Cindi Dixon

Senior Underwriting Manager specializing in Training, Expert Witness, Public Speaking, Forensic Quality Control and Mortgage Fraud Investigations '¢ Audited $5Billion in high risk mortgage loans '¢ Developed and implemented Quality Control programs for pre and post funding, emphasis on fraud prevention and loss mitigation and agency requirements '¢ Founded and managed Morgan Stanley's Internal Fraud Prevention Working Group, a coalition of 150+ senior leaders '¢ Created dashboard processes and reporting structure for critical response to Federal Agencies (Fannie Mae, Freddie Mac), SAR Reporting, Private Insurers, and Senior Leadership
'¢ Designed, developed and managed MSMC Mortgage Fraud database, an IT product utilized to integrate and manage mortgage fraud data '¢ Implemented process improvements and training to reduce corporate fraud exposure losses, pre and post funding, by up to 45% per trade '¢ Expertise in leading investigative teams in underwriting, mortgage fraud, due diligence audits, credit analysis '¢ Repurchase and recovery audit and reporting expertise '¢ Experienced public speaker, panelist, leader and training expert for financial services operations, compliance, fraud prevention and investigations, counterparty business risk and loan servicing performance analysis '¢ Professionally trained and experienced leader in reporting claims disputes, negotiation of counter party risk issues, and expert witness case preparation '¢ Mortgage Backed Securities Investor, Prime and Subprime Lender (retail and wholesale) National Underwriting team manager, including high risk and high production branches '¢ Expertise in Capital Markets leadership in operational policy integration, training and process improvement for credit quality to bridge gaps between origination, production and servicing '¢ Managed high risk and high volume underwriting teams for wholesale and retail organizations for 15 years,