Gaurav Bhola
Gaurav Bhola has extensive experience in many areas. In his education and work career he has held several leadership positions. He enjoys learning about anything that interests him.
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Displaying Results 1 - 69 (of 69) for Yahoo! Voices
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Mortgage Lenders and Mortgage Brokers Face Troubling TimesThe mortgage industry has been seeking to extricate itself from the quicksand it has been mired in since last year.
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What Are Conventional LoansThe federal government is the major driver of the idea of home ownership.
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What Are Government Loans?Government loans are mortgage loans that are insured or guaranteed by the federal government.
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What Are Hybrid LoansA hybrid mortgage loan has combined features of fixed rate mortgage and adjustable rate mortgages. A hybrid loan is also known as a fixed-period ARM. A hybrid loan initially begins with a fixed period of a fixed interest rate (typically 3, 5, 7 or 10 years).
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Mortgage Applications Jump with Falling Interest RatesThe commercial real estate market has been doing extremely well for the last few years. However, its cousin the residential real estate market needs to take advantage of various opportunities for improvement.
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What is an Interest Only MortgageAn interest only mortgage has scheduled monthly mortgage payments consisting of interest only. Generally, the length of the interest mortgage payments last for a period of 5 to 10 years.
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What is 100% Financing Mortgage Loan?The mortgage industry has worked diligently to find loan solutions for home buyers who wish to purchase a home without a down payment.
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What Are Subprime Mortgages?Subprime mortgages are mortgage loans meant to help borrowers who are unable to qualify for traditional mortgages that require good to excellent credit histories.
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Positive Outlook for Commercial Real EstateThe housing and mortgage market have been going through some difficult times in recent months. However, unlike the residential real estate cousin, the commercial real estate market has been doing well.
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What is a Second MortgageA second mortgage is a secured mortgage loan which is secondary to another loan against the same asset. In the real estate arena, a singular property can have numerous loans against it.
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Top Six Reasons to Do a Mortgage RefinanceThere are several reasons to do a mortgage refinance. Here are the top six reasons to refinance.
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Useful Tips on Buying a HomeHome buying is one of the most important financial decisions you can make. With the proper resources, home buying can be an easier process. Let's learn the basics of home buying in seven easy steps.
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Home Loan Finance and Mortgage Refinance OptionsAfter buying your home it is now time to find the perfect mortgage financing. Make sure you consult an expert Mortgage Consultant in terms of financing that fits your needs.
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Sell Your Home Fast by Using These TipsIt is time to make a move and you need to sell your home fast. Use the following strategies to sell your home quickly.
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Jesse Jackson Ready for Payday LoansJesse Jackson the famed civil rights leader and former Democratic presidential candidate (1984, 1988) has decided to mix 2008 presidential election politics and payday loans.
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Presidential Election: Presidential Candidates 2008 - Election CoverageIn another surprising turn of events in the presidential election 2008, Democratic presidential candidate Barack Obama won the Democrat vote at the Iowa Caucus. Obama received 38 percent of the democratic vote.
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Credit Card Companies Target College Students-Part 3The credit card companies have ensnared the college and university system in their web of exploitation of college students. The schools have contracted with credit card companies in affinity programs that undermine students' interests.
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Credit Card Companies Target College Students-Part 2In the world of credit card companies, anything and anyone is fair game, until the laws say otherwise. The targeting of college students is well researched and positioned.
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Presidential Election and Election Coverage 2008: Ron Paul a Racist and Anti-Semite?Ron Paul is a fraud. Here's why....
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Who Can Take on Microsoft Office and Microsoft WindowsThe Microsoft monopoly has been in full throttle for years. Now IBM, amongst others are attempting to seek redemption by promoting Free of Charge Ubuntu, Symphony, and Sun Microsystems's Open Office, etc.
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Mortgage Rates Slide Lower, SomewhatThe never ending saga of increasing mortgage rates seems to have hit a wall; well, more like a small speed bump.
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Mortgage Rates Cut, Great Opportunity for Home BuyersAs the housing market tries to find its footing, the mortgage rates have eased. The lowering of mortgage home loan rates seems to be a response to the Federal Reserve's (Fed) decision to cut interest rates recently.
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Top Ten Tips for Buying a HomeHome buying has always been a tedious process. The home buying journey is fraught with winding turns and crossroads, making buying a home complex and difficult. The complexities of the real estate and mortgage market are not easy to decipher.
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Are Adjustable Rate Mortgages Worth It?It is surprising that a study would find an option adjustable rate mortgage (ARM), the best mortgage available.
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Mortgage and Real Estate MarketsThe housing market has been in a downturn for a while now. The mortgage market is part-and-parcel of the housing market, has also been seeking a recovery.
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Federal Reserve Cuts Interest RatesThe Federal Reserve has been working hard to influence the direction of the economy through monetary policy. The Fed attempts to expand the economy at a steady rate in order to achieve sustained long-term velocity.
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Mortgage Lenders and Mortgage Investors on Their OwnThe language emanating from Federal Reserve Chairman Ben Bernanke and President George W. Bush is loud and clear; there will not be any bail out of mortgage lenders, mortgage brokers, and mortgage investors.
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Foreclosures Add to Supplies of HomesThe current real estate home buying market is the worst one in 16 years.
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Is Old Still Gold?The reverberations from the US subprime mortgage fiasco have not only been felt at home but abroad as well. European stock markets took a significant downturn when two weeks ago French bank BNP Paribas stopped panicky investors from cashing ouT..
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Foreclosure Rates ClimbThe state of the mortgage industry is not looking bright, neither is the outlook for homeowners. While many mortgage lenders are attempting to avoid bankruptcy, many homeowners are trying to avoid foreclosure.
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Mortgage Defaults Cause Angst Among HomebuildersHomebuilders have been in rough waters for the last couple of months. Their new home inventory has been sitting practically idle in the down housing market. A recent survey of homebuilders' sentiment reflected a 16-year low in their confidence in the housing market.
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The Stock Markets Rise but Mortgage Fallout Not OverThe 'Mortgage Friday' last week saw the stock market decline, as the residue of the U.S. mortgage market infected stock markets worldwide.
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Mortgage Home Loan Fears Derail Global Stock MarketsThe mortgage contagion has spread like wildfire, infecting the global markets.
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Your Mortgage Lender Files for Bankruptcy, What Do You Do?he subprime mortgage market has been hit hard in the last few months due to high home loan defaults. In the boom real estate market mortgage lenders had been doling out mortgages to many unqualified borrowers and now it is coming back full circle.
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Mortgage Turmoil Hits High End ConsumersMortgage lenders and mortgage brokers are charging higher interest rates on jumbo home loans to people with good credit.
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Mortgage Lenders Come Under Congress Home Loan ScannerCongress may enact rules for mortgage lenders, mortgage brokers, homebuilders, Wall Street to curb deceptive home loans and mortgage lending.
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Debt Continues to Rise While Savings SlideTroubling economics of excessive consumption, and rising consumer debt due to overspending and increased consumer borrowing through credit cards and personal loans.
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Mortgage Rates Fall to One-month LowMortgage Rates experience a consecutive decline in past 3 weeks, yet housing market remains minimally affected
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Borrowers Sacrifice Home Equity Loan Payments for Credit Card BillsCredit Card Delinquencies Decline, while Home Equity Lines of Credit receive an inverse effect.
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Mortgage Rates Slide Lower, SomewhatMortgage rates lower but mortgage foreclosures continue to increase and home sales remain untouched
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Homeowners in Default Receive Help with Mortgage LoansAs the foreclosure race heats up lenders may become less stringent in their approach towards defaulting homeowners. In the current climate the housing bubble keeps stretching not bursting.
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Eight Month High: Mortgage Rates Rise yet AgainArticle reviews the current stage of increase in mortgage rates.
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Are Subprime Shockwave Fears Justified?Find out the current status of subprime mortgage lenders and how that may affect the economy.
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The Origin of the Modern Day Suicide BomberThe origin of a mainstay of tool of terror use by Islamic Terrorists.
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Search Engine Optimization Vs. Pay-Per-Click AdvertisingDiscuss the advantages of search engine optimization or seo versus pay per click advertising. Explains what seo and pay per click advertising are.
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Top Ten Consumer FraudConsumer Fraud up says Federal Trade Commission Consumer Report or FTC Report, Consumers need strong Consumer Protection
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Democracy Now: Fundamental Duties of a Citizen - Part 2Democracy Now - Part 2 of my article on the Fundamental Duties of a Citizen
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OPEC Continues Meteoric Rise in Oil PricesOPEC keeps raising oil prices.
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Bush Looking for More Time on IraqIraq war in the forefront for Bush.
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China Food Health Scare Forces Bush to Take ActionChina food and health issue come to forefront around the world.
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Builder Confidence Down While Home Construction RisesReal estate and home builders in trouble as housing market slides.
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Nokia: Building on the No.1 SpotTop cell phone company trying to become No. 1 in the US.
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Subprime Mortgages Injurious to Fannie Mae and Freddie Mac's Health?Fannie Mae struck by the predatory mortgage debacle.
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China and India Battle for Influence in Africa: Part 1India and China seek influence in Africa. -
Web 3.0: Will Europe Overtake the U.S.? Part 1Semantic Web or Web 3.0 is the new future of the world wide web.
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China and India Battle for Influence in Africa: Part 2India and China seek influence in Africa -
China Submits on Food SafetyChina finally listens to world about their terrible health and food safety record.
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The Great Game Revisited: The Quest for Central Asian OilCentral Asian Natural Resources Being Targeted by World Powers and Multi-national Companies.
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Mortgage Applications Drop yet AgainMortgage Industry Facing Tough Times. Predatory Mortgages.
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Student Loans: Students & Their Families Need ChoiceStudent Loan Companies Exploit College Students and their Families
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Web 3.0: Will Europe Overtake the U.S.? Part 2Semantic Web
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Another Casualty in Mortgage ArenaMortgage Market and Real Estate Market in doldrums.
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China and India Battle for Influence in Africa: Part 3India - China Battle for influence in Africa -
Presidential Election: Presidential Candidates 2008 - Election CoverageDemocratic Presidential Candidate Ranking
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Presidential Election: Presidential Candidates 2008 - Election CoverageRepublican Presidential Candidate Ranking
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GDP: Gross Domestic Product Fails as an Indicator of Economic Welfare - Part 1GDP is not the true indicator of health of a society. -
China and India Battle for Influence in Africa: Part 4India and China are battling for influence in Arica. -
Credit Card Companies Target College Students - Part 1Credit card companies prey on college students with aggressive marketing efforts with the blessings of colleges and universities.
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Photon Propulsion System Could Revolutionize Space Travel to MarsThe new Photon Laser Thruster produced by the Bae Institute makes it possible in the near future to travel to Mars in one week. The residual fallout from this technology can have immense benefits for commercial, aerospace, and civilian aerospace realms.