyone.
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Is Bankruptcy Your Only Option with the New Laws?Bankruptcy is no longer the panacea many have been able to resort to in the past. The stigma remains but the results offer little relief in many cases.
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Pledge Fabric Sweeper for Animal FurTired of cleaning up after your little fur balls? Relief is here!
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Prevage AntiAging Treatment - Is it Worth the Money?If you have some minor wrinkles and sagging, this may be the answer before trying super expensive prescription creams.
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Should We Have Joint Accounts?Together is one thing, but joint accounts is quite another. If sharing is your priority, you have options other than joint accounts.
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Preparing for a FloodWhether you believe it can happen or not, you should always be ready to save important papers and leave your home in a moment's notice.
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Preparing for Tax SeasonPreparation is key! It won't help to wait to the last minute, so here are some quick tips on getting it all together on time.
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Should I Improve My Home to Move in My Relatives?Moving in your brother and his family might be necessary, but should it cost you a fortune in renovations?
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How to Prepare an Effective Online ResumeEveryone knows to check for typos. If you really want to get results online, you need to understand the technology and the psychology behind the concept.
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Pricing Your Home to Sell in Any MarketRelying on comps alone could very well be the worst decision you make as you try to find a buyer.
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How to Tell If Your Pets Are SpoiledIs little Fido acting up? Or has Fluffy decided that your pillow is the only place to sleep?
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Urine Gone - A Pet Owner's PerspectiveThis might be a good product for human incontinence, but it leaves a lot to be desired when it comes to household pets.
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Is Your Cat Spraying or Urinating?Being able to distinguish between the two will help resolve the problem.
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Are Cats Truly Solitary Animals?Just because your cat is alone doesn't mean he wants it that way.
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Knowing when to Put Your Pet to SleepYour pet will help you make this very painful decision. Pay attention.
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Why Do Cats Spray?Have you lost control over your furry friends? Do they seem to be running the house? Or are they ruining the house? They are merely pointing out your mistakes. Listen and learn!
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What to Do with Those Unwanted Holiday Gift CardsBefore giving them away to friends and family, or losing them in a junk drawer, think about these options - and make someone else really happy.
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T-Mobile Customer Service - The Best in Class AwardIf you are tired of horrendous service, rude people, and bad connections - change over to T-Mobile. You'll never look back!
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Are Your Credit Card Rates Spiking?Forget those 0% APR deals! Credit card companies are hurting right along with the rest of us and they are dying to find ways to charge you more!
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Mortgages - Do You Have a 5 Year ARM?Refinancing might not be necessary. Wait and see is the way to go.
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How to Challenge Credit Report ErrorsCredit bureaus might be challenging to deal with, but you have rights, and if done the right way, you can have problems fixed.
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Are You Financially Prepared for a Catastrophe?Reacting will never provide the same results as being proactive. How safe can you feel?
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Should I Walk Away from My Mortgage?Just because your home has decreased in value doesn't mean you don't have to pay for it. Walking away can cost you more than you think.
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Customer Service - Your Real ProductYour customers will be happy to let you know if they like doing business with you! And you won't need to conduct a survey.
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Buying CDs - a Safe Haven or Bad Investment?Tiny APRs compounded with severe early withdrawal penalties could turn a simple CD in a major liability.
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Energy Saving Appliances - How Much Can You Really Save?Does going green really save you much green? You'll be surprised!
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Understanding Your FICO ScoreThe credit bureaus certainly don't tell us how they come up with the exact numbers, but here are some tips on how to keep the numbers looking attractive.
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Do You Know Your Net Worth?Living in splendor does not mean you have money in the bank! Know the difference, and know when you're in trouble.
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Increasing Your FICO ScoreSome easy steps to take to get your FICO score where it should be.
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Are You Paying Too Much for House Insurance?Yes, you can become needlessly overinsurued! Learn where and how to make your money work for you.
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Where Does My Paycheck Go?If you look forward to pay day like a puppy looks forward to his dinner, you are in serious trouble indeed!
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Figuring Out Your Net Worth - Rule #1 for Any Financial PlanKnowing what you're worth is vital for your financial well being.
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How Can I Find a Job When I've Never Had One?Find a job in any economy even with superb credentials can be a time consuming, frustrating process. What happens, though, to folks who don't have these same qualifications? Is there hope?
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Refinancing a Car LoanBefore turning in a car you love because the payments are too, try refinancing the loan first! Could save you a bunch of cash!
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Getting Ready to Apply for a MortgageIn this economy, you'll need more than copies of tax returns to get that final approval!
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Loan Modification ScamsDon't get scammed by a third party who says you can't apply for a loan modification on your own.
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VA Loans - Can You Qualify?Being a veteran might make your loan process go smoother, but will it make your monthly payments easier to handle? Maybe not!
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What is a Reverse Mortgage?Recently a very popular choice with seniors on a fixed income, it may not be the panacea it's made out to be.
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What is an FHA Mortgage?With the real estate and housing industries now in the spotlight, we are becoming more aware of what our mortgage choices might and might not be.
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Compare Auto Warranties Before Buying a CarNot all car warranties are the same, and some of the high end luxury vehicles come with some very disappointing manufacturer warranties. Compare before you buy.
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Car Loans - I Have No Job but I Need a CarGetting your car might not be out of the question.






