Fed Up American

Fed Up American

The dark underbelly of America contains numerous warts, boils, and cancerous tumors, inflicted by that loathsome grimoire of madness that the elected leaders of our nation have become.

Well, I'm Fed Up and I'm not taking it any more!
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4/10/2007

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BA Business Administration and Finance

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Know The Rules Before You Play The Game

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Displaying Results 1 - 82 (of 82) for Yahoo! Voices
  • If the Credit Bureaus Had Teeth Would You Swim with Them?
    Trying to deal with the credit bureaus can be quite challenging. Imagine the most impersonal, faceless bureaucracy ever and multiply that by 100.
  • Words DO Matter
    In the days since the passage of health care reform, they've gone as far as inciting mobs to violence against their fellow congressmen and senators -- bricks thrown through windows, death threats made, coffins placed in the yards of their adversaries.
  • Have You Ever Had a Bad Internet Date?
    A recent survey showed that over 70% of those dating online are not quite honest with the person they are wooing on the internet.
  • How to Settle Your Debt with Collection Agencies for Pennies on the Dollar
    The strategy used to settle consumer debt with the collection agency differs from the techniques used in dealing with the original creditor.
  • The Emerging Identity Theft Industry
    With identity theft as the number one white collar crime in America today, an fledgling industry has opened up opportunities for entrepreneurs and con men alike.
  • Saving for the Rainy Day
    For the first time since the Great Depression of the thirties, America finds itself facing recession with consumer savings in negative figures.
  • How to Settle Your Debt for Pennies on the Dollar
    There are many different techniques that can be used to settle your debt with the original creditor.
  • Double Crossed
    Throughout history, wars have been started and people have been murdered in the name of Christianity and the Christian God. From a book that supposedly preaches "peace and love" where have people found the need to commit such atrocities?
  • A Blow for Justice - Catholics Pay Settlement
    How does one place a price on something as devastating as caused by such a trusted community leader as a priest?
  • A Bitter Taste
    An estimated 3,600,000 people attended the event over the Independence Day holiday, surpassing all previous years food ticket sales, making it the most successful Taste in Chicago history
  • What the Drug Companies Don't Want You to Know
    It seems everything these days is considered a "disease" that can magically be treated with the medication du jour your doctor prescribes. Like a common street pusher he addicts you to the medications.
  • Homeless at Home - Why Are So Many People in America Homeless?
    So many American citizens live in their cars, hotels, homeless shelters and the streets.
  • The Chicago Cubs: For Sale by Owner
    The Chicago Cubs Major League baseball team is for sale from the Tribune Company. Prospective buyers range from "Mr. Cub" Ernie Banks to Donald Trump
  • Access to Medical Care
    What this country has become since Ronald Regan established a managed health care system, is a nation that does not care about the core populace of America.
  • The Decline of America
    What happened to the America that I once loved? An America where opportunities abound and people were actually happy. The America where family values meant something and people did not have to work two jobs to make ends meet.
  • Coping with Depression - How I Won the Battle
    There can be several contributing factors for depression ranging from environment, medical conditions and genetics to a reaction to life's events and thinking patterns. Social conditions can play a major role in a person's depression.
  • How to Get Published - 10 Steps to Success
    In order to get the attention of publishers, you must make your work stand out. Publishers can literally receive hundreds of manuscripts or articles submitted every day, on various topics. How will you get the attention your work deserves.
  • Schizophrenia: The Disease of the Christian Mind?
    People diagnosed with schizophrenia suffer from problems with their thought processes. These lead to hallucinations, delusions, disordered thinking, and unusual speech or behaviour.
  • How to Challenge Your Date Updated Status on Your Credit Report
    An interesting phenomenon happens when a consumer disputes their credit reports. I discovered this when I merely ordered copies of my credit reports through "normal" channels.
  • Surviving a Stroke: A Personal Perspective
    A stroke happens when blood flow to certain areas of the brain is cut off. Brain cells are deprived of oxygen and glucose that they need to survive and they die. The effects can be permanent, if not caught early.
  • Using Credit Cards for Living Expenses
    A survey of low to middle income families reveals that families are going into credit card debt due to drops in income and unexpected expenses.
  • How to Combat Identity Theft
    In a day and age where your identity is used to judge you more than ever, your personal information has never been at greater risk and identity theft is now one of the fastest growing crimes in America, and the world.
  • How to Financially Survive a Job Loss
    The first thing to realize after experiencing a job loss is that it is only a temporary situation. Your goal is to make unemployment the shortest term possible, using your cash reserves as little as possible.
  • Financial Literacy and Education with Jumpstart Coalition
    Financial Literacy and Education was established, for the purpose of educating consumers on financial matters such as budgeting, credit, financial planning and other important issues. There are an abundance of websites willing to help.
  • Christianity and Mental Illness
    America is the most religious country of those studied in the developed world. America also has the biggest problems in terms of things like homicide, juvenile and early adult mortality, STD infection rates, teen pregnancy, and abortion.
  • How to Buy a Wedding Dress Online
    You can save big bucks by buying your wedding dress online, but it is definitely not for the faint of heart. It goes far beyond just finding the dress and entering a credit card.
  • How to Change Your Life
    I am always fascinated by people that say that they are trying to change, to turn their lives around, yet continue to do the same things they have always done, over and over again. How do expect things to change?
  • How to Rebuild Your Finances
    There could be a myriad of reasons that people find themselves rebuilding their finances. Most families are one or two paychecks away from being broke and in danger of financial ruin.
  • Striking a Chord of Emotion for Greater Sales
    When a consumer chooses to buy, do they base their decision on meeting a specific need with specific requirements? Or are there other components to the sale?
  • 24th Annual Chicago Blues Fest
    Chicago has a storied history with blues that goes back generations stemming from the Great Migration from the South and particularly the Mississippi Delta region in pursuit of advancement and better career possibilities for musicians.
  • Simple Steps to Avoid Foreclosure
    Foreclosure is the legal means that a lender can exercise to repossess your home. When this happens you must, by order of the court system, relinquish all rights of ownership and you must find another place to live.
  • Freshman Credit Crads
    There is a blitzkrieg on college campuses across America by aggressive credit card issuers that entice unsuspecting students into applying for their "consumer cocaine" with free gifts and a promise
  • How to Collect Judgments
    Judgment recovery is one business model that requires a lot of time, investment, and traveling. You can find many books on judgment recovery. However, you can really gain from someone who is in this field.
  • How to Avoid the Seasoned Credit Scam
    The idea is to have those with poor credit borrow your good credit for 60+ days as an authorized user on your credit card, then they could apply for a mortgage and pay lower rate based on your credit.
  • Your Handshake Speech
    Few people have the time to listen to a stranger more than ten seconds after they are introduced to peak their interest to continue the conversation. You must develop a ten second "pitch" that tells a person your message
  • Have You Had "The Talk" with Your Children Yet?
    Not the "sex" talk but the talk that is necessary for your children's future. The financial talk about credit and credit cards.
  • The Debt Elimination Challenge - 90 Days to Debt Freedom
    Although I believe credit to be a useful financial tool, I also believe that America, as a society, have become too dependent on credit and credit cards, using them to pay for cost of living expenses
  • How to Create an Alternate Credit File
    There have been several different methods developed over the last few decades that have allowed consumers to create a new, clean, second or alternate credit file.
  • How to Borrow $10,000 at 0% Interest
    This is a method commonly used by the rich and wealthy to borrow large sums of capital for short or long term investments. The average consumer can benefit from these secrets despite their economic status.
  • How to Build a Successful Marketing Plan
    A good marketing plan summarizes the who, what, where, when, and how much questions of company marketing and sales activities for the planning year:
  • How to Restore Your Credit After Identity Theft
    Close the accounts and follow up in writing and send copies, not originals, of any supporting documentation.
  • To Succeed in Business - Keep it Real
    When you appear on television or radio, or when you speak with an editor, express your true beliefs and let your passion show for the business you are in.
  • Is Bankruptcy the End of the World?
    Just because you have filed for bankruptcy doesn't mean you will never be able to get back on your feet again financially
  • How to Build a Profitable Business Relationship
    The term public relations consist of two words; public and relations. Relations are the publicist's inventory. Relationships are the most valuable asset in the public relations portfolio.
  • How to Protect Yourself from Binding Mandatory Arbitration
    BMA clauses strip you of your rights for litigation in a real court. They are virtually always written to help the other party, the companies, not you.
  • The Dangers of Binding Mandatory Arbitration
    By agreeing to any contract containing a binding mandatory arbitration clause means that you are giving away your constitutional right to settle a dispute, no matter how serious, and giving the power to the contracted company.
  • How to Buy Your Home Through a Deposit Loan Program
    Increasing your credit score by 40 points and lowering your interest rate by 2% can save you over $100,000 on a 30 year mortgage. Additionally, the higher your score, the less you may have to put down as a down payment.
  • Credit Card Novation - Fact or Fiction
    Every credit card company uses the process of Novation to change card holder agreements.
  • Pee Your Pants for the Brewers
    There have already been 420 fans to already pledge their allegiance to the cause, and the number grows every day. These wacky fans have pledged to pee their pants for a Brewers championship.
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    If you read this article and only take with you one thing, let it be that it is strongly recommended that married couples keep their credit separate
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    There's no doubt about it. The price of everything is going up. In addition, we are constantly being bombarded with enticing ads that tempt us to buy all sorts of things we don't need robbing us of the ability to save
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    People do not work for themselves to get rich; there's lots of research that disproves that common belief. Greed is rarely a motivation for taking the risk of free enterprise
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    You need to be involved with cash flow AND growth investments to create true, lasting wealth. Parking your hard-earned money in one place, like the stock market, and praying that it increases, is the riskiest path of all.
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    Please take what you learned here and use it as a base or a starting point to expand your search for new and different ways to live your life. There is only a short space available here but if you do some investigation, there is a wealth of information out there.
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    Home-based businesses are the trend of the future. Government and industry reports show that increasing numbers of men and women are now opting to work out of their homes
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    If your income was to suddenly stop, what would it take to sustain your standard of living for six months.
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    Because what you put put into your mind comes out in the behaviors of your life. Much like the programming put into a computer comes out in the behavior of that computer.
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    The difference between secured and unsecured debt is with secured debt, property is used as collateral, such as your home or car. If you experience financial difficulty with your mortgage or car loan, the bank can foreclose on your home or repossess your car.
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    If you have debt, whether it is credit card debt, a car loan or mortgage, you really don't own anything, the banks do. You are merely paying for the privilege of using it.
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    Your current financial situation is not necessarily your fault. I'm sure that you are like most people and never were taught by family or the educational system about how credit works.
  • How to Live Debt Free - 12 Steps to Total Financial Freedom
    This series will show you exactly why you are in debt so you can avoid those mistakes in the future. You will learn how to build wealth. There is only one truly real definition of being financially independent and that is to be financially dependent on no one.
  • The Student Survival Guide to Credit Cards
    Students should have an understanding of finances, including using credit, credit cards and managing debt, they should not have worries about unnecessary monthly bills
  • Building Your Financial to Do List
    When you achieve true financial independence you will have both the time and the money to accomplish anything that you want.
  • Understanding the The Credit Card Minimum Payment Act
    By only making the minimum payment a small percentage actually goes toward your balance. The lions share is applied to the interest, making a $500 balance actually $800 after it is finally paid off in about seven and a half years!
  • Why the Rich Get Richer
    The real signs of success are tough to spot. The success habits of the rich have been studied and they are all things you can do yourself:
  • Save Your House - Settle Your Debt
    In the first two months of the year, there were four times more default notices issued in the country than in the first two months of last year, while foreclosures tripled over the same period.
  • A Judge that CARE's
    CARE is among the 180 organizations that make up the JumpStart Coalition for Personal Financial Literacy. Laura Levine, JumpStart's executive director, said CARE and other groups "do an amazing job, often with few resources
  • How to Remove Public Records From Your Credit Report
    With any form of credit restoration, there is the process of challenging the listing for validity and requesting documentation that the debt exists.
  • Liars, Lawyers, Con Men and Thieves
    Debt collectors have been correctly branded the worst type of collection agents. Their operations are from a computer driven database provided to them by the very people you trusted this personal information with, your creditor
  • The Power of Compound Interest
    People have asked me: "If I had once piece of financial advice to give to college students, what would it be?"
  • The New Drug of Choice
    It has been called a "magical" drug. They can't imagine what life would be without it. What drug am I referring to? Credit cards.
  • The Blame Game - Who is Ultimately Responsible for Runaway Consumer Debt?
    Credit is no longer viewed as an earned privilege, where you had to have a job and demonstrate that you were worthy of a loan.
  • Holding Their Feet to the Fire
    It's time the federal government began protecting Americans from unsafe credit cards, like it does from unsafe appliances and cars.
  • Your Bankruptcy Risk Score
    There is a scoring method that has been around for over twenty years that has absolutely nothing to do with your FICO score.
  • Students and Credit Card Debt
    Students double their credit card debt and triple the number of cards in their wallets between the time they arrive on campus and graduation.
  • Some Sobering Statistics About Our Economy
    In a world being fueled by the marketing of new forms of credit, and a greater acceptance of debt, the wider distribution of credit cards could indicate that lenders are including a larger number of risky borrowers.
  • The Maze of Debt Relief Options
    The seemingly most easiest thing you can do when in debt is to do nothing, but this is hardly the best choice.
  • The Maze of Debt Relief Options
    Most mortgages are the 10 to 30 year variety. This means that rather than spend a couple of years getting out of credit card debt, you will be spending the length of your mortgage getting out of debt.
  • The Maze of Debt Relief Options
    While the credit card industry has provided many consumers with easy access to credit, it has also created enormous problems and contributed to record levels of personal bankruptcy filings.
  • The Maze of Debt Relief Options
    In the late 1980s and early 1990s, the number of credit and debt counseling agencies in America increased significantly.
  • The Maze of Debt Relief Options
    Consumers who use debt settlement are those who are experiencing legitimate financial hardships. Normally, only unsecured debts, like credit card and medical debts, can be negotiated for settlement.
  • The Maze of Debt Relief Options
    In this seven part series, I will attempt to shine a light of reason on the subject of debt relief in hopes of providing you with the knowledge necessary to make an educated and informed decision.

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