James Colbert
A Bachelors Degree in Finance and an MBA with a concentration in Finance. I also have many years in the banking industry in various levels of retail bank management as well as experience in workflow software implementation for buy side financial management firms coast to coast.
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Displaying Results 1 - 56 (of 56) for All Content
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Christmas SlumberA short whimsical haiku which illustrates the joy and rest of Christmas eve.
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Albany Bar Scene: The Washington TavernA broad overview of the scene at The Washington Tavern. What can you expect when you go and why should you make the trip.
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How to Find Fresh Fish in Albany NYA review of the few fish markets that happen to be in and around Albany NY. Who is the best and carries the best selection? You'll be surprised.
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An Honest Review of Trustco BankA broad overview of all thats good and bad about banking with Trustco. What is great and what do they need to improve.
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Royal India: Unexpectedly DeliciousA look at royal India on Central Ave. in Albany, NY. Reasons I was scared to try it and many more reasons why I'm glad I finally did.
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Picking Plants for Your Water GardenA quick overview of selecting the appropriate water plants for your outdoor water garden. The four basic types of water plants and the benefits and drawbacks of each.
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A Guide to Buying a Gift for the Scotch EnthusiastA simple beginners guide to buying a nice bottle of scotch. Tips and simple terms to know before heading out to the store.
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Home Remedies for a Sick CatA few tips for cats that are experiencing some constipation, or just not eating and seeming lethargic.
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A Beginner's Guide to Six SigmaA guide to understanding the basic framework of six sigma quality control. No statistics or professional jargon, just a straightforward look at the goals and method of six sigma quality management.
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Albany, NY Bar Scene: Cafe HollywoodA look at what sets Hollywood apart from the other bars on Lark Street. Reasons to go and reasons to stay home.
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A Simple Look at Business ForecastingA straight forward look at how a forecast is made using past time series observations. Simple descriptions of time series patterns and what they will mean for your forecast.
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Albany NY Bar Scene: The Lionheart PubA review of all thats good, and all thats gross, about the Lionheart in Albany, NY.
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Risk and Capital Asset PricingA basic look at capital asset pricing. This article touches on Arbitrage price theory and the capital asset pricing model.
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How to Use Present Value to Determine the Best InvestmentThis article looks at present value of investments in very simple terms. It will teach you in a basic way how to look at the best possible use of your money by determining what each respective investment would be worth today.
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Determining the Interest Rate of an Investmentthis article utilize present and future values to aide you in determining the discount rate, or interest rate earned by a given investment.
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How is a Nominal Interest Rate ChosenThis article looks at real versus nominal interest rates, and how institutions arrive at the nominal rate of interest they need to charge on a loan to receive their desired real rate of return.
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El Loco: Albany, NY's Mexican American Hot SpotA look at El Loco. What is the menu like? How is the wait? What Can you expect when you go there for dinner?
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The Albany NY Bar Scene: Mahar'sA look at Mahar's Bar located in the Pine Hills Neighborhood of Albany, NY. The good and the bad, take it or leave.
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Albany NY Bar Scene: JuniorsA look at Juniors Bar In The Pine Hills Neighborhood Of Albany NY. A good spot to catch a game and get a cheap drink.
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Salsa Latina: Delicious Authentic Mexican in Albany NYA review of Salsa Latina, located on Central Ave. in the heart of Albany NY. A look at the good and bad, although it's mostly good.
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Albany NY Bar Scene: Graney'sA look at all thats good and not so good about spending a night at Graney's in Albany, NY's Pine Hills neighborhood.
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Albany Bar Scene: The Oh BarThe Oh Bar is Lark Streets main Gay establishment. What are the good and bad things about the bar, and what can you expect when you go.
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Albany NY Bar Scene: Lark TavernA brief overview of whats good and bad about Tess' Lark Tavern in Albany, NY. What you'll like and the things you'll want to avoid.
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How to Measure Forecast ErrorA guide to help measure forecast error in order to help you improve your future forecast. Written with as little B.S. and technical jargon as possible to help everyone understand how its done and what its good for.
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Pond Lighting and AccentsThe basics of choosing pond lighting and setting up a fogger to add a little extra something to any pond or outdoor water feature.
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Creating an Outdoor WaterfallA beginners guide to setting up a simple outdoor waterfall for your outdoor pond or water feature. Some simple steps and tips to get you up and running.
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How to Choose a Pump for Your Waterfall or Water FeatureA simple guide to finding the right pump when building an outdoor water feature. Tips on selecting the right flow rate for the right project and where to look for the pump itself.
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How to Build a Basic Water FeatureA quick guide to building your first outdoor water feature using a prefab pond. Simple step by step instructions.
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What Stock Should You Buy?A simple and broad look at risk aversion, and the risk premium associated with a new investment. Provides definitions and examples to help the rest of us understand.
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Futures ContractsAn overview of future contracts, the market and the dangers of buying them when uninformed.
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Stock OptionsA broad overview of stock options. A description of call and put options with non-financial examples to help the rest of us understand a little better.
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Vans Vietnamese in Albany, New York - Restaurant ReviewA review of Vans Vietnamese Restaurant on Central Avenue in Albany, New York.
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The Sake Cafe - Delicious Sushi in Albany, New YorkA review of The Sake Cafe in the Pine Hills Neighborhood of Albany, New York.
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A Beginner's Guide to CampingA quick overview of the supplies you'll need for your first camping trip, and a couple of simple pointers to make sure you enjoy it.
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Arbitrage in the Real WorldA real-world look at arbitrage theory, simple examples from everyday life and a look at where it's possible in high finance.
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Real Rate of Return on Your InvestmentsA simple look at the effect inflation has on your investments. An important factor in determining how your portfolio has been performing and what changes you need to make in the future.
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Types of Securities MarketsSecurities markets are not as straightforward as you think. This is a broad overview of the types of markets in which securities are bough and sold which will give you a good idea of what goes on outside of the New York Stock Exchange.
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How to Pick a Mutual FundWhat mutual fund should you invest in? This article will give you a broad overview of the types of funds available and the goals of each of these types.
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I'm Dreaming of a Cheap ChristmasLearn some simple ways to cut costs during the holiday season. Gifting doesn't have to put you in the poor house.
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Holiday Celebrations on a BudgetHow to keep sane during the holidays but keeping the strain of overspending off of your wallet and your life.
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Snowboarding for BeginnersThis article gives you a quick overview of what you need to start snowboarding, from equipment to skills you all ready have that may transfer to your new sport.
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Micro and Macro EconomicsAn overview of the difference between micro and macro economics.
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Easy PhilanthropyA little bit about how to be giving and charitable when there's not much to give.
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Celebrating Labor DayA history of labor day and its traditions and meaning.
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The Cheapest College TextbooksAn overview of the difference between international edition textbooks and textbooks made for US markets. Also the legal ramifications of purchasing international textbooks.
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Compound InterestA description of calculating compound interest versus non compound interest and the difference that occurs in the two over long periods of time.
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Inflation and Real WagesThis article covers some myths about purchasing power and wages during times of inflation. Prices and wages are seen to rise at the same time historically with few exceptions.
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Unemployment InsuranceAn broad overview of Unemployment Insurance practices, and its benifits to society.
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What is a Portfolio Lender?A brief review of the potential pros and cons of borrowing from a portfolio lender.
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A Beginner's Guide to the Stock MarketA brief overview of what a stock is and how a stock is bough and sold.
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Checking AccountsThis article describes what you need to know about checking accounts and overdrafts before you open an account.
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Going to Graduate SchoolRecently unemployed I figure out a way to start up school on short notice.
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Lark Street: Albany, NY's Bar SceneThis article will give the reader a general feel for Albany, NY, as well as an overview of the Lark Street area and its atmosphere.
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A Beginner's Guide to Lake FishingA simple overview of some of the basic tools and skills needed for your first fishing trip.
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Paradox Lake: An Adirondack EscapeThis article reviews the DEC owned Paradox Lake Campground, its facilities and attractions.
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An All American HalloweenMy childhood Halloween traditions. Trick or treating and trading candy.